Life Insurance Corporation of India Q1 FY26 earnings call: Revenue & Margins
Q1 FY26 earnings call: what management said on revenue, margins and capex.
- Revenue
- ₹2,24,671Cr
- +6% YoY
- −7.6% QoQ
- Net profit
- ₹10,955Cr
- +4.1% YoY
- −42.5% QoQ
- Margin
- 4.7%
- +0.1 pp YoY
- −4.3 pp QoQ
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The short version
LIC expects decent growth in absolute volume and Annualized Premium Equivalent (APE) in the current year. LIC aims for decent growth in both absolute volume and Annualized Premium Equivalent (APE) in the current year, with an expectation of substantial growth improvement in the second half.
From Life Insurance Corporation of India's Q1 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- LIC expects decent growth in absolute volume and Annualized Premium Equivalent (APE) in the current year.
- Growth is anticipated to be stronger in the second half of the financial year.
- The focus is on consolidating growth both in volume and APE terms.
- Individual non-par business is a key focus area, with growth seen in higher-margin products and increased non-par share to 30.34% of individual APE.
- Bancassurance and alternate channels have shown strong growth (98.23% YoY).
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Profitability & Margins
LIC aims for decent growth in both absolute volume and Annualized Premium Equivalent (APE) in the current…
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Capital Expenditure Plans
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Top-ranked in Insurance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
The government has announced plans to reduce its stake to 90% by 2027, with some offloading in tranches,…
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Order Book & Pipeline
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Life Insurance Corporation of India — Quarterly revenue & net profit
Life Insurance Corporation of India Q1 FY26 results — key figures
| ₹ Cr | Q1 FY26 | Q1 FY25 | YoY | Q4 FY25 | QoQ |
|---|---|---|---|---|---|
| Revenue | 2,24,671 | 2,11,952 | +6% | 2,43,134 | -7.6% |
| Operating profit (EBITDA) | 10,474 | 9,773 | +7.2% | 21,514 | -51.3% |
| Operating margin | 4.7% | 4.6% | +0.1 pp | 9% | -4.3 pp |
| Profit before tax | 11,253 | 10,774 | +4.4% | 22,468 | -49.9% |
| Net profit (PAT) | 10,955 | 10,527 | +4.1% | 19,039 | -42.5% |
| EPS (₹) | 8.66 | 8.34 | +3.8% | 15.05 | -42.5% |
Source: reported quarterly figures (Screener), ₹ crore.
Reported quarterly figures (₹ Cr). Latest (Q2 FY27): revenue ₹2.7L Cr, net profit ₹12.1K Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
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What Life Insurance's management said in earlier quarters
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were Life Insurance Corporation of India Q1 FY26 results?
LIC expects decent growth in absolute volume and Annualized Premium Equivalent (APE) in the current year. LIC aims for decent growth in both absolute volume and Annualized Premium Equivalent (APE) in the current year, with an expectation of substantial growth improvement in the second half.
What is Life Insurance Corporation of India share price analysis?
Life Insurance Corporation of India currently shows a neutral. The stock trades at a P/E of 8.7 with a market cap of ₹523,077 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.