Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of PTC India Financial Services Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 194 | 190 | 190 | 204 | 176 | 161 | 163 | 158 | 153 | 142 | 132 | 122 | 119 |
| Interest | 105 | 108 | 107 | 103 | 92 | 88 | 83 | 78 | 72 | 65 | 58 | 58 | 44 |
| Expenses + | 48 | 34 | 14 | 32 | 64 | 12 | 15 | -2 | 9 | -71 | -45 | -1 | 12 |
| Financing Profit | 41 | 47 | 70 | 69 | 20 | 61 | 65 | 82 | 72 | 148 | 119 | 65 | 63 |
| Financing Margin % | 21% | 25% | 37% | 34% | 12% | 38% | 40% | 52% | 47% | 104% | 91% | 54% | 53% |
| Other Income + | 6 | 3 | 12 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 1 | 0 |
| Depreciation | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Profit before tax | 45 | 49 | 80 | 67 | 19 | 59 | 63 | 81 | 75 | 146 | 118 | 64 | 62 |
| Tax % | 20% | 25% | 25% | 25% | 28% | 25% | 25% | 17% | 23% | 7% | 25% | 24% | 26% |
| Net Profit + | 36 | 37 | 60 | 50 | 14 | 44 | 47 | 67 | 58 | 137 | 88 | 49 | 46 |
| EPS in Rs | 0.57 | 0.57 | 0.93 | 0.78 | 0.22 | 0.69 | 0.74 | 1.05 | 0.91 | 2.13 | 1.37 | 0.76 | 0.71 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of PTC India Financial Services Ltd
Annual income statement trend
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1,187 | 1,351 | 1,185 | 1,336 | 1,364 | 1,139 | 968 | 797 | 761 | 638 | 515 |
| Interest | 530 | 645 | 685 | 944 | 948 | 752 | 580 | 432 | 410 | 321 | 224 |
| Expenses + | 121 | 175 | 647 | 108 | 243 | 289 | 209 | 127 | 144 | 32 | -106 |
| Financing Profit | 536 | 531 | -148 | 284 | 173 | 99 | 179 | 238 | 207 | 285 | 396 |
| Financing Margin % | 45% | 39% | -12% | 21% | 13% | 9% | 19% | 30% | 27% | 45% | 77% |
| Other Income + | -0 | 1 | 0 | 0 | 5 | 0 | 1 | 0 | 16 | 0 | 1 |
| Depreciation | 4 | 3 | 3 | 3 | 6 | 6 | 6 | 6 | 6 | 7 | 7 |
| Profit before tax | 531 | 529 | -150 | 281 | 172 | 93 | 174 | 232 | 216 | 279 | 390 |
| Tax % | 26% | 35% | -33% | 34% | 36% | 73% | 25% | 24% | 26% | 22% | 18% |
| Net Profit + | 391 | 345 | -100 | 184 | 110 | 26 | 130 | 176 | 161 | 217 | 319 |
| EPS in Rs | 6.96 | 5.38 | -1.56 | 2.87 | 1.71 | 0.40 | 2.02 | 2.74 | 2.50 | 3.38 | 4.97 |
| Dividend Payout % | 17% | 28% | -13% | 28% | 26% | 0% | 0% | 37% | 0% | 0% | 0% |
Financials of PTC India Financial Services Ltd
Capital structure and asset base
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 562 | 642 | 642 | 642 | 642 | 642 | 642 | 642 | 642 | 642 | 642 |
| Reserves | 1,180 | 1,777 | 1,297 | 1,424 | 1,473 | 1,477 | 1,622 | 1,800 | 1,896 | 2,112 | 2,437 |
| Borrowing | 6,845 | 8,123 | 10,229 | 10,918 | 9,275 | 9,174 | 7,121 | 5,122 | 3,926 | 2,861 | 1,768 |
| Other Liabilities + | 235 | 209 | 147 | 208 | 252 | 238 | 131 | 70 | 61 | 67 | 108 |
| Total Liabilities | 8,823 | 10,752 | 12,315 | 13,193 | 11,642 | 11,532 | 9,516 | 7,634 | 6,525 | 5,683 | 4,956 |
| Fixed Assets + | 18 | 15 | 14 | 12 | 22 | 16 | 12 | 30 | 25 | 23 | 16 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 235 | 114 | 63 | 96 | 356 | 373 | 350 | 91 | 122 | 268 | 832 |
| Other Assets + | 8,570 | 10,623 | 12,238 | 13,085 | 11,264 | 11,142 | 9,155 | 7,513 | 6,377 | 5,391 | 4,109 |
| Total Assets | 8,823 | 10,752 | 12,315 | 13,193 | 11,642 | 11,532 | 9,516 | 7,634 | 6,525 | 5,683 | 4,956 |
Financials of PTC India Financial Services Ltd
Operating, investing and financing cash movement
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -1,167 | -888 | -1,302 | 236 | 3,228 | 1,311 | 2,721 | 1,887 | 2,563 | 1,139 | 1,780 |
| Cash from Investing Activity + | -0 | -5 | -13 | -0 | -386 | -162 | -154 | 259 | -689 | 776 | -1,165 |
| Cash from Financing Activity + | 1,169 | 904 | 1,338 | -257 | -2,652 | -883 | -2,719 | -2,459 | -1,669 | -1,383 | -1,316 |
| Net Cash Flow | 2 | 11 | 24 | -21 | 191 | 266 | -151 | -312 | 205 | 532 | -701 |
| Free Cash Flow | -1,167 | -894 | -1,314 | 236 | 3,228 | 1,311 | 2,720 | 1,887 | 2,562 | 1,135 | 1,780 |
| CFO/OP | -94% | -59% | -214% | 30% | 299% | 154% | 358% | 282% | 427% | 199% | 286% |
Financials of PTC India Financial Services Ltd
Working capital efficiency and return ratios
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 22% | 17% | -5% | 9% | 5% | 1% | 6% | 7% | 6% | 8% | 11% |