Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of SG Finserve Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 28 | 35 | 44 | 52 | 59 | 44 | 31 | 42 | 54 | 68 | 75 | 86 | 105 |
| Interest | 6 | 11 | 15 | 18 | 21 | 12 | 0 | 1 | 19 | 25 | 30 | 36 | 43 |
| Expenses + | 3 | 3 | 6 | 5 | 7 | 6 | 10 | 9 | 4 | 9 | 6 | 6 | 6 |
| Financing Profit | 19 | 21 | 23 | 29 | 31 | 25 | 21 | 32 | 31 | 34 | 39 | 43 | 56 |
| Financing Margin % | 68% | 60% | 53% | 55% | 53% | 58% | 67% | 76% | 58% | 50% | 52% | 50% | 53% |
| Other Income + | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 19 | 21 | 23 | 29 | 32 | 26 | 21 | 32 | 31 | 34 | 38 | 43 | 56 |
| Tax % | 25% | 25% | 25% | 25% | 25% | 26% | 32% | 26% | 23% | 28% | 26% | 25% | 25% |
| Net Profit + | 14 | 16 | 17 | 22 | 24 | 19 | 14 | 24 | 24 | 25 | 28 | 32 | 42 |
| EPS in Rs | 3.40 | 3.68 | 3.18 | 3.94 | 4.33 | 3.47 | 2.53 | 4.24 | 4.26 | 4.39 | 5.08 | 5.81 | 6.48 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of SG Finserve Ltd
Annual income statement trend
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 6 | 4 | 1 | 1 | 0 | 0 | 2 | 2 | 41 | 190 | 171 | 333 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 64 | 32 | 134 |
| Expenses + | 6 | 4 | 0 | 1 | 1 | 1 | 1 | 1 | 8 | 20 | 28 | 27 |
| Financing Profit | 0 | 0 | 0 | 1 | -0 | -1 | 2 | 1 | 25 | 105 | 111 | 172 |
| Financing Margin % | 6% | 4% | 35% | 55% | -172% | -344% | 69% | 55% | 59% | 55% | 65% | 52% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 1 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Profit before tax | 0 | 0 | 0 | 1 | -0 | -1 | 2 | 1 | 25 | 105 | 110 | 172 |
| Tax % | 32% | 38% | 23% | 29% | -27% | 5% | 4% | 30% | 26% | 25% | 26% | 26% |
| Net Profit + | 0 | 0 | 0 | 1 | -0 | -1 | 2 | 1 | 18 | 79 | 81 | 128 |
| EPS in Rs | 0.48 | 0.18 | 0.46 | 1.18 | -0.68 | -2.00 | 3.15 | 1.56 | 4.46 | 14.29 | 14.49 | 19.56 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Financials of SG Finserve Ltd
Capital structure and asset base
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 41 | 55 | 56 | 65 |
| Reserves | 2 | 2 | 2 | 3 | 2 | 2 | 3 | 4 | 532 | 751 | 959 | 1,395 |
| Borrowing | 1 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 493 | 957 | 1,385 | 2,704 |
| Other Liabilities + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13 | 16 | 17 | 9 |
| Total Liabilities | 8 | 7 | 7 | 8 | 8 | 8 | 8 | 9 | 1,079 | 1,779 | 2,416 | 4,173 |
| Fixed Assets + | 0 | 0 | 2 | 2 | 2 | 1 | 1 | 1 | 0 | 2 | 2 | 2 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Investments | 2 | 2 | 1 | 1 | 1 | 2 | 1 | 2 | 0 | 0 | 80 | 0 |
| Other Assets + | 6 | 5 | 5 | 6 | 5 | 5 | 6 | 6 | 1,078 | 1,778 | 2,334 | 4,171 |
| Total Assets | 8 | 7 | 7 | 8 | 8 | 8 | 8 | 9 | 1,079 | 1,779 | 2,416 | 4,173 |
Financials of SG Finserve Ltd
Operating, investing and financing cash movement
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 0 | -1 | -0 | -0 | -1 | -1 | 0 | 0 | -941 | -629 | -489 | -1,571 |
| Cash from Investing Activity + | -1 | -1 | 0 | -0 | 1 | 1 | 1 | -0 | 2 | -4 | -58 | 61 |
| Cash from Financing Activity + | -0 | -0 | 0 | -0 | 0 | 0 | -1 | 0 | 1,030 | 616 | 554 | 1,632 |
| Net Cash Flow | -1 | -2 | -0 | -0 | -0 | 0 | 0 | 0 | 91 | -18 | 7 | 121 |
| Free Cash Flow | 0 | -1 | -0 | -0 | -1 | -0 | 0 | 0 | -941 | -630 | -490 | -1,572 |
| CFO/OP | 41% | -435% | -88% | -4% | 178% | 88% | 12% | 59% | -2,831% | -353% | -322% | -499% |
Financials of SG Finserve Ltd
Working capital efficiency and return ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 4% | 1% | 3% | 8% | -4% | -14% | 22% | 10% | 6% | 11% | 9% | 10% |