Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Aptus Value Housing Finance India Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 299 | 306 | 334 | 351 | 375 | 395 | 421 | 450 | 484 | 520 | 544 | 554 | 574 |
| Interest | 78 | 85 | 96 | 98 | 109 | 120 | 128 | 143 | 150 | 160 | 165 | 162 | 161 |
| Expenses + | 55 | 45 | 56 | 59 | 61 | 61 | 68 | 67 | 75 | 81 | 91 | 99 | 101 |
| Financing Profit | 166 | 176 | 181 | 194 | 205 | 215 | 225 | 240 | 259 | 279 | 288 | 292 | 312 |
| Financing Margin % | 56% | 57% | 54% | 55% | 55% | 54% | 53% | 53% | 54% | 54% | 53% | 53% | 54% |
| Other Income + | 12 | 10 | 11 | 13 | 13 | 10 | 14 | 9 | 15 | 10 | 10 | 15 | 19 |
| Depreciation | 2 | 2 | 3 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 |
| Profit before tax | 176 | 183 | 190 | 205 | 215 | 222 | 237 | 246 | 271 | 286 | 294 | 304 | 328 |
| Tax % | 23% | 22% | 22% | 23% | 24% | 23% | 23% | 22% | 24% | 23% | 23% | 22% | 20% |
| Net Profit + | 135 | 142 | 148 | 158 | 164 | 172 | 182 | 190 | 207 | 219 | 227 | 236 | 261 |
| EPS in Rs | 2.72 | 2.86 | 2.97 | 3.16 | 3.29 | 3.44 | 3.64 | 3.81 | 4.14 | 4.39 | 4.53 | 4.72 | 5.21 |
| Gross NPA % | 1.15% | 1.29% | 1.19% | 1.19% | 1.07% | 1.32% | 1.25% | 1.28% | 1.19% | 1.49% | 1.55% | 1.56% | |
| Net NPA % | 0.86% | 0.97% | 0.89% | 0.89% | 0.80% | 0.98% | 0.94% | 0.96% | 0.89% | 1.12% | 1.17% | 1.18% |
Financials of Aptus Value Housing Finance India Ltd
Annual income statement trend
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 126 | 201 | 325 | 500 | 640 | 815 | 1,093 | 1,365 | 1,750 | 2,192 |
| Interest | 36 | 53 | 115 | 185 | 207 | 209 | 277 | 389 | 542 | 648 |
| Expenses + | 32 | 47 | 67 | 86 | 101 | 144 | 196 | 218 | 270 | 373 |
| Financing Profit | 58 | 101 | 143 | 230 | 332 | 461 | 621 | 758 | 939 | 1,171 |
| Financing Margin % | 46% | 50% | 44% | 46% | 52% | 57% | 57% | 56% | 54% | 53% |
| Other Income + | 0 | 3 | 13 | 23 | 19 | 26 | 40 | 44 | 48 | 53 |
| Depreciation | 2 | 2 | 3 | 6 | 6 | 7 | 7 | 9 | 12 | 13 |
| Profit before tax | 56 | 101 | 153 | 247 | 345 | 480 | 654 | 793 | 975 | 1,211 |
| Tax % | 34% | 34% | 27% | 15% | 23% | 23% | 23% | 23% | 23% | 22% |
| Net Profit + | 37 | 67 | 112 | 211 | 267 | 370 | 503 | 612 | 751 | 943 |
| EPS in Rs | 4.73 | 8.49 | 14.18 | 22.74 | 28.77 | 7.45 | 10.10 | 12.26 | 15.03 | 18.83 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 20% | 37% | 30% | 24% |
Financials of Aptus Value Housing Finance India Ltd
Capital structure and asset base
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 79 | 79 | 79 | 95 | 95 | 99 | 100 | 100 | 100 | 100 |
| Reserves | 442 | 506 | 620 | 1,614 | 1,885 | 2,817 | 3,240 | 3,668 | 4,217 | 4,960 |
| Borrowing | 306 | 840 | 1,603 | 2,022 | 2,515 | 2,728 | 3,796 | 5,200 | 6,873 | 7,904 |
| Other Liabilities + | 18 | 40 | 61 | 16 | 26 | 39 | 41 | 37 | 54 | 84 |
| Total Liabilities | 845 | 1,465 | 2,362 | 3,747 | 4,520 | 5,684 | 7,176 | 9,005 | 11,243 | 13,048 |
| Fixed Assets + | 5 | 4 | 4 | 10 | 10 | 12 | 15 | 22 | 35 | 39 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1 | 45 | 0 | 0 | 53 | 102 | 51 | 51 | 53 | 240 |
| Other Assets + | 840 | 1,416 | 2,358 | 3,737 | 4,458 | 5,570 | 7,110 | 8,931 | 11,156 | 12,768 |
| Total Assets | 845 | 1,465 | 2,362 | 3,747 | 4,520 | 5,684 | 7,176 | 9,005 | 11,243 | 13,048 |
Financials of Aptus Value Housing Finance India Ltd
Operating, investing and financing cash movement
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -303 | -495 | -714 | -735 | -621 | -724 | -1,047 | -1,356 | -1,405 | -592 |
| Cash from Investing Activity + | 2 | 8 | 0 | -97 | 65 | -62 | 111 | 21 | -90 | -72 |
| Cash from Financing Activity + | 300 | 534 | 764 | 1,209 | 495 | 768 | 978 | 1,224 | 1,461 | 822 |
| Net Cash Flow | -1 | 47 | 51 | 377 | -61 | -18 | 42 | -111 | -34 | 158 |
| Free Cash Flow | -303 | -498 | -717 | -737 | -622 | -727 | -1,050 | -1,361 | -1,412 | -599 |
| CFO/OP | -306% | -303% | -262% | -164% | -100% | -90% | -99% | -102% | -80% | -20% |
Financials of Aptus Value Housing Finance India Ltd
Working capital efficiency and return ratios
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 7% | 12% | 17% | 18% | 14% | 15% | 16% | 17% | 19% | 20% |