Canara Bank

- Currently, Canara Bank is planning only two IPOs for asset monetization. - One IPO is in an advanced stage and is expected to be listed in the last quarter of this financial year. - The other IPO is midway and expected to be listed in the first quarter of the next financial year. - No other asset monetization plans or fundraising through debt or equity are indicated at this moment. - The bank relies on strong internal accruals and high capital adequacy ratio (CRAR of 16.28%) to support growth. - The focus remains on improving value from investments through subsidiaries and the bank itself rather than immediate new fundraising.

- The bank is currently investing significantly in technology and innovation, focusing on digital migration and improving customer service through initiatives like API banking, corporate mobile apps, and GenAI/artificial intelligence (chatbots, cyber security, online transaction monitoring). - The majority of the major IT investments are completed, and now the bank is focused on leveraging those investments for growth and improved customer experience. - Ongoing IT investments will continue but at a lower scale, focusing on new technologies such as GenAI. - No new asset monetization plans beyond the two proposed IPO listings are underway. - The bank is also working on improving the value of its investments through subsidiaries and internally. - The CRAR is strong at 16.28%, and internal accruals are supporting growth, providing financial flexibility for future investments.

- Canara Bank targets credit growth of at least 10-12% for the current financial year, with 10% being a conservative minimum and intention to outperform. - Despite a low credit growth quarter (0.75% in Q4), the bank expects strong demand and active sanctions this year. - The bank is gradually reducing low-margin corporate exposures of ₹60,000-70,000 crores to a more manageable ₹25,000-30,000 crores, improving margins and sustainable growth. - Deposits and advances are growing steadily, with global business hitting an all-time high of ₹22.73 lakh crore, reflecting 11.31% YoY growth. - CASA ratio is projected to improve to 33% in the current year, with a long-term goal of 35-38% over 3-5 years through innovative products. - The bank has already added ₹9,000 crores to its domestic balance sheet within one month post-March, indicating strong growth momentum.

- Canara Bank expects continued credit growth of at least 10% in the next financial year, indicating potential revenue growth (Page 3, 4). - The bank aims to maintain and potentially improve its Net Interest Margin (NIM) around 2.95% to 3.00%, with a current year average of 3.05% (Pages 3, 4). - Stable profitability outlook supported by improved cost control measures and expected stabilization of staff costs around Rs. 4,000-4,100 crore per quarter (Pages 11). - Treasury portfolio churn and increased yields on investments are expected to sustain treasury income momentum (Page 16). - Recoveries from technical written-off accounts are anticipated around Rs. 4,000-5,000 crore annually, contributing positively to profits (Page 10, 23). - Incremental credit growth and CASA improvements are likely to support margins and interest income going forward (Pages 6, 21). - Overall, the bank projects steady growth in earnings and EPS supported by operational efficiencies, controlled costs, and improved asset quality.

The provided transcript from Canara Bank's 4Q FY24 earnings call does not mention specific details about the current or expected order book or pending orders related to the bank’s business. The discussion primarily revolves around: - Loan growth and corporate loan book management - Asset monetization plans - Treasury performance - Advances and asset quality - Digital investments and technology upgrades - Recovery from written-off accounts No explicit reference to order book or pending orders figures is noted in the transcript on page 25 or the surrounding pages. If further information on this specific aspect is available elsewhere in the document, please specify.