Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Fusion Finance Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 501 | 531 | 547 | 593 | 646 | 688 | 692 | 474 | 466 | 434 | 401 | 416 | 424 |
| Interest | 174 | 183 | 191 | 201 | 215 | 223 | 227 | 214 | 179 | 149 | 134 | 123 | 132 |
| Expenses + | 192 | 208 | 213 | 243 | 286 | 532 | 884 | 773 | 458 | 387 | 318 | 284 | 258 |
| Financing Profit | 134 | 140 | 143 | 149 | 145 | -67 | -420 | -513 | -171 | -101 | -52 | 9 | 33 |
| Financing Margin % | 27% | 26% | 26% | 25% | 22% | -10% | -61% | -108% | -37% | -23% | -13% | 2% | 8% |
| Other Income + | 20 | 22 | 25 | 20 | 29 | 18 | 12 | 9 | 10 | 11 | 32 | 8 | 6 |
| Depreciation | 2 | 2 | 2 | 2 | 3 | 2 | 3 | 3 | 3 | 2 | 2 | 2 | 2 |
| Profit before tax | 152 | 159 | 166 | 166 | 172 | -51 | -410 | -508 | -165 | -92 | -22 | 14 | 37 |
| Tax % | 25% | 24% | 24% | 24% | 23% | -30% | -26% | 42% | 0% | 0% | 0% | 0% | -205% |
| Net Profit + | 115 | 120 | 126 | 126 | 133 | -36 | -305 | -719 | -165 | -92 | -22 | 14 | 114 |
| EPS in Rs | 7.09 | 7.46 | 7.75 | 7.80 | 8.19 | -2.20 | -18.82 | -44.38 | -10.15 | -5.69 | -1.37 | 0.87 | 7.08 |
| Gross NPA % | 3.46% | 3.20% | 2.68% | 3.04% | 2.89% | 5.46% | 9.41% | 12.58% | 7.92% | 5.43% | 4.61% | 4.38% | |
| Net NPA % | 0.87% | 0.78% | 0.65% | 0.77% | 0.77% | 1.25% | 2.41% | 1.71% | 0.30% | 0.19% | 0.38% | 0.63% |
Financials of Fusion Finance Ltd
Annual income statement trend
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 266 | 494 | 720 | 856 | 1,151 | 1,742 | 2,317 | 2,320 | 1,699 |
| Interest | 137 | 254 | 338 | 375 | 496 | 643 | 791 | 844 | 539 |
| Expenses + | 182 | 172 | 290 | 437 | 676 | 638 | 949 | 2,646 | 1,247 |
| Financing Profit | -53 | 68 | 93 | 43 | -20 | 461 | 577 | -1,170 | -87 |
| Financing Margin % | -20% | 14% | 13% | 5% | -2% | 26% | 25% | -50% | -5% |
| Other Income + | 1 | 3 | 10 | 17 | 50 | 58 | 96 | 49 | 34 |
| Depreciation | 2 | 2 | 3 | 4 | 5 | 7 | 9 | 12 | 10 |
| Profit before tax | -54 | 68 | 100 | 57 | 24 | 512 | 663 | -1,133 | -63 |
| Tax % | -26% | 26% | 30% | 23% | 11% | 24% | 24% | 8% | -122% |
| Net Profit + | -39 | 51 | 70 | 44 | 22 | 387 | 505 | -1,225 | 14 |
| EPS in Rs | -5.70 | 4.81 | 5.14 | 3.25 | 1.61 | 23.97 | 31.17 | -75.54 | 0.86 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Financials of Fusion Finance Ltd
Capital structure and asset base
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 41 | 62 | 79 | 79 | 83 | 100 | 101 | 101 | 162 |
| Reserves | 214 | 564 | 1,120 | 1,167 | 1,255 | 2,222 | 2,748 | 1,543 | 2,294 |
| Borrowing | 1,608 | 2,929 | 2,974 | 4,432 | 5,776 | 6,778 | 8,616 | 6,402 | 5,571 |
| Other Liabilities + | 106 | 56 | 67 | 159 | 177 | 263 | 310 | 247 | 268 |
| Total Liabilities | 1,968 | 3,611 | 4,240 | 5,838 | 7,290 | 9,364 | 11,774 | 8,293 | 8,295 |
| Fixed Assets + | 5 | 6 | 6 | 18 | 19 | 21 | 31 | 27 | 45 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 2 |
| Other Assets + | 1,963 | 3,604 | 4,233 | 5,820 | 7,271 | 9,342 | 11,739 | 8,261 | 8,248 |
| Total Assets | 1,968 | 3,611 | 4,240 | 5,838 | 7,290 | 9,364 | 11,774 | 8,293 | 8,295 |
Financials of Fusion Finance Ltd
Operating, investing and financing cash movement
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -597 | -1,418 | -749 | -793 | -1,641 | -1,663 | -1,350 | 1,448 | 1,146 |
| Cash from Investing Activity + | 184 | 15 | 20 | 10 | 18 | 18 | 31 | 74 | 12 |
| Cash from Financing Activity + | 741 | 1,631 | 545 | 1,459 | 1,418 | 1,584 | 1,843 | -2,214 | -67 |
| Net Cash Flow | 329 | 229 | -184 | 676 | -204 | -61 | 524 | -692 | 1,092 |
| Free Cash Flow | -599 | -1,421 | -753 | -801 | -1,647 | -1,671 | -1,370 | 1,441 | 1,145 |
| CFO/OP | -708% | -433% | -164% | -177% | -336% | -140% | -89% | -453% | 248% |
Financials of Fusion Finance Ltd
Working capital efficiency and return ratios
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| ROE % | -15% | 12% | 8% | 4% | 2% | 21% | 20% | -55% | 1% |