Financials of Muthoot Finance Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Muthoot Finance Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +3,2753,4723,6063,8204,1644,4744,9295,1905,6226,4507,2838,1889,289
Interest1,0911,2361,3351,4121,4471,5951,8071,9002,1112,3552,5712,9193,155
Expenses +8298478058721,1211,2261,3241,4051,5491,4411,4801,4261,528
Financing Profit1,3551,3891,4671,5361,5961,6531,7981,8851,9612,6543,2323,8434,606
Financing Margin %41%40%41%40%38%37%36%36%35%41%44%47%50%
Other Income +233726231619293263550203
Depreciation23192224272625313535384024
Profit before tax1,3551,4071,4701,5341,5851,6461,8021,8861,9322,6543,2443,8224,584
Tax %26%26%26%25%25%27%27%26%25%26%26%26%26%
Net Profit +1,0091,0451,0951,1451,1821,1961,3211,3921,4441,9742,4122,8233,397
EPS in Rs24.2525.4626.3927.4928.3728.9931.6734.6036.8150.2260.2969.8483.43
Gross NPA %
Net NPA %

Financials of Muthoot Finance Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +4,3364,9365,9356,7147,5949,68411,53512,18611,89815,06220,21431,209
Interest2,1142,2882,3742,1322,5433,1804,1094,2684,2255,4527,46111,000
Expenses +1,1101,2681,5541,6561,7472,2072,2592,4902,7473,6225,4815,822
Financing Profit1,1121,3812,0072,9273,3054,2985,1675,4284,9265,9887,27214,388
Financing Margin %26%28%34%44%44%44%45%45%41%40%36%46%
Other Income +1536762232527510111054
Depreciation84595252525967707892116137
Profit before tax1,0291,3271,9592,9423,2604,2605,1315,4104,9235,9967,26614,305
Tax %35%38%38%37%35%26%26%25%25%26%26%26%
Net Profit +6728181,2001,8442,1033,1693,8194,0313,6704,4685,35210,607
EPS in Rs16.8620.4130.0345.7451.8678.2594.83100.0889.98107.71132.84263.79
Dividend Payout %36%29%20%22%23%19%21%20%24%22%20%11%

Financials of Muthoot Finance Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital398399399400401401401401401401401401
Reserves4,6865,2236,1397,4579,53111,42815,17418,38421,26424,70628,96538,729
Borrowing19,62118,85422,17723,89130,12840,95250,41454,56955,80468,12599,383151,806
Other Liabilities +2,2922,9183,4691,9251,6752,0852,6382,9462,6643,2214,0854,817
Total Liabilities26,99627,39532,18433,67241,73454,86768,62776,30080,13496,453132,835195,754
Fixed Assets +269235257251259314327342386482682721
CWIP7111062329395267891310
Investments2049971772116308095235467122,401550
Other Assets +26,70027,10031,82033,23741,24153,89467,45375,38279,13595,170129,739194,472
Total Assets26,99627,39532,18433,67241,73454,86768,62776,30080,13496,453132,835195,754

Financials of Muthoot Finance Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-479108-2,186-1,432-4,824-4,970-7,814-1,596-2,804-13,605-26,525-47,393
Cash from Investing Activity +21-43-177-126-162-3853741018048-1,3752,458
Cash from Financing Activity +249-1,1023,0278246,3519,1939,7123,44539511,80930,04149,320
Net Cash Flow-209-1,036664-7341,3643,8381,9352,260-2,229-1,7492,1424,385
Free Cash Flow-50380-2,240-1,467-4,901-5,062-7,904-1,691-2,944-13,826-26,740-47,543
CFO/OP-4%13%-30%-8%-62%-52%-70%-2%-16%-105%-168%-172%

Financials of Muthoot Finance Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %13%15%20%25%23%29%28%23%18%18%20%31%