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Satin Creditcare

Q1 FY27

Satin Creditcare Q1 FY27 earnings call: Revenue & Margins

Q1 FY27 earnings call: what management guided on revenue, margins and order book.

Price₹219
Market cap₹2.5K Cr
P/E6.0
Updated25 Aug 2026
Read4 min read

What the Q1 FY27 call signalled

4 of 5 strong

RevenueGood growth
MarginMargins steady
CapexCapex planned
FundraiseFundraise planned
Order bookOrder book rising

The short version

Satin Creditcare expects consolidated AUM growth of 20% to 25% for FY27, targeting INR18,200 to INR18,900 crores by March 2027. Satin Creditcare aims for a consolidated AUM of INR 32,000 crores by 2030, with one-third from non-microfinance business, indicating strong growth potential.

From Satin Creditcare's Q1 FY27 earnings-call transcript · updated 25 Aug 2026.

Revenue & Sales Performance

Good growth
  • Satin Creditcare expects consolidated AUM growth of 20% to 25% for FY27, targeting INR18,200 to INR18,900 crores by March 2027.
  • The company is growing faster than guided in the first quarter, indicating strong momentum.
  • Long-term target is to achieve a diversified financial services group with INR32,000 crores AUM by 2030, with one-third of the book outside microfinance.
  • Focus remains on profitable and calibrated growth rather than growth at any cost.
  • Subsidiaries like Satin Finserv and Satin Housing are in scale-building phase and expected to contribute meaningfully in coming quarters as their portfolios grow.

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Profitability & Margins

See what Satin Creditcare said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

Capex planned
  • Satin Creditcare Network Limited is focusing on technology investments, notably completing development of their core banking platform, targeting go-live in Q2 FY27. Post that, expansion into loan management and loan origination for NBFCs is planned.
  • Satin Growth Alternatives is progressing toward its first close of Category 2 AIF and plans its first deployment next quarter with institutional LPs onboarding.
  • The subsidiaries, such as Satin Finserv and Satin Housing Finance, are in scale-building phases and expected to leverage operating costs as their portfolios grow, implying ongoing capital investment.

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Fundraising & Capital Structure

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Order Book & Pipeline

Order book rising
The provided pages of the Satin Creditcare Network Limited document do not contain specific details on the current or expected order book or pending orders. The discussion mainly centers around financial performance, asset quality, borrowing strategy, branch expansion, credit costs, provisioning, and growth plans. Key highlights include: - Consolidated AUM of INR 15,935 crores, growing 27% YoY. - Strong pipeline with 34 lakh customers across 2,041 branches.

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What Satin Creditcare Network Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Satin Creditcare Q1 FY27 results?

Satin Creditcare expects consolidated AUM growth of 20% to 25% for FY27, targeting INR18,200 to INR18,900 crores by March 2027. Satin Creditcare aims for a consolidated AUM of INR 32,000 crores by 2030, with one-third from non-microfinance business, indicating strong growth potential.

What is Satin Creditcare share price analysis?

Satin Creditcare currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 6.0 with a market cap of ₹2,476 Cr. Investors should review the full earnings analysis for detailed insights.

Is Satin Creditcare planning capital expenditure?

Satin Creditcare Network Limited is focusing on technology investments, notably completing development of their core banking platform, targeting go-live in Q2 FY27.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.