Financials of CSL Finance Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of CSL Finance Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +34353845475154535759646469
Interest99911131416171818212223
Expenses +88910101214141313141715
Financing Profit17182024232525232528292631
Financing Margin %49%52%53%53%50%48%46%42%45%47%46%40%44%
Other Income +0000000000000
Depreciation0000000000111
Profit before tax16182024232525232528292530
Tax %28%27%27%30%21%25%28%26%24%23%15%18%36%
Net Profit +12131517191818171921242119
EPS in Rs5.746.396.507.348.158.127.837.368.339.3610.749.188.52
Gross NPA %0.61%0.75%0.55%0.40%0.44%0.45%0.54%0.38%0.46%0.56%0.51%100.00%
Net NPA %0.35%0.43%0.32%0.23%0.25%0.26%0.32%0.23%0.34%0.42%0.39%0.75%

Financials of CSL Finance Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +9344404158616275117166216256
Interest1136121171127436584
Expenses +80251391118151928375259
Financing Profit1218242635324045628698113
Financing Margin %13%41%59%63%60%53%65%61%53%52%46%44%
Other Income +100000000101
Depreciation000011111122
Profit before tax1218242634323945628697112
Tax %35%29%31%30%30%29%30%25%26%26%26%23%
Net Profit +81316182422283346637286
EPS in Rs5.719.3311.7310.2112.8612.1514.8816.1322.0127.8131.6437.80
Dividend Payout %0%0%3%5%5%7%7%15%11%9%9%0%

Financials of CSL Finance Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital55566662020222222
Reserves8194110178205226253301342452519599
Borrowing29311021249884206410505697856
Other Liabilities +3342124566610
Total Liabilities901101492883363323485327799851,2451,488
Fixed Assets +011143368898
CWIP000000000000
Investments810000000000
Other Assets +811091482863323293455267719781,2361,479
Total Assets901101492883363323485327799851,2451,488

Financials of CSL Finance Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-3-19-13-109-153322-158-166-128-172-57
Cash from Investing Activity +7124-1-1-0-0-4-2-1-2-1
Cash from Financing Activity +-361810223-27-1715719614318470
Net Cash Flow0-19-8755-527141013
Free Cash Flow-3-19-14-109-173322-162-169-129-174-58
CFO/OP-1%-71%-21%-308%-10%98%69%-261%-169%-80%-89%-14%

Financials of CSL Finance Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %9%14%15%12%12%10%11%12%13%15%14%15%