Financials of L&T Finance Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of L&T Finance Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +3,2433,2233,2143,5343,6703,7844,0194,0984,0234,2604,3364,5784,771
Interest1,4451,3641,3251,3531,3351,3511,4761,5691,6001,6361,6341,7031,747
Expenses +1,3091,2701,3311,3751,6191,4821,5751,6761,5811,6401,6621,8001,890
Financing Profit4895905578067169509688538429841,0401,0751,134
Financing Margin %15%18%17%23%20%25%24%21%21%23%24%23%24%
Other Income +202153268476058400-250
Depreciation29302829282833364141515860
Profit before tax6627147978246949229408248069439899921,074
Tax %37%26%25%22%20%26%26%24%21%26%26%26%25%
Net Profit +417531594639553685697626636701735738809
EPS in Rs2.022.142.402.572.232.752.792.512.552.812.942.953.22
Gross NPA %
Net NPA %

Financials of L&T Finance Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +6,4567,4408,53210,21513,36514,10413,35311,93012,77514,25215,92417,914
Interest3,5774,1334,6355,4586,8827,5527,2305,7655,8125,3876,0076,734
Expenses +1,6251,9792,7763,3083,3774,1605,4015,2337,9386,1956,3046,946
Financing Profit1,2541,3281,1201,4493,1052,392722932-9752,6703,6144,234
Financing Margin %19%18%13%14%23%17%5%8%-8%19%23%24%
Other Income +1682649-43708365942,79547416-26
Depreciation96836752508286103111115139210
Profit before tax1,1751,2531,0791,4463,0522,6801,4721,4231,7093,0293,4913,998
Tax %28%32%3%12%27%37%36%26%10%24%24%25%
Net Profit +8558571,0481,2782,2321,7009491,0491,5362,3172,6432,983
EPS in Rs4.043.974.835.119.066.903.934.336.559.3210.6011.90
Dividend Payout %16%16%13%16%9%11%0%12%31%27%26%23%

Financials of L&T Finance Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1,7201,7531,7561,9961,9992,0052,4692,4742,4802,4892,4952,504
Reserves4,6565,4426,1389,41111,45012,68816,30417,47419,04920,95023,06925,479
Borrowing43,45452,82961,02475,24891,50793,93488,59285,23783,10576,60392,372110,298
Other Liabilities +2,9123,7753,5931,1171,0949021,5821,6961,7062,6522,4473,903
Total Liabilities52,74263,79972,51187,772106,050109,529108,947106,880106,339102,694120,384142,184
Fixed Assets +1,1841,3131,2301,1511,1271,1001,1385095535196411,308
CWIP174222819396224225364562
Investments2,6493,5636,0125,3018,6415,9798,87211,91714,36612,38511,87610,564
Other Assets +48,73658,90165,24281,30196,243102,38798,91294,43391,41589,754107,822130,250
Total Assets52,74263,79972,51187,772106,050109,529108,947106,880106,339102,694120,384142,184

Financials of L&T Finance Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-6,474-9,213-5,779-15,640-11,6432,1625,4646,0786,718686-16,587-14,189
Cash from Investing Activity +2-675-2,1181,549-3,587160-2,025-5,087-862849472367
Cash from Financing Activity +6,5529,4267,95214,67816,0081,451-2,091-3,023-1,664-7,05015,41915,415
Net Cash Flow81-461555877773,7721,349-2,0324,193-5,515-6971,593
Free Cash Flow-6,572-9,292-5,781-15,614-11,7232,1085,4156,0016,622568-16,777-14,427
CFO/OP-125%-158%-91%-217%-109%30%72%96%163%102%-165%-120%

Financials of L&T Finance Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %13%13%14%13%18%12%4%4%-0%10%11%11%