Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Canara HSBC Life Insurance Company Ltd
Quarter-by-quarter operating performance
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Sales + | 3,323 | 1,516 | 2,783 | 3,632 | 2,348 | 4,202 | 1,374 |
| Expenses + | 3,317 | 1,539 | 2,749 | 3,625 | 2,332 | 4,272 | 1,258 |
| Operating Profit | 6 | -23 | 34 | 6 | 16 | -70 | 116 |
| OPM % | 0% | -1% | 1% | 0% | 1% | -2% | 8% |
| Other Income + | 37 | 51 | 1 | 20 | 30 | 101 | -77 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 43 | 28 | 35 | 26 | 45 | 31 | 39 |
| Tax % | 15% | -4% | 8% | 10% | 10% | 10% | 10% |
| Net Profit + | 37 | 29 | 32 | 23 | 41 | 28 | 35 |
| EPS in Rs | 0.39 | 0.31 | 0.34 | 0.25 | 0.43 | 0.29 | 0.37 |
Financials of Canara HSBC Life Insurance Company Ltd
Annual income statement trend
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Sales + | 3,074 | 9,253 | 8,496 | 8,435 | 11,841 | 10,710 | 11,556 |
| Expenses + | 3,059 | 9,323 | 8,726 | 8,471 | 11,705 | 10,578 | 11,488 |
| Operating Profit | 15 | -71 | -230 | -36 | 136 | 131 | 68 |
| OPM % | 0% | -1% | -3% | -0% | 1% | 1% | 1% |
| Other Income + | 104 | 184 | 256 | 155 | 11 | 19 | 73 |
| Interest | 6 | 6 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 8 | 13 | 17 | 19 | 23 | 22 | 0 |
| Profit before tax | 105 | 95 | 10 | 100 | 124 | 128 | 141 |
| Tax % | 0% | 0% | 0% | 9% | 9% | 9% | 10% |
| Net Profit + | 105 | 95 | 10 | 91 | 113 | 117 | 127 |
| EPS in Rs | 1.11 | 1.00 | 0.11 | 0.96 | 1.19 | 1.23 | 1.33 |
| Dividend Payout % | 0% | 0% | 278% | 31% | 34% | 32% | 0% |
Financials of Canara HSBC Life Insurance Company Ltd
Capital structure and asset base
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Equity Capital | 950 | 950 | 950 | 950 | 950 | 950 | 950 |
| Reserves | 239 | 330 | 340 | 403 | 469 | 567 | 655 |
| Borrowings + | 0 | 0 | 0 | 0 | 0 | 0 | 250 |
| Other Liabilities + | 14,757 | 21,306 | 25,925 | 29,957 | 37,332 | 41,397 | 46,201 |
| Total Liabilities | 15,946 | 22,586 | 27,215 | 31,310 | 38,751 | 42,914 | 48,057 |
| Fixed Assets + | 32 | 37 | 70 | 73 | 77 | 42 | 37 |
| CWIP | 4 | 7 | 4 | 5 | 2 | 4 | 0 |
| Investments | 15,374 | 21,871 | 26,266 | 30,179 | 37,357 | 41,166 | 46,118 |
| Other Assets + | 536 | 671 | 875 | 1,053 | 1,314 | 1,702 | 1,901 |
| Total Assets | 15,946 | 22,586 | 27,215 | 31,310 | 38,751 | 42,914 | 48,057 |
Financials of Canara HSBC Life Insurance Company Ltd
Operating, investing and financing cash movement
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 2,340 | 1,998 | 2,592 | 2,310 | 1,208 | 3,534 | |
| Cash from Investing Activity + | -2,236 | -1,929 | -2,576 | -2,045 | -714 | -3,666 | |
| Cash from Financing Activity + | 0 | 0 | -28 | -48 | -19 | 212 | |
| Net Cash Flow | 103 | 69 | -12 | 218 | 474 | 80 | |
| Free Cash Flow | 2,319 | 1,980 | 2,568 | 2,283 | 1,197 | 3,523 | |
| CFO/OP | -3,306% | -871% | -7,262% | 1,708% | 930% | 5,212% |
Financials of Canara HSBC Life Insurance Company Ltd
Working capital efficiency and return ratios
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| Inventory Days | |||||||
| Days Payable | |||||||
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| Working Capital Days | -4 | -15 | -6 | -5 | -3 | -2 | -5 |
| ROCE % | 8% | 1% | 8% | 9% | 9% | 8% |