Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Tata Capital Ltd
Quarter-by-quarter operating performance
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Revenue + | 7,185 | 7,104 | 7,478 | 7,665 | 7,737 | 7,976 | 8,160 |
| Interest | 3,693 | 3,836 | 3,960 | 4,066 | 3,976 | 3,928 | 4,017 |
| Expenses + | 1,915 | 1,762 | 2,072 | 2,126 | 2,135 | 2,172 | 2,026 |
| Financing Profit | 1,576 | 1,506 | 1,447 | 1,473 | 1,626 | 1,876 | 2,118 |
| Financing Margin % | 22% | 21% | 19% | 19% | 21% | 24% | 26% |
| Other Income + | 9 | 8 | 31 | 27 | 16 | -40 | 3 |
| Depreciation | 92 | 99 | 109 | 118 | 135 | 142 | 143 |
| Profit before tax | 1,494 | 1,415 | 1,368 | 1,382 | 1,507 | 1,695 | 1,978 |
| Tax % | 24% | 26% | 27% | 25% | 26% | 25% | 26% |
| Net Profit + | 1,133 | 1,050 | 1,000 | 1,041 | 1,119 | 1,265 | 1,466 |
| EPS in Rs | 2.87 | 2.87 | 2.77 | 2.48 | 2.72 | 2.96 | 3.54 |
| Gross NPA % | 0.80% | ||||||
| Net NPA % | 0.40% |
Financials of Tata Capital Ltd
Annual income statement trend
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Revenue + | 9,835 | 10,162 | 13,631 | 18,178 | 28,324 | 31,540 |
| Interest | 5,213 | 4,889 | 6,601 | 9,568 | 15,030 | 15,985 |
| Expenses + | 2,826 | 2,908 | 3,018 | 3,951 | 8,032 | 8,458 |
| Financing Profit | 1,797 | 2,364 | 4,013 | 4,659 | 5,263 | 7,096 |
| Financing Margin % | 18% | 23% | 29% | 26% | 19% | 22% |
| Other Income + | 152 | 260 | 150 | 21 | 46 | 4 |
| Depreciation | 334 | 276 | 226 | 288 | 390 | 538 |
| Profit before tax | 1,615 | 2,348 | 3,937 | 4,392 | 4,919 | 6,562 |
| Tax % | 23% | 23% | 25% | 24% | 26% | 25% |
| Net Profit + | 1,245 | 1,801 | 2,946 | 3,327 | 3,655 | 4,891 |
| EPS in Rs | 3.20 | 4.69 | 8.51 | 8.41 | 9.64 | 11.42 |
| Dividend Payout % | 0% | 3% | 2% | 2% | 4% | 5% |
Financials of Tata Capital Ltd
Capital structure and asset base
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 3,464 | 3,463 | 3,507 | 3,703 | 3,762 | 4,217 |
| Reserves | 6,509 | 8,250 | 13,833 | 19,714 | 29,429 | 41,645 |
| Borrowing | 69,166 | 86,343 | 113,541 | 148,512 | 208,851 | 236,376 |
| Other Liabilities + | 3,792 | 4,319 | 4,745 | 4,765 | 6,422 | 8,266 |
| Total Liabilities | 82,930 | 102,376 | 135,626 | 176,694 | 248,465 | 290,504 |
| Fixed Assets + | 901 | 719 | 733 | 1,190 | 2,003 | 2,636 |
| CWIP | 8 | 11 | 20 | 8 | 16 | 1 |
| Investments | 4,653 | 7,846 | 13,254 | 8,733 | 9,866 | 9,508 |
| Other Assets + | 77,368 | 93,798 | 121,619 | 166,763 | 236,580 | 278,358 |
| Total Assets | 82,930 | 102,376 | 135,626 | 176,694 | 248,465 | 290,504 |
Financials of Tata Capital Ltd
Operating, investing and financing cash movement
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 3,137 | -14,387 | -23,190 | -37,999 | -29,872 | -37,965 |
| Cash from Investing Activity + | -2,626 | -2,614 | -2,263 | 5,758 | 3,167 | 267 |
| Cash from Financing Activity + | -2,787 | 17,056 | 26,430 | 35,952 | 29,412 | 31,848 |
| Net Cash Flow | -2,275 | 55 | 977 | 3,712 | 2,707 | -5,849 |
| Free Cash Flow | 3,131 | -14,363 | -23,337 | -38,632 | -30,894 | -38,929 |
| CFO/OP | 48% | -190% | -208% | -258% | -140% | -158% |
Financials of Tata Capital Ltd
Working capital efficiency and return ratios
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| ROE % | 11% | 15% | 21% | 15% | 13% | 12% |