Financials of Indian Bank

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Indian Bank

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +12,25513,05013,76414,20314,63315,04115,36915,77015,86016,28516,62817,10217,488
Interest6,7367,3468,0038,3838,6098,8619,1549,3459,4679,92410,04010,20310,372
Expenses +6,2025,1615,1505,1585,3784,9945,1445,1025,0974,8805,1085,4925,811
Financing Profit-6835436116616461,1861,0721,3231,2951,4811,4801,4071,305
Financing Margin %-6%4%4%5%4%8%7%8%8%9%9%8%7%
Other Income +2,1611,8712,1662,1132,4322,0772,6022,3972,9351,8542,6432,7932,773
Depreciation0000000000000
Profit before tax1,4772,4152,7772,7743,0783,2633,6743,7214,2303,3354,1234,1994,078
Tax %1%29%28%23%27%26%25%23%30%33%26%27%24%
Net Profit +1,5201,8502,0692,2072,2962,5712,8012,9102,9822,2773,1093,1483,174
EPS in Rs12.2014.8516.6116.3717.0419.0820.7921.6022.1416.9023.0723.3623.56
Gross NPA %5.95%5.47%4.97%4.47%3.95%3.77%3.48%3.26%3.09%3.01%2.60%2.23%1.98%
Net NPA %0.90%0.70%0.60%0.53%0.43%0.39%0.27%0.21%0.19%0.18%0.16%0.15%0.15%

Financials of Indian Bank

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +15,85316,24416,03917,11519,18221,40139,10838,88844,98555,65062,03967,504
Interest11,39011,79510,89110,85112,16713,79823,43922,12924,71732,34136,82640,539
Expenses +4,2195,1286,1446,9988,2899,23818,02920,28521,57720,34219,82420,816
Financing Profit245-679-996-734-1,273-1,634-2,360-3,526-1,3092,9675,3896,150
Financing Margin %2%-4%-6%-4%-7%-8%-6%-9%-3%5%9%9%
Other Income +1,3721,7892,2222,4171,8913,3266,1117,3807,8048,58210,01710,934
Depreciation139151166237259314637601532531543609
Profit before tax1,4789581,0601,4453591,3773,1153,2535,96311,01714,86416,475
Tax %31%25%-33%13%11%45%3%-23%11%26%26%26%
Net Profit +1,0517521,4551,3113818623,1514,1445,5748,42311,26411,707
EPS in Rs21.8415.6430.2527.297.9114.1527.8833.2644.7462.5183.6186.89
Dividend Payout %19%10%20%0%0%0%7%20%19%19%19%21%

Financials of Indian Bank

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital4804804804804806091,1291,2451,2451,3471,3471,347
Reserves14,54916,01016,95418,23519,23522,15938,32943,70648,26158,90170,16678,696
Deposits169,204178,259182,480208,262242,041260,184538,030593,571621,123687,953737,098827,654
Borrowing2,6463,50912,63719,76012,13820,83024,76317,21822,09223,14341,55246,807
Other Liabilities +6,1565,6835,9576,2446,4946,35923,28518,35620,61224,36526,87537,049
Total Liabilities193,036203,941218,507252,981280,388310,141625,535674,096713,334795,709877,039991,553
Fixed Assets +2,9693,5083,4363,4213,9643,8987,3927,6947,4727,5388,8548,674
CWIP5811111059233
Investments46,06053,28367,78171,61965,27281,871178,292176,502188,366215,242228,421247,682
Other Assets +144,001147,143147,280177,940211,152224,371439,850489,896517,487572,927639,760735,194
Total Assets193,036203,941218,507252,981280,388310,141625,535674,096713,334795,709877,039991,553

Financials of Indian Bank

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +5,136-931-10,814-3,6766,270-8,39617,06528,750-27,894-8,61717,39618,815
Cash from Investing Activity +-236-772-179-214-176-24721,233-305-314-618-348-428
Cash from Financing Activity +-2,3126209,0416,7761,0002,5521,86618-1,5431,195-4,264-7,649
Net Cash Flow2,588-1,082-1,9522,8867,094-6,09140,16328,464-29,751-8,04012,78410,738
Free Cash Flow4,899-1,702-10,993-3,8906,021-8,64416,52028,446-28,208-9,23517,04818,387
CFO/OP44%-8%-109%-36%58%-69%81%155%-119%-24%41%40%

Financials of Indian Bank

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %7%5%9%7%2%4%10%10%12%15%17%15%