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New India Assurance Company Q1 FY27 Share Price & Earnings Call Analysis

₹166.64+1.34% today
Market cap
₹27,464 Cr
P/E
35.70
ROE
4.92%
PEG
0.35
Price to sales
0.55
Debt to equity
0.00
52W high / low
₹231 / ₹118
Sales growth (5Y)
8.52%
EBITDA margin
-0.11%
Net profit margin
2.86%
Promoter holding
85.44%
Sales (last year)
₹49,962 Cr

Guidance scorecard · Q1 FY27 call

What New India Assurance Company Ltd's management guided

Revenue10–20%MarginsFlatCapexWhat management saidFundraisingWhat management saidOrder bookWhat management said

RevenueQ4 FY26 call

10–20%
  • New India Assurance expects continued double-digit growth in overall premium, outpacing the industry growth of 9.3%.
  • Domestic gross direct premium grew by 10.9% in FY26, with a market share increase from 12.56% to 12.74%.
  • Significant growth is anticipated in retail segments, especially Health and PA (47.5% of book), supported by rising customer awareness and tax benefits.
  • Tier-2 and Tier-3 markets are targeted for expansion, driven by government focus on MSMEs and financial inclusion.
  • Motor segment growth is expected to be modest, single-digit, as focus shifts to profitability and portfolio recalibration.
  • New product innovations and digital initiatives will support sustainable, granular growth.

2 more points from New India Assurance Company Ltd's call on revenue

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Full Q4 FY26 analysis

MarginsQ4 FY26 call

Flat

See what New India Assurance Company Ltd said on margins — free account, 30 seconds.

Full Q4 FY26 analysis

CapexQ4 FY26 call

  • These initiatives reflect strategic investments aimed at enhancing operational efficiency, customer engagement, and underwriting/claim servicing.
  • The company emphasizes strengthening operational capabilities and digital initiatives as part of its forward-looking strategy.
Full Q4 FY26 analysis

FundraisingQ4 FY26 call

See what New India Assurance Company Ltd said on fundraising — free account, 30 seconds.

Full Q4 FY26 analysis

Order bookQ4 FY26 call

Ask what New India Assurance Company Ltd said on the order book →

Full Q4 FY26 analysis

Ranges are what management guided for revenue growth and margins on the latest earnings call. Not investment advice, and not a forecast of returns.

Potential multibaggers · Q2 FY27

This quarter's potential multibaggers
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. Strong growth
    3
See all potential multibaggersWhere does New India Assurance Company Ltd rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Financials of New India Assurance Company Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of New India Assurance Company Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales +10,1829,90010,56711,36611,68610,41810,78610,70311,66411,71913,45012,06912,544
Expenses +10,0739,55710,81310,50011,25210,14810,64610,60511,23911,53013,52411,86312,525
Operating Profit109343-24686643427014098426189-7420619
OPM %1%3%-2%8%4%3%1%1%4%2%-1%2%0%
Other Income +41-2540362197720298166427
Interest0000000000000
Depreciation0000000000000
Profit before tax150318-24286647027214110750239123372446
Tax %4%16%-19%18%34%14%48%-221%36%-0%14%-1%-26%
Net Profit +124261-1757223132439134935640255380580
EPS in Rs0.771.58-1.074.381.891.450.542.122.182.430.332.313.51

Financials of New India Assurance Company Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales +13,35415,21520,23419,79827,66028,34333,06635,82141,00743,28543,35449,782
Expenses +17,10718,19520,69224,59027,94429,40630,93135,64439,72842,01742,55249,441
Operating Profit-3,753-2,980-458-4,793-284-1,0632,1361771,2791,268802341
OPM %-28%-20%-2%-24%-1%-4%6%0%3%3%2%1%
Other Income +5,4874,0631,7047,6011,0502,816278760203272892
Interest3461200000000
Depreciation283447749093103878259510
Profit before tax1,7031,0451,1942,7226771,6592,0601781,2561,4121,0221,233
Tax %19%11%14%20%11%13%21%-0%16%23%5%-10%
Net Profit +1,4129591,0502,1906101,4471,6451981,0501,1201,0381,417
EPS in Rs35.4024.0326.1513.293.678.759.951.186.366.776.298.57
Dividend Payout %21%26%30%33%41%0%0%25%5%30%29%21%

Financials of New India Assurance Company Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital200200200412824824824824824824824824
Reserves20,03519,42620,48424,22823,30320,72124,73224,98125,04027,47228,17133,812
Borrowings +000000000000
Other Liabilities +42,72644,78049,47351,09456,42655,70766,91470,69172,35979,15080,77675,713
Total Liabilities62,96164,40770,15775,73480,55377,25292,47096,49698,223107,446109,771110,349
Fixed Assets +302350399560561558547563564471533526
CWIP015573345251618142060
Investments45,36544,97251,90756,02459,80152,02967,02571,31974,36082,06980,94278,166
Other Assets +17,29319,06917,79519,11720,14724,64024,88324,59723,28524,88628,29031,657
Total Assets62,96164,40770,15775,73480,55377,25292,47096,49698,223107,446109,771110,349

Financials of New India Assurance Company Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +847-1,605-124425-1,334-967777-4,052-5,855-4,672-3,390-4,532
Cash from Investing Activity +-1,3457411,340-4942,3372,825-3344,9005,7017,2034,9661,835
Cash from Financing Activity +-208-366-3071,125-476-30077-6-65-326-343-297
Net Cash Flow-706-1,2299101,0565271,558520842-2192,2061,234-2,994
Free Cash Flow795-1,683-277208-1,436-1,033728-4,148-5,928-4,723-3,496-4,597
CFO/OP-23%54%27%-9%310%66%57%-2,381%-430%-341%-388%-1,364%

Financials of New India Assurance Company Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days000000000000
Inventory Days
Days Payable
Cash Conversion Cycle000000000000
Working Capital Days-549-533-447-506-421-486-471-469-436-439-468-440
ROCE %1%-2%3%2%-1%7%9%1%-2%5%4%4%

Guidance history

How New India Assurance Company Ltd's guidance has moved, call by call

CallRevenueMarginsCapexFundraisingOrder book
Q4 FY26 call →10–20%Flat———
Q3 FY26 call →10–20%Flat———
Q2 FY26 call →10–20%Flat———

What management guided on each call, newest first. Not investment advice, and not a forecast of returns.

27out of 100

Momentum score · price trend

27 out of 100 — Cooling

Over the past year its share price has done worse than most of the stocks we track.

PeriodShare price changeBetter than … of 1,910 stocks
Last 12 months−12.7%45%
Last 6 months+3.8%59%
Last 3 months+0.5%64%

The price is 53.2% below its all-time high of ₹356.43 (28 Mar 2018). Stocks more than 20% below their peak have their score halved, so 55 became 27.

How we calculate it

“Better than 30%” means that over that period the share price did better than 30 out of every 100 stocks we track (1,910 Indian companies worth ₹500 Cr or more, with at least a year of prices).

The score weighs the longer periods more: 40% × 12-month + 40% × 6-month + 20% × 3-month. For New India Assurance Company Ltd: 0.4 × 45 + 0.4 × 59 + 0.2 × 64 = 55, halved to 27 because the price is more than 20% below its all-time high.

Strengthening is 70 and above, Steady 40 to 70, Cooling below 40. Scores are recalculated every night after the market closes.

Full methodology →

This describes only how the share price has moved up to 29 Oct 2026, compared with other stocks. It says nothing about the business, and it is not a prediction, a price target or a recommendation to buy or sell.

Continue your research

What New India Assurance Company Ltd's management said in earlier quarters