Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of TruCap Finance Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 33 | 38 | 42 | 40 | 41 | 52 | 58 | 52 | 35 | 30 | 23 | 15 | 14 |
| Interest | 15 | 17 | 18 | 21 | 23 | 26 | 27 | 25 | 21 | 20 | 20 | 14 | 21 |
| Expenses + | 15 | 17 | 20 | 22 | 24 | 22 | 26 | 25 | 92 | 36 | 48 | 52 | 20 |
| Financing Profit | 3 | 3 | 4 | -3 | -5 | 4 | 4 | 2 | -77 | -26 | -45 | -51 | -26 |
| Financing Margin % | 10% | 9% | 10% | -7% | -12% | 7% | 7% | 4% | -219% | -86% | -199% | -339% | -181% |
| Other Income + | 0 | 0 | 0 | 9 | 12 | 0 | 1 | 1 | 1 | 12 | 2 | 1 | 1 |
| Depreciation | 2 | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 8 | 2 | 2 | 2 | 2 |
| Profit before tax | 1 | 2 | 3 | 4 | 4 | 2 | 3 | 1 | -84 | -16 | -45 | -52 | -27 |
| Tax % | 26% | 26% | 44% | 13% | -37% | 32% | 58% | -16% | -17% | -43% | -28% | -19% | -35% |
| Net Profit + | 1 | 1 | 2 | 3 | 6 | 1 | 1 | 1 | -70 | -9 | -33 | -42 | -18 |
| EPS in Rs | 0.09 | 0.11 | 0.13 | 0.26 | 0.50 | 0.12 | 0.10 | 0.11 | -6.02 | -0.75 | -2.74 | -3.55 | -1.49 |
| Gross NPA % | 1.16% | 1.42% | 2.59% | ||||||||||
| Net NPA % | 0.67% | 0.90% | 1.87% |
Financials of TruCap Finance Ltd
Annual income statement trend
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 0 | 2 | 1 | 12 | 19 | 19 | 24 | 70 | 124 | 161 | 196 | 82 |
| Interest | 0 | 0 | 0 | 2 | 5 | 2 | 4 | 24 | 51 | 79 | 99 | 75 |
| Expenses + | 0 | 2 | 1 | 5 | 12 | 12 | 17 | 31 | 60 | 83 | 165 | 156 |
| Financing Profit | 0 | 0 | 0 | 4 | 2 | 6 | 2 | 15 | 13 | -0 | -67 | -148 |
| Financing Margin % | 13% | 7% | 3% | 38% | 12% | 31% | 10% | 21% | 11% | -0% | -34% | -180% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21 | 3 | 3 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | 6 | 8 | 14 | 7 |
| Profit before tax | 0 | 0 | 0 | 5 | 2 | 6 | 2 | 11 | 7 | 12 | -79 | -152 |
| Tax % | 33% | 31% | 100% | 11% | 12% | 27% | 61% | 31% | 23% | 4% | -15% | -28% |
| Net Profit + | 0 | 0 | 0 | 4 | 2 | 4 | 1 | 7 | 6 | 12 | -67 | -110 |
| EPS in Rs | 0.01 | 0.02 | 0.00 | 1.05 | 0.32 | 0.61 | 0.09 | 0.83 | 0.48 | 1.00 | -5.70 | -9.29 |
| Dividend Payout % | 0% | 0% | 0% | 19% | 16% | 3% | 11% | 1% | 2% | 1% | 0% | 0% |
Financials of TruCap Finance Ltd
Capital structure and asset base
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 8 | 8 | 8 | 14 | 14 | 15 | 18 | 23 | 23 | 23 | 24 |
| Reserves | 1 | 1 | 1 | 5 | 13 | 18 | 84 | 156 | 200 | 196 | 139 | 30 |
| Borrowing | 1 | 1 | 0 | 39 | 25 | 16 | 81 | 286 | 443 | 686 | 520 | 335 |
| Other Liabilities + | 1 | 0 | 0 | 3 | 2 | 2 | 5 | 12 | 12 | 23 | 17 | 9 |
| Total Liabilities | 10 | 9 | 9 | 55 | 54 | 48 | 185 | 472 | 678 | 928 | 699 | 397 |
| Fixed Assets + | 0 | 1 | 1 | 1 | 1 | 3 | 10 | 18 | 21 | 28 | 20 | 8 |
| CWIP | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 11 | 12 | 6 | 0 | 0 |
| Investments | 0 | 1 | 2 | 1 | 0 | 1 | 18 | 51 | 81 | 60 | 42 | 37 |
| Other Assets + | 10 | 7 | 7 | 53 | 52 | 43 | 155 | 392 | 564 | 834 | 636 | 352 |
| Total Assets | 10 | 9 | 9 | 55 | 54 | 48 | 185 | 472 | 678 | 928 | 699 | 397 |
Financials of TruCap Finance Ltd
Operating, investing and financing cash movement
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 6 | -1 | 1 | -41 | 2 | 13 | -78 | -181 | -149 | -212 | 208 | 127 |
| Cash from Investing Activity + | 0 | -1 | 0 | 5 | 2 | -4 | -38 | -76 | -69 | 30 | -25 | 52 |
| Cash from Financing Activity + | -6 | 1 | -0 | 39 | -3 | -11 | 145 | 283 | 198 | 245 | -246 | -209 |
| Net Cash Flow | 0 | -1 | 1 | 2 | 1 | -2 | 30 | 26 | -20 | 63 | -63 | -30 |
| Free Cash Flow | 6 | -1 | 1 | -41 | 1 | 12 | -86 | -202 | -159 | -222 | 208 | 127 |
| CFO/OP | 32,000% | -567% | 3,025% | -645% | 57% | 185% | -1,134% | -458% | -224% | -263% | 661% | -174% |
Financials of TruCap Finance Ltd
Working capital efficiency and return ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0% | 1% | 0% | 38% | 11% | 14% | 1% | 5% | 3% | 5% | -35% | -102% |