Financials of RBL Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of RBL Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +2,6422,8563,0083,1913,3393,4963,5313,5363,4763,4413,5073,6673,720
Interest1,2851,4341,5331,6461,7391,7961,9161,9511,9131,9601,9572,0102,049
Expenses +1,6721,7262,0892,0162,0022,0132,2512,8512,4872,2902,2552,4342,463
Financing Profit-315-304-614-470-402-313-636-1,266-924-809-704-777-792
Financing Margin %-12%-11%-20%-15%-12%-9%-18%-36%-27%-24%-20%-21%-21%
Other Income +6746857047788758059271,0731,0001,0699331,0501,069
Depreciation0000000000000
Profit before tax35938191307473493292-19276261229273277
Tax %25%24%-224%24%25%25%24%-117%10%23%22%22%17%
Net Profit +2712882942333533722233369200179214230
EPS in Rs4.524.804.893.875.836.133.660.541.133.292.913.473.72
Gross NPA %3.37%3.22%3.12%3.12%2.65%2.69%2.88%2.92%2.60%2.78%2.32%1.88%1.45%
Net NPA %1.10%1.00%0.78%0.80%0.74%0.74%0.79%0.53%0.29%0.45%0.57%0.55%0.39%

Financials of RBL Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +1,9532,7443,7134,5086,3018,5148,3298,1769,67712,39414,03914,336
Interest1,3971,9252,4922,7413,7614,8854,5414,1494,6786,3517,5767,976
Expenses +6278331,2341,7812,5614,6494,8246,3186,1117,6199,3829,441
Financing Profit-70-14-12-15-21-1,019-1,037-2,292-1,113-1,576-2,919-3,082
Financing Margin %-4%-1%-0%-0%-0%-12%-12%-28%-12%-13%-21%-22%
Other Income +4034917551,0681,4421,9101,8842,3412,4893,0433,8064,121
Depreciation334862871221381581641962152190
Profit before tax3004286819671,299753689-1151,1801,2526681,040
Tax %31%32%35%34%33%33%26%-35%25%7%-4%21%
Net Profit +207292446635867506508-758831,168695822
EPS in Rs7.069.0111.8915.1320.329.948.49-1.2514.7219.3011.4413.31
Dividend Payout %17%17%15%14%13%15%0%0%10%8%9%8%

Financials of RBL Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital293325375420427509598600600605608618
Reserves1,9362,6643,9606,2647,12110,07412,06512,01912,97714,19114,99915,812
Deposits17,09924,34934,58843,90258,39457,81273,12179,00784,887103,494110,944139,018
Borrowing6,96310,5367,9809,26111,83217,00711,22611,09313,33114,18413,73416,794
Other Liabilities +8121,2871,7712,0032,5853,5763,6413,4914,0825,9586,4418,443
Total Liabilities27,10439,16148,67561,85180,35988,978100,651106,209115,876138,432146,725180,685
Fixed Assets +153158224303363408442467529525570566
CWIP101935314062248245770
Investments9,79214,43613,48215,44816,84018,15023,23022,27428,87529,57632,16532,078
Other Assets +17,14824,54834,93446,06963,11670,35876,95483,38686,427108,324113,984148,041
Total Assets27,10439,16148,67561,85180,35988,978100,651106,209115,876138,432146,725180,685

Financials of RBL Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-2,261-4,3843,434-2,528-31-5,0847,5976,449-11,0444,935-8427,577
Cash from Investing Activity +-58-60-142-162-190-206-157-246-223-172-263-223
Cash from Financing Activity +3,0764,040-1,6562,9952,5677,698-4,207-1142,239842-5033,159
Net Cash Flow757-4051,6353052,3452,4083,2336,090-9,0285,605-1,60810,513
Free Cash Flow-2,319-4,4453,291-2,690-221-5,2907,4406,203-11,2674,763-1,1057,354
CFO/OP-163%-222%147%-79%15%-123%226%356%-303%107%-14%158%

Financials of RBL Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %10%11%12%12%12%6%4%-1%7%8%5%5%