Financials of IIFL Finance Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of IIFL Finance Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +2,1872,3012,4782,6492,8542,6212,5562,4432,5912,9533,3053,4273,692
Interest8618889329851,0631,0429639961,1691,2891,3821,4371,610
Expenses +7798228779481,2551,1091,1051,3071,0651,2671,3231,2801,194
Financing Profit547591670715536470488140357397600710889
Financing Margin %25%26%27%27%19%18%19%6%14%13%18%21%24%
Other Income +896957466812-582636457
Depreciation42424345504646465147475364
Profit before tax594618684716554436-140101309356557663833
Tax %23%24%23%24%22%22%-33%19%19%23%25%24%25%
Net Profit +458473526545431338-9382251274418501623
EPS in Rs9.7610.0611.2011.588.816.79-3.720.964.895.498.8610.9213.80
Gross NPA %1.84%1.84%1.84%1.71%2.32%2.25%2.35%2.42%2.23%2.34%2.14%1.60%1.46%
Net NPA %1.08%1.06%1.02%0.87%1.20%1.11%1.06%1.01%1.05%1.13%1.02%0.75%0.73%

Financials of IIFL Finance Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +3,5513,9523,1636,4054,9784,8475,9686,9918,44410,47210,23413,351
Interest1,4451,6901,7862,7302,5932,4132,6383,0113,2453,8964,1965,717
Expenses +1,3191,3626892,2211,4351,6822,2392,3552,9363,8424,5595,037
Financing Profit7879006891,4549507521,0901,6252,2632,7341,4792,596
Financing Margin %22%23%22%23%19%16%18%23%27%26%14%19%
Other Income +-4837561212792032218-58423
Depreciation5966166732106106122153181189211
Profit before tax7248431,0481,4481,1307251,0051,5362,1132,5727072,409
Tax %34%34%22%30%30%31%24%23%24%23%18%25%
Net Profit +4765558221,0217965037611,1881,6081,9745781,817
EPS in Rs12.9814.5319.4222.4222.4011.9418.0628.1635.4941.608.9239.05
Dividend Payout %21%26%21%20%20%17%15%11%10%9%0%10%

Financials of IIFL Finance Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital626364646476767676768585
Reserves2,4963,2894,3184,6794,2904,6845,3126,3888,91610,56112,32713,835
Borrowing14,63915,94824,33034,32626,51727,99632,58336,08640,01747,13651,53369,698
Other Liabilities +2,2213,5665,0495,4262,3681,6172,6963,3603,9934,6303,6995,441
Total Liabilities19,41822,86633,76144,49533,23934,37340,66745,91053,00262,40367,64489,059
Fixed Assets +5005336568713696076757758629051,4871,514
CWIP1067111072762852236
Investments1,2831,8674,1532,150212770321,1923,5114,0594,4386,092
Other Assets +17,62420,46128,88141,36532,65132,99439,95443,93748,60257,38761,69681,447
Total Assets19,41822,86633,76144,49533,23934,37340,66745,91053,00262,40367,64489,059

Financials of IIFL Finance Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-2,126-54-4,329-10,4834221,101-3,5871,784-5,225-8,716-4,781-13,976
Cash from Investing Activity +-361-671-2,602-374562-919236-996-2,716468-1,149-2,606
Cash from Financing Activity +2,9045259,0948,468201094,4282,7815,3617,0885,52617,843
Net Cash Flow417-2002,162-2,3891,0042901,0773,569-2,580-1,160-4031,262
Free Cash Flow-2,211-131-4,343-10,6543551,052-3,6211,684-5,484-8,804-4,839-14,056
CFO/OP-83%8%-165%-237%20%42%-88%45%-90%-121%-77%-163%

Financials of IIFL Finance Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %19%17%18%17%16%11%15%20%19%18%5%13%