Paisalo Digital Ltd Share Price ₹59.3 | P/E 17.9

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Paisalo Digital Ltd

Quarter-by-quarter operating performance

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue +	118	136	145	183	195	187	187	204	194	219	224	240	261
Interest	59	60	60	64	86	83	77	82	86	94	98	95	88
Expenses +	25	24	20	42	59	47	42	38	43	59	55	53	72
Financing Profit	33	53	64	77	50	57	68	84	65	66	71	93	102
Financing Margin %	28%	39%	45%	42%	26%	30%	36%	41%	33%	30%	32%	39%	39%
Other Income +	-5	0	0	0	0	0	0	0	1	0	0	-1	0
Depreciation	1	1	1	1	1	1	1	1	2	2	2	3	5
Profit before tax	28	52	64	76	50	56	67	82	63	64	69	89	97
Tax %	26%	26%	25%	26%	26%	26%	26%	24%	27%	26%	25%	25%	26%
Net Profit +	21	38	47	56	37	41	50	62	46	47	52	66	72
EPS in Rs	0.23	0.43	0.53	0.63	0.41	0.46	0.56	0.70	0.51	0.52	0.57	0.73	0.79
Gross NPA %		0.26%						1.05%				0.81%	0.74%
Net NPA %		0.04%						0.80%				0.65%	0.59%

Financials of Paisalo Digital Ltd

Annual income statement trend

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue +	190	204	264	302	361	375	346	392	471	656	764	944
Interest	58	67	94	118	149	157	162	184	209	270	328	374
Expenses +	60	61	85	93	122	140	103	97	129	142	163	238
Financing Profit	72	76	85	92	90	78	81	110	134	244	273	331
Financing Margin %	38%	37%	32%	30%	25%	21%	23%	28%	28%	37%	36%	35%
Other Income +	1	-1	0	0	0	0	0	-0	-4	1	1	-1
Depreciation	6	5	6	6	5	4	4	3	3	3	5	12
Profit before tax	67	70	79	86	85	74	78	107	126	241	268	318
Tax %	34%	35%	34%	33%	34%	27%	25%	26%	26%	26%	25%	26%
Net Profit +	44	45	52	58	56	54	58	79	94	179	200	237
EPS in Rs	0.54	0.56	0.64	0.71	0.70	0.64	0.69	0.90	1.04	1.99	2.22	2.61
Dividend Payout %	9%	9%	8%	7%	7%	8%	7%	6%	5%	5%	5%	4%

Financials of Paisalo Digital Ltd

Capital structure and asset base

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	41	41	41	41	41	42	42	44	45	90	90	91
Reserves	489	479	523	573	624	724	823	980	1,118	1,240	1,445	1,702
Borrowing	413	569	754	1,079	1,157	1,237	1,322	1,676	2,117	2,655	3,559	4,360
Other Liabilities +	180	277	289	350	354	246	84	58	74	138	160	147
Total Liabilities	1,122	1,366	1,606	2,042	2,175	2,249	2,270	2,758	3,354	4,123	5,255	6,300
Fixed Assets +	3	3	3	7	9	66	64	64	66	66	75	84
CWIP	0	0	0	0	0	0	0	0	0	0	0	0
Investments	32	27	25	24	24	24	24	26	25	20	20	20
Other Assets +	1,087	1,336	1,578	2,012	2,142	2,159	2,182	2,668	3,262	4,037	5,160	6,196
Total Assets	1,122	1,366	1,606	2,042	2,175	2,249	2,270	2,758	3,354	4,123	5,255	6,300

Financials of Paisalo Digital Ltd

Operating, investing and financing cash movement

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity +	21	-74	-203	-382	-3	35	-98	-396	-452	-570	-842	-783
Cash from Investing Activity +	20	4	1	4	-4	-0	-0	-3	-5	3	-13	-15
Cash from Financing Activity +	-36	84	182	380	9	-14	111	362	476	553	944	843
Net Cash Flow	6	13	-19	2	3	21	13	-37	19	-15	90	45
Free Cash Flow	20	-75	-203	-378	-6	35	-98	-398	-457	-573	-854	-798
CFO/OP	25%	-43%	-97%	-168%	12%	25%	-33%	-124%	-122%	-97%	-128%	-101%

Financials of Paisalo Digital Ltd

Working capital efficiency and return ratios

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	8%	9%	10%	10%	9%	8%	7%	8%	9%	14%	14%	14%