Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Manba Finance Ltd
Quarter-by-quarter operating performance
| Mar 2022 | Mar 2023 | Jun 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 30 | 35 | 35 | 48 | 55 | 49 | 65 | 69 | 68 | 67 | 78 | 90 | 93 |
| Interest | 13 | 16 | 18 | 22 | 24 | 23 | 27 | 28 | 29 | 32 | 35 | 42 | 43 |
| Expenses + | 14 | 15 | 13 | 19 | 19 | 18 | 21 | 23 | 27 | 23 | 26 | 30 | 33 |
| Financing Profit | 3 | 3 | 4 | 7 | 12 | 8 | 17 | 18 | 12 | 11 | 16 | 18 | 18 |
| Financing Margin % | 10% | 10% | 12% | 15% | 22% | 16% | 26% | 26% | 18% | 17% | 21% | 20% | 19% |
| Other Income + | 1 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | -0 | 0 | 0 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 3 | 4 | 4 | 6 | 11 | 7 | 16 | 16 | 11 | 12 | 15 | 17 | 17 |
| Tax % | -25% | 41% | 36% | 23% | 13% | 21% | 27% | 21% | 28% | 20% | 25% | 24% | 34% |
| Net Profit + | 4 | 2 | 3 | 5 | 10 | 5 | 12 | 13 | 8 | 10 | 11 | 13 | 11 |
| EPS in Rs | 3.10 | 1.96 | 2.13 | 3.85 | 2.60 | 1.38 | 2.32 | 2.58 | 1.60 | 1.94 | 2.27 | 2.60 | 2.22 |
| Gross NPA % | 3.56% | 3.37% | 3.64% | 2.83% | 3.23% | 3.38% | |||||||
| Net NPA % | 2.89% | 2.70% | 2.84% | 2.21% | 2.45% | 2.57% |
Financials of Manba Finance Ltd
Annual income statement trend
| Mar 2015 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 29 | 87 | 118 | 105 | 107 | 133 | 192 | 250 | 328 |
| Interest | 11 | 35 | 50 | 51 | 47 | 57 | 82 | 108 | 152 |
| Expenses + | 12 | 31 | 38 | 34 | 37 | 52 | 67 | 88 | 112 |
| Financing Profit | 6 | 22 | 29 | 21 | 23 | 25 | 43 | 55 | 64 |
| Financing Margin % | 21% | 25% | 25% | 19% | 21% | 19% | 22% | 22% | 20% |
| Other Income + | 0 | 1 | -3 | -5 | -7 | 1 | 0 | -0 | 2 |
| Depreciation | 1 | 2 | 2 | 4 | 4 | 4 | 4 | 5 | 5 |
| Profit before tax | 6 | 21 | 24 | 12 | 12 | 21 | 39 | 50 | 62 |
| Tax % | 32% | 32% | 24% | 25% | 22% | 28% | 19% | 25% | 26% |
| Net Profit + | 4 | 14 | 18 | 9 | 9 | 15 | 31 | 38 | 45 |
| EPS in Rs | 7.00 | 15.20 | 14.49 | 7.22 | 7.51 | 12.11 | 8.28 | 7.52 | 9.03 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 10% | 3% |
Financials of Manba Finance Ltd
Capital structure and asset base
| Mar 2015 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 9 | 13 | 13 | 13 | 13 | 38 | 50 | 50 |
| Reserves | 32 | 94 | 123 | 130 | 140 | 154 | 163 | 319 | 360 |
| Borrowing | 97 | 372 | 394 | 379 | 395 | 608 | 763 | 1,084 | 1,556 |
| Other Liabilities + | 8 | 31 | 11 | 6 | 16 | 15 | 10 | 13 | 14 |
| Total Liabilities | 143 | 506 | 541 | 528 | 564 | 789 | 974 | 1,466 | 1,979 |
| Fixed Assets + | 10 | 15 | 14 | 16 | 13 | 22 | 20 | 18 | 15 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 18 | 27 | 38 | 94 |
| Other Assets + | 133 | 491 | 527 | 512 | 551 | 749 | 927 | 1,410 | 1,870 |
| Total Assets | 143 | 506 | 541 | 528 | 564 | 789 | 974 | 1,466 | 1,979 |
Financials of Manba Finance Ltd
Operating, investing and financing cash movement
| Mar 2015 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 7 | 73 | 18 | -124 | -141 | -324 | -378 | ||
| Cash from Investing Activity + | -1 | -1 | -1 | -19 | 1 | -15 | -60 | ||
| Cash from Financing Activity + | -13 | -69 | 19 | 202 | 156 | 453 | 465 | ||
| Net Cash Flow | -7 | 3 | 36 | 59 | 16 | 115 | 27 | ||
| Free Cash Flow | 6 | 71 | 18 | -125 | -143 | -326 | -379 | ||
| CFO/OP | 8% | 102% | 27% | -152% | -113% | -199% | -175% |
Financials of Manba Finance Ltd
Working capital efficiency and return ratios
| Mar 2015 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10% | 13% | 17% | 9% | 10% | 10% | 17% | 13% | 12% |