ICICI Lombard
ICICI Lombard Q3 FY26 Results & Concall Highlights: Revenue, Margins & Order Book
Q3 FY26 earnings call: what management guided on revenue, margins and order book.
The short version
The Company expects continued strong growth momentum into FY2027 driven by robust demand across segments, particularly in Retail Health and Motor. The company targets delivering Return on Equity (ROE) in the range of 18% to 20%, aiming for sustainable value creation and profitable growth (Page 22).
From ICICI Lombard's Q3 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- The Company expects continued strong growth momentum into FY2027 driven by robust demand across segments, particularly in Retail Health and Motor.
- Retail Health growth is supported by increasing awareness, GST rationalization, higher sum insured levels, and expansion into tier 2 and tier 3 cities with many new-to-insurance customers.
- Motor segment growth is buoyed by a record 19.5% quarterly growth in auto sales, broad-based across vehicle types and geographies, with positive outlook for Q4 and beyond.
- Commercial lines, Engineering, and Fire segments are expected to maintain growth supported by infrastructure development and expanding distribution.
- The Company aims to maintain profitable growth with ROE target of 18-20%, focusing on disciplined underwriting and selective risk acceptance.
2 more points management made on revenue & sales performance
Profitability & Margins
See what ICICI Lombard said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
2 more points management made on capital expenditure plans
Top-ranked in Insurance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what ICICI Lombard said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
2 more points management made on order book & pipeline
ICICI Lombard — Quarterly revenue & net profit
Reported quarterly figures (₹ Cr). Latest: revenue ₹6.8K Cr, net profit ₹547 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
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What ICICI Lombard General Insurance Company Ltd's management said in earlier quarters
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Frequently Asked Questions
What were ICICI Lombard Q3 FY26 results?
The Company expects continued strong growth momentum into FY2027 driven by robust demand across segments, particularly in Retail Health and Motor. The company targets delivering Return on Equity (ROE) in the range of 18% to 20%, aiming for sustainable value creation and profitable growth (Page 22).
What is ICICI Lombard share price analysis?
ICICI Lombard currently shows a neutral. The stock trades at a P/E of 33.5 with a market cap of ₹81,423 Cr. Investors should review the full earnings analysis for detailed insights.
Is ICICI Lombard planning capital expenditure?
The transcript from the provided pages does not explicitly mention any current or future capex, capital investment, or strategic investment plans by ICICI Lombard General Insurance Company Limited.
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This analysis is AI-generated based on publicly available earnings data and concall transcripts. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.