Financials of Bank of India

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Bank of India

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +13,54814,44215,06215,31916,25017,04617,46618,31718,47918,46718,52119,05219,573
Interest7,9488,4679,2569,79210,24210,69311,40312,16612,33312,32112,53012,50412,785
Expenses +6,5904,5794,5464,1906,0415,2695,4564,4856,0505,3994,8495,2015,989
Financing Profit-9901,3961,2601,337-331,0846071,666977471,1421,346800
Financing Margin %-7%10%8%9%-0%6%3%9%1%4%6%7%4%
Other Income +3,1681,4841,7171,2021,8301,3382,5321,7803,4551,6922,2182,3273,280
Depreciation0000000000000
Profit before tax2,1782,8802,9772,5391,7972,4223,1383,4473,5512,4393,3613,6744,079
Tax %36%48%50%25%17%28%24%26%25%28%25%25%25%
Net Profit +1,4131,5621,4991,9311,5741,8902,4222,6382,6021,8312,5762,8143,089
EPS in Rs3.443.813.654.243.464.155.325.795.724.025.666.186.78
Gross NPA %
Net NPA %

Financials of Bank of India

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +43,68542,09339,58538,31341,00542,59140,85438,28147,93261,07371,30875,613
Interest32,22030,24527,60627,67927,20727,19126,42124,08327,44137,75746,59450,139
Expenses +13,60019,84221,21824,61826,87426,38617,67216,26321,17718,84820,65620,708
Financing Profit-2,135-7,994-9,239-13,984-13,076-10,987-3,239-2,065-6864,4694,0574,766
Financing Margin %-5%-19%-23%-36%-32%-26%-8%-5%-1%7%6%6%
Other Income +4,2783,6726,8195,8464,8626,6876,7788,0927,1686,4159,3179,737
Depreciation291290-7522373392380372427509604731
Profit before tax1,852-4,612-2,412-8,660-8,587-4,6923,1605,6556,05610,37512,77113,773
Tax %6%37%-34%-30%-37%-35%34%38%37%37%25%25%
Net Profit +2,015-6,276-1,492-5,982-5,426-3,0512,0813,4873,8396,5679,55210,309
EPS in Rs30.27-75.98-13.94-34.20-19.67-9.316.368.519.3514.4220.9722.64
Dividend Payout %17%0%0%0%0%0%0%24%21%19%19%21%

Financials of Bank of India

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital6668171,0551,7442,7603,2783,2784,1044,1044,5534,5534,553
Reserves31,85732,52832,57435,01344,89241,79546,70352,41856,32966,02876,17285,405
Deposits536,932515,722542,352522,997522,555557,386629,098629,981672,194740,611819,806930,973
Borrowing37,64951,10339,49143,59844,26539,75232,46426,82165,01580,960123,869118,626
Other Liabilities +18,04616,45716,55311,83316,40920,80521,24429,80728,39332,12732,02439,980
Total Liabilities625,150616,628632,026615,184630,881663,017732,786743,131826,036924,2801,056,4251,179,538
Fixed Assets +5,8028,3828,3498,1928,7998,7658,6379,5709,95010,17811,86511,670
CWIP113191197158200293364286110150182207
Investments123,196122,621130,751140,321150,905162,323191,693180,274211,324234,592268,002279,084
Other Assets +496,040485,435492,729466,513470,977491,636532,092553,001604,652679,361776,376888,577
Total Assets625,150616,628632,026615,184630,881663,017732,786743,131826,036924,2801,056,4251,179,538

Financials of Bank of India

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +14,63818,311-6,624-7,366-9,218-4,82737,868-35,487-7,045-4,43718,5344,753
Cash from Investing Activity +-755-609-371-26071-232-182-644-521-991-854-329
Cash from Financing Activity +1,2954,8643,9557,1857,983-3,1922,3981,1465413,86834-5,672
Net Cash Flow15,17922,566-3,040-440-1,164-8,25140,085-34,985-7,026-1,56017,714-1,248
Free Cash Flow14,06617,814-6,910-7,620-9,090-5,18437,538-36,035-7,569-5,26417,8613,907
CFO/OP52%84%-42%-43%-41%-24%160%-159%-28%-13%37%9%

Financials of Bank of India

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %6%-19%-4%-17%-14%-7%4%6%6%10%12%12%