Financials of IDFC First Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of IDFC First Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +6,4246,8687,3567,8798,2198,7898,9579,3439,4139,6429,93710,41710,553
Interest2,8283,1233,4063,5933,7504,0944,1694,4414,5064,7094,8244,9254,876
Expenses +3,9184,1354,3984,8955,1695,4266,2856,2616,4416,5806,5766,9827,118
Financing Profit-321-390-448-609-700-731-1,497-1,359-1,534-1,647-1,463-1,490-1,441
Financing Margin %-5%-6%-6%-8%-9%-8%-17%-15%-16%-17%-15%-14%-14%
Other Income +1,3971,4141,4301,5171,6421,6191,7271,7801,8952,2271,8912,1251,630
Depreciation0000000000000
Profit before tax1,0761,024982908942888230421361580428635189
Tax %25%25%23%21%23%23%13%19%16%20%18%21%-68%
Net Profit +803765751716724681201339304463352503319
EPS in Rs1.211.151.121.011.020.960.270.460.420.630.480.580.37
Gross NPA %2.51%2.17%2.11%2.04%1.88%1.90%1.92%1.94%1.87%1.97%1.86%1.69%1.61%
Net NPA %0.86%0.70%0.68%0.68%0.60%0.59%0.48%0.52%0.53%0.55%0.52%0.53%0.48%

Financials of IDFC First Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2015 6mMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +03,6498,5338,93011,94816,30815,96817,17322,72830,32236,50140,549
Interest02,8026,5157,1328,74910,2328,5887,46710,09213,87217,21019,334
Expenses +34941,4251,7254,5349,8718,78612,38013,41017,97923,59327,256
Financing Profit-335359273-1,335-3,795-1,406-2,674-775-1,528-4,301-6,040
Financing Margin %10%7%1%-11%-23%-9%-16%-3%-5%-12%-15%
Other Income +04031,0131,1188521,7222,2113,2224,4676,0027,0227,873
Depreciation0411341632,8133053293734256188200
Profit before tax-37161,4711,027-3,295-2,3794761753,2673,8551,9001,833
Tax %0%35%31%16%-41%20%5%17%25%23%20%11%
Net Profit +-34671,020859-1,944-2,8644521452,4372,9571,5251,636
EPS in Rs-516.001.383.002.52-4.07-5.950.800.233.684.182.081.90
Dividend Payout %0%18%25%30%0%0%0%0%0%0%12%13%

Financials of IDFC First Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital0.053,3933,3993,4044,7824,8105,6766,2186,6187,0707,3228,602
Reserves-310,24011,27911,85213,37810,53312,13214,78619,10325,09130,75638,462
Deposits8,21940,20848,19870,47965,10888,688105,634144,637200,576252,065294,475
Borrowing057,16050,26257,28769,98357,39745,78652,96357,21250,93638,97536,621
Other Liabilities +34,2047,0115,7788,56311,35310,86110,58112,37112,44214,70121,621
Total Liabilities083,216112,160126,520167,185149,200163,144190,182239,942296,115343,819399,780
Fixed Assets +06447817819179651,2011,2821,8762,5252,5962,557
CWIP029533473657921495670
Investments029,72950,47261,20258,47545,40545,41246,14561,12474,71080,71685,966
Other Assets +052,81460,90164,535107,759102,758116,466142,676176,728218,785260,440311,257
Total Assets083,216112,160126,520167,185149,200163,144190,182239,942296,115343,819399,780

Financials of IDFC First Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +0-13,03414,247-5,94117,29310,92714,0612,6043,60011,32814,3956,915
Cash from Investing Activity +07,171-5,074-1,008-412-3,764-2,826-2,884-11,969-9,792-3,095-14,241
Cash from Financing Activity +07,475-6,9746,744-12,207-12,539-9,59810,2116,509-2,954-8,6824,969
Net Cash Flow01,6122,198-2054,675-5,3761,6379,930-1,860-1,4182,617-2,357
Free Cash Flow0-13,21213,993-6,10417,03710,53413,5192,1312,44710,18913,5426,178
CFO/OP0%-406%204%-78%232%172%188%51%42%98%113%54%

Financials of IDFC First Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %7%7%6%-12%-17%3%1%10%10%4%4%