Financials of Bajaj Finance Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Bajaj Finance Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +11,36412,49813,38214,16414,92616,10017,09118,03518,29419,52420,17921,01321,606
Interest3,5924,1034,5374,8685,2175,6846,1496,3866,5516,9187,0117,3397,398
Expenses +3,3823,6933,9314,2294,4204,9565,3385,6915,8655,9926,3077,7376,553
Financing Profit4,3904,7034,9145,0665,2895,4605,6045,9585,8796,6146,8615,9377,654
Financing Margin %39%38%37%36%35%34%33%33%32%34%34%28%35%
Other Income +5525957262155-26211
Depreciation134156159176193200210219252251258244256
Profit before tax4,2614,5514,7584,8965,1055,2655,4015,7655,6476,3686,6085,4317,410
Tax %26%24%25%26%25%26%26%25%20%25%25%25%25%
Net Profit +3,1583,4373,5513,6393,8253,9124,0144,3084,5464,7654,9484,0665,553
EPS in Rs5.225.675.865.896.186.326.466.867.217.567.846.398.78
Gross NPA %0.94%0.87%0.91%0.95%0.85%0.86%1.06%1.12%0.96%1.03%1.24%1.21%1.01%
Net NPA %0.34%0.31%0.31%0.37%0.37%0.38%0.46%0.48%0.44%0.50%0.60%0.47%0.41%

Financials of Bajaj Finance Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +5,3927,2999,97012,74618,48726,37526,67331,63341,41154,97469,70981,982
Interest2,2742,9593,8534,6966,7239,6089,5199,84812,70118,88624,99228,666
Expenses +1,7522,3543,2504,1155,4549,15910,83911,88012,69316,09921,75426,249
Financing Profit1,3671,9862,8673,9356,3107,6096,3149,90516,01819,98922,96327,067
Financing Margin %25%27%29%31%34%29%24%31%39%36%33%33%
Other Income +263522101383-17-54-2-242
Depreciation3656711021442953253854856838811,009
Profit before tax1,3571,9652,8173,8436,1797,3225,9929,50415,52819,31022,08025,817
Tax %34%35%35%35%35%28%26%26%26%25%24%25%
Net Profit +8981,2791,8362,4963,9955,2644,4207,02811,50814,45116,77919,332
EPS in Rs1.792.373.344.326.918.757.3311.6119.0123.3526.7730.56
Dividend Payout %10%10%11%9%9%11%14%17%16%15%21%20%

Financials of Bajaj Finance Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital5054109115115120120121121124124622
Reserves4,7507,3739,49115,73319,58232,20836,79843,59254,25176,57296,569113,377
Borrowing26,65537,02549,25066,557101,588129,806131,634165,232216,690293,346361,249435,112
Other Liabilities +1,3252,5224,8812,3932,9482,2572,9183,5614,1645,7008,18510,841
Total Liabilities32,78046,97363,73184,798124,233164,391171,470212,505275,226375,742466,127559,952
Fixed Assets +2522903664706951,3211,3161,7162,3083,2503,7804,004
CWIP000000513480434162
Investments3261,0294,0703,1398,59917,54418,39712,24622,75230,88134,44130,578
Other Assets +32,20145,65459,29581,189114,939145,526151,707198,509250,087341,568427,865525,309
Total Assets32,78046,97363,73184,798124,233164,391171,470212,505275,226375,742466,127559,952

Financials of Bajaj Finance Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-7,064-9,870-10,439-20,566-29,062-24,412-807-37,090-42,112-69,843-68,154-65,790
Cash from Investing Activity +-360-687-3,0471,075-5,379-8,758-4296,347-10,394-10,088-2,765-3,389
Cash from Financing Activity +6,86711,65612,51319,50334,44934,1671,74132,27550,67582,41570,52767,433
Net Cash Flow-5571,100-9721399985051,532-1,8312,484-392-1,746
Free Cash Flow-7,129-9,964-10,587-20,700-29,428-24,912-1,105-37,705-42,970-70,842-69,200-66,686
CFO/OP-181%-185%-140%-221%-206%-129%4%-175%-133%-167%-130%-106%

Financials of Bajaj Finance Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %19%21%22%20%22%20%13%17%23%22%19%18%