Financials of Bajaj Housing Finance Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Bajaj Housing Finance Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +1,5851,7631,9111,9461,9962,2092,4102,4492,5042,6162,7552,8842,903
Interest9541,0621,1511,2001,2791,3991,5141,5161,5511,6061,6581,7341,762
Expenses +216165176164219170179210222244253261262
Financing Profit416536585582498640718723731765844890878
Financing Margin %26%30%31%30%25%29%30%30%29%29%31%31%30%
Other Income +00000000030-130
Depreciation9101010101010101111121213
Profit before tax407526575572488630708713720757833865866
Tax %26%12%22%24%22%23%23%23%18%23%23%23%23%
Net Profit +301462451437381483546548587583643665669
EPS in Rs0.450.690.670.650.570.620.660.660.700.700.770.800.80
Gross NPA %0.23%0.24%0.25%0.27%0.28%0.29%0.29%0.29%0.30%0.26%0.27%0.27%
Net NPA %0.08%0.09%0.10%0.10%0.11%0.12%0.13%0.11%0.13%0.12%0.11%0.11%

Financials of Bajaj Housing Finance Ltd

Profit & Loss

Annual income statement trend

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +2,6463,1553,7675,6657,6179,57611,147
Interest1,6181,9682,1573,2134,6955,9816,759
Expenses +4385526247187217811,010
Financing Profit5916359861,7332,2012,8143,377
Financing Margin %22%20%26%31%29%29%30%
Other Income +-00-00-0-2-10
Depreciation23222633404147
Profit before tax5676139601,7002,1612,7703,320
Tax %26%26%26%26%20%22%23%
Net Profit +4214537101,2581,7312,1632,560
EPS in Rs0.860.931.451.872.582.603.07
Dividend Payout %0%0%0%0%0%0%0%

Financials of Bajaj Housing Finance Ltd

Balance Sheet

Capital structure and asset base

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital4,8834,8834,8836,7126,7128,3288,329
Reserves7021,1491,8583,7915,52111,61914,194
Borrowing25,60031,60141,49253,74569,12982,072103,704
Other Liabilities +187226293406464790920
Total Liabilities31,37237,85848,52764,65481,827102,809127,147
Fixed Assets +867997113123141154
CWIP0010110
Investments2,5083,2661,2482,0011,9392,5332,502
Other Assets +28,77934,51347,18062,54079,765100,134124,491
Total Assets31,37237,85848,52764,65481,827102,809127,147

Financials of Bajaj Housing Finance Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-1,024-5,076-12,481-14,332-14,600-17,075-19,895
Cash from Investing Activity +-69-7972,197-611-555-798-1,202
Cash from Financing Activity +1,1495,67610,22814,63015,12517,87021,197
Net Cash Flow55-197-55-313-30-2100
Free Cash Flow-1,027-5,089-12,508-14,362-14,640-17,111-19,938
CFO/OP-46%-188%-389%-282%-204%-187%-190%

Financials of Bajaj Housing Finance Ltd

Ratios

Working capital efficiency and return ratios

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %8%8%11%15%15%13%12%