Financials of Federal Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Federal Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +5,0125,3505,7916,0856,3396,7287,0067,2657,1087,1517,2167,3607,947
Interest2,9383,2553,5443,7603,9364,2124,3934,5704,4564,5404,4294,4014,402
Expenses +1,5741,6341,6611,8141,9172,0482,1492,3492,2652,5062,5192,5953,017
Financing Profit500461586511486468463346386105267365528
Financing Margin %10%9%10%8%8%7%7%5%5%1%4%5%7%
Other Income +7687417579088109361,0109311,0471,1641,1051,1431,186
Depreciation0000000000000
Profit before tax1,2691,2021,3431,4201,2961,4041,4731,2771,4341,2701,3731,5071,714
Tax %26%26%26%25%25%26%25%26%23%25%26%25%19%
Net Profit +9648941,0071,0679961,0471,1159511,1209511,0231,1251,392
EPS in Rs4.514.164.234.263.994.204.473.854.443.744.034.445.44
Gross NPA %2.35%2.37%2.27%2.28%2.11%
Net NPA %0.73%0.74%0.68%0.68%0.63%

Financials of Federal Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +7,4887,8268,7839,91511,63513,59014,31414,38217,81223,56528,10629,674
Interest5,0565,2595,6536,2267,3168,6788,4357,9599,97514,49517,63117,772
Expenses +1,7012,5292,7493,3313,5724,6085,5275,7585,8286,7928,52310,637
Financing Profit731383823587473043526642,0092,2781,9521,265
Financing Margin %10%0%4%4%6%2%2%5%11%10%7%4%
Other Income +8798081,0841,1601,3351,8821,9722,1212,4363,2163,9244,598
Depreciation791081241251221261151391822342880
Profit before tax1,5307391,3421,3931,9602,0602,2092,6464,2635,2615,5885,863
Tax %34%34%36%35%35%25%25%26%26%25%25%24%
Net Profit +1,0584868679351,3181,5901,6801,9963,2103,9644,2344,491
EPS in Rs6.172.835.034.746.637.938.349.3714.9515.9316.9317.63
Dividend Payout %18%25%18%21%21%0%8%19%7%8%7%7%

Financials of Federal Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital171344345394397399399421423487491493
Reserves7,5297,7208,60711,88013,10114,42416,10518,83521,69929,61834,04739,550
Deposits70,82379,17197,662111,970134,879152,252172,186181,678212,988252,455283,484313,491
Borrowing2,3935,2366,34512,3298,70612,52812,27119,58725,86225,16032,59633,193
Other Liabilities +1,9932,2342,5272,6403,4693,7514,0065,7217,03110,1199,62615,354
Total Liabilities82,90994,706115,486139,214160,552183,353204,967226,241268,004317,839360,244402,081
Fixed Assets +4465084774524624775046438909961,4561,528
CWIP27161510182813298167720
Investments20,34924,92027,91230,59531,67635,71536,73239,06548,70261,04366,05876,471
Other Assets +62,08769,26287,081108,158128,397147,133167,717186,504218,330255,733292,658324,081
Total Assets82,90994,706115,486139,214160,552183,353204,967226,241268,004317,839360,244402,081

Financials of Federal Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +5,158-1,5573,431-5,0517,8733,73111,179-7,7744896,4318,8014,349
Cash from Investing Activity +-1,3641,990-2,384-1,579-3,378-4,688-3,913901-9,860-8,912-3,799-11,109
Cash from Financing Activity +-3,5442059858,371-3,6373,661-2088,1936,0383,8717,4012,069
Net Cash Flow2506392,0321,7418582,7047,0581,320-3,3321,39012,403-4,691
Free Cash Flow5,039-1,7173,338-5,1457,7503,58511,053-8,06286,1148,0504,063
CFO/OP100%-29%64%-66%107%49%134%-80%14%46%52%29%

Financials of Federal Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %15%6%10%9%10%11%11%11%15%15%13%12%