Spandana Sphoorty Financial Ltd
Q3 FY25 Earnings Call Analysis
Finance
fundraise: Yescapex: Yesrevenue: Category 2margin: Category 3orderbook: Yes
💰fundraise
Any current/future new fundraising through debt or equity?
No information is provided regarding the same in the latest conference call.
🏗️capex
Any current/future capex/capital investment/strategic investment?
No information is provided regarding the same in the latest conference call.
📊revenue
Future growth expectations in sales/revenue/volumes?
No information is provided regarding the same in the latest conference call.
📈margin
Future growth expectations in earnings/operating earnings/profits/EPS?
No information is provided regarding the same in the latest conference call.
📋orderbook
Current/ Expected Orderbook/ Pending Orders?
The transcript does not provide specific details on the current or expected order book or pending orders for Spandana Sphoorty Financial Limited. However, some related highlights include:
- Disbursements have gained momentum, with Q2 FY ’26 disbursements at Rs. 934 crores versus Rs. 280 crores in Q1.
- October disbursements were slightly lower due to fewer working days and festivities but expected to pick up in November and December.
- The AUM stood at Rs. 4,088 crores at the end of Q2, with anticipated growth as disbursements increase.
- 10 lakh customers are eligible for further lending under stricter internal guidelines, indicating significant lending headroom.
- Planned monthly disbursement run rate expected to be Rs. 700+ crores in the next quarter.
No explicit mention of an order book or pending orders was made in the call.