Financials of LIC Housing Finance Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of LIC Housing Finance Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +6,4316,7596,7656,8046,9486,7976,9387,0707,3037,2507,1797,2067,212
Interest4,3784,4934,6004,6464,6494,7494,8794,9504,9515,0464,9944,9424,786
Expenses +582602670686800392372297546475450474463
Financing Profit1,4721,6641,4961,4731,5001,6561,6871,8231,8061,7291,7351,7901,962
Financing Margin %23%25%22%22%22%24%24%26%25%24%24%25%27%
Other Income +0000022100162
Depreciation19191318182224252625323431
Profit before tax1,4531,6451,4831,4541,4821,6351,6651,7981,7801,7051,7031,7621,933
Tax %18%20%20%20%27%20%20%20%23%20%21%21%23%
Net Profit +1,1911,3191,1921,1691,0821,3061,3281,4351,3741,3641,3491,3981,493
EPS in Rs21.6523.9821.6721.2519.6623.7524.1426.0924.9724.8024.5325.4227.13
Gross NPA %
Net NPA %

Financials of LIC Housing Finance Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +10,81212,49114,09214,87617,39819,74019,88619,97822,71727,27728,11128,837
Interest8,3109,30710,23111,14412,89114,78114,45014,15116,13518,38819,52819,771
Expenses +3906118879401,1041,5922,0123,0122,9642,7561,6091,851
Financing Profit2,1122,5732,9742,7923,4043,3673,4232,8153,6186,1336,9747,215
Financing Margin %20%21%21%19%20%17%17%14%16%22%25%25%
Other Income +1712900-33-527114310
Depreciation1010101012515255696998122
Profit before tax2,1192,5752,9732,7823,3923,2823,3652,7873,5616,0686,8797,103
Tax %34%35%35%28%28%27%19%18%19%22%21%21%
Net Profit +1,3961,6681,9422,0082,4342,4042,7412,2862,8914,7635,4435,604
EPS in Rs27.6533.0538.4939.7948.2347.6254.3141.5552.5586.5998.94101.87
Dividend Payout %18%17%16%17%16%17%16%20%16%10%10%0%

Financials of LIC Housing Finance Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital101101101101101101101110110110110110
Reserves7,7799,11411,05514,21016,23018,16420,50024,64127,07531,36736,24241,319
Borrowing96,532110,931126,337150,913170,657191,428207,925223,757244,913252,618270,726277,539
Other Liabilities +8,21810,44113,5046,00413,7197,2277,1956,1796,4617,1986,9636,245
Total Liabilities112,630130,587150,997171,228200,707216,920235,721254,687278,559291,293314,040325,213
Fixed Assets +90102102129168294282315388389377416
CWIP0053236410520
Investments2412805372,0083,6175,4854,6446,2797,0506,3377,2015,132
Other Assets +112,298130,204150,352169,088196,920211,138230,789248,088271,120284,567306,411319,664
Total Assets112,630130,587150,997171,228200,707216,920235,721254,687278,559291,293314,040325,213

Financials of LIC Housing Finance Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-14,345-13,039-14,273-18,977-21,538-14,738-17,140-16,729-19,632-7,151-16,609-8,504
Cash from Investing Activity +-58-58-2781,368-1,642-1,851858-1,629-800587-9391,752
Cash from Financing Activity +14,23214,09815,07218,07424,06815,15616,24517,85020,2497,34617,4136,192
Net Cash Flow-1711,001521465887-1,434-37-508-183781-134-560
Free Cash Flow-14,364-13,062-14,288-19,012-21,588-14,752-17,151-16,765-19,673-7,188-16,682-8,556
CFO/OP-132%-104%-100%-129%-126%-76%-92%-92%-94%-23%-58%-27%

Financials of LIC Housing Finance Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %18%20%19%16%16%14%14%10%11%16%16%14%