Financials of Shriram Finance Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Shriram Finance Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +7,9668,0038,5558,9229,4849,60510,09010,69811,45411,53611,91212,17112,513
Interest3,3613,4883,6223,7073,9884,1294,3504,7515,2245,4015,5255,2595,336
Expenses +2,3412,1412,4542,6342,7122,6612,8363,0333,2933,0623,1093,3973,104
Financing Profit2,2652,3742,4802,5812,7832,8152,9032,9142,9373,0733,2793,5144,073
Financing Margin %28%30%29%29%29%29%29%27%26%27%28%29%33%
Other Income +134147598754861,5746692618
Depreciation427132137147153153159162171173174177175
Profit before tax1,8512,2832,3912,4942,7172,7152,8304,3262,7722,9063,1133,3633,917
Tax %31%25%25%25%26%25%24%25%23%26%26%25%23%
Net Profit +1,2881,7121,7921,8742,0212,0312,1533,2492,1442,1592,3142,5303,021
EPS in Rs6.869.109.529.9410.6910.7611.3917.2711.4011.4812.3013.4516.06
Gross NPA %
Net NPA %

Financials of Shriram Finance Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +9,17710,35910,90313,50215,53616,56117,42219,25530,49234,97343,94148,133
Interest4,7065,0885,2196,4097,5648,3139,0899,77312,98714,86818,52921,521
Expenses +2,7813,4473,7123,2884,1714,6834,9325,8168,7069,87712,27912,673
Financing Profit1,6911,8241,9723,8053,8013,5653,4023,6668,79910,22813,13213,939
Financing Margin %18%18%18%28%24%22%20%19%29%29%30%29%
Other Income +231127201414181622515759
Depreciation4338353743141137135601569645699
Profit before tax1,6501,7891,9383,8963,7783,4393,2783,5498,2149,88412,64413,300
Tax %38%34%35%35%32%27%24%24%27%25%24%25%
Net Profit +1,0281,1841,2662,5492,5762,5122,4992,7216,0207,3999,57610,024
EPS in Rs8.139.3510.0020.1420.3619.8617.7120.1232.1139.2050.8153.28
Dividend Payout %22%19%7%10%11%5%18%20%22%23%19%20%

Financials of Shriram Finance Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital227227227227227227253271374376376376
Reserves9,0399,94911,10513,46315,73617,91521,46425,82443,13848,57156,09465,542
Borrowing46,69549,79053,08082,13187,91494,735106,546114,846164,202195,496234,197250,692
Other Liabilities +6,1938,04810,0341,5391,5421,3891,6471,3282,8583,8233,0554,764
Total Liabilities62,15468,01374,44697,360105,419114,266129,910142,268210,573248,266293,722321,375
Fixed Assets +1541521361221474894374183,7143,7182,9142,635
CWIP0000000066000
Investments3,0371,3401,5182,4564,1262,9363,3476,9717,4309,47215,78814,993
Other Assets +58,96266,52272,79194,782101,146110,841126,126134,879199,363235,077275,020303,746
Total Assets62,15468,01374,44697,360105,419114,266129,910142,268210,573248,266293,722321,375

Financials of Shriram Finance Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-9,611-5,507-2,677-13,142-5,535-2,464-4,239-8,859-17,625-31,118-43,652-13,281
Cash from Investing Activity +-45-36-286-76-55-25-345,076-4273,630-243
Cash from Financing Activity +7,8362,8223,01713,0145,5504,57912,2268,50511,82027,62644,5218,587
Net Cash Flow-1,819-2,721338-42-622,0607,962-388-730-3,9194,499-4,937
Free Cash Flow-9,655-5,543-2,695-13,208-5,611-2,519-4,264-8,893-17,818-31,361-43,903-13,475
CFO/OP-141%-72%-28%-120%-37%-12%-24%-57%-66%-110%-126%-26%

Financials of Shriram Finance Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %12%12%12%20%17%15%13%11%17%15%16%16%