Life Insurance Corporation of India
Life Insurance Corporation of India Q3 FY25 earnings call: Revenue & Margins
Q3 FY25 earnings call: what management guided on revenue, margins and order book.
The short version
LIC expects reasonable or even splendid growth in sales/revenue by year-end, despite current pressures, especially in the Microfinance Institution (MFI) segment where sales have recently declined but repair work is ongoing. LIC is cautiously optimistic about growth prospects for FY25, expecting the life insurance industry to grow driven by increased awareness and demand.
From Life Insurance Corporation of India's Q3 FY25 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- LIC expects reasonable or even splendid growth in sales/revenue by year-end, despite current pressures, especially in the Microfinance Institution (MFI) segment where sales have recently declined but repair work is ongoing.
- Bancassurance individual new business premium (NBP) has grown around 30-31%, with dominant partnerships with major public and private sector banks, while expanding systematically to other bancassurance partners for a holistic approach.
- LIC is focusing on innovative product launches, including lifestyle-synchronized and compliant products, aiming to add blockbuster products to drive growth.
- Non-par business, especially savings products, is expected to grow faster than par, though triple-digit growth may taper off as the low-hanging fruit phase passes.
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Profitability & Margins
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Capital Expenditure Plans
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Top-ranked in Insurance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
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Life Insurance Corporation of India — Quarterly revenue & net profit
Reported quarterly figures (₹ Cr). Latest (Q4 FY26): revenue ₹2.8L Cr, net profit ₹23.5K Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
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What Life Insurance's management said in earlier quarters
- Q1 FY27 earnings call analysis →
- Q2 FY26 earnings call analysis →
- Q3 FY26 earnings call analysis →
- Q1 FY26 earnings call analysis →
- Q4 FY25 earnings call →
- Q2 FY25 earnings call →
- Q1 FY25 earnings call →
- Q4 FY24 earnings call →
- Q4 FY24 earnings call →
- Q3 FY24 earnings call →
- Q2 FY24 earnings call →
- Q1 FY24 earnings call →
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Frequently Asked Questions
What were Life Insurance Corporation of India Q3 FY25 results?
LIC expects reasonable or even splendid growth in sales/revenue by year-end, despite current pressures, especially in the Microfinance Institution (MFI) segment where sales have recently declined but repair work is ongoing. LIC is cautiously optimistic about growth prospects for FY25, expecting the life insurance industry to grow driven by increased awareness and demand.
What is Life Insurance Corporation of India share price analysis?
Life Insurance Corporation of India currently shows a neutral. The stock trades at a P/E of 8.7 with a market cap of ₹523,077 Cr. Investors should review the full earnings analysis for detailed insights.
Is Life Insurance Corporation of India planning capital expenditure?
The document does not explicitly mention any current or future capex, capital investment, or strategic investment plans.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.