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PB Fintech.

Q1 FY27Financial Technology (Fintech)

PB Fintech. Q1 FY27: Revenue ₹12 Cr

Q1 FY27 earnings call: what management guided on revenue, margins and order book.

Price₹1,886
Market cap₹80.6K Cr
P/E107.8
Updated23 Sept 2026
Read4 min read

What the Q1 FY27 call signalled

1 of 3 strong

RevenueGood growth
MarginMargins steady
CapexNo capex planned

The short version

The company prioritizes fresh business growth as the primary target over cost efficiency. The company prioritizes fresh business growth (P1 target) as the main driver of value; efficiency gains are secondary and expected to come later.

From PB Fintech.'s Q1 FY27 earnings-call transcript · updated 23 Sept 2026.

Revenue & Sales Performance

Good growth
  • The company prioritizes fresh business growth as the primary target over cost efficiency.
  • Management emphasizes ambitious growth, hiring more staff even during typically weak quarters (e.g., Q1 hiring 5,000 people despite low productivity).
  • AI is being leveraged to increase conversion rates and sales productivity, with 30-40% of customer interactions already AI-enabled.
  • Revenue growth has been strong, with some segments growing over 40-50% (e.g., motor insurance in POSP grew close to 50%).
  • Renewals growth is expected to surpass fresh business growth for at least the next 12 months, with renewal growth upwards of 50%.
  • The company aims to maintain above-market growth rates, targeting around 30% overall growth and potentially higher.

2 more points from PB Fintech.'s call on revenue

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Profitability & Margins

See what PB Fintech. said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

No capex planned
  • Paisabazaar is launching new features by end of August, including bonds business and daily SIPs.
  • PB Money entity has taken a license to conduct bonds business independently; this platform launch is upcoming.
  • Focus on broadening investments with diversified bonds to protect customers from losses.
  • Investment in AI aimed at increasing conversion rates and business growth rather than only cost efficiency, expecting improved productivity.
  • Continuing to build physical teams and expand into new cities, indicating ongoing investments in human resources.

2 more points from PB Fintech.'s call on capex

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Fundraising & Capital Structure

See what PB Fintech. said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The provided pages (14-16) from the document do not contain any information regarding the current or expected order book or pending orders. The discussion mainly focuses on: - Paisabazaar business financials (EBITDA, contribution margin). - Reputation risk in savings products and customer understanding.

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PB Fintech. — Quarterly revenue & net profit

Revenue Net profit
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026

Reported quarterly figures (₹ Cr). Latest: revenue ₹2.1K Cr, net profit ₹261 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.

Full financials →

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What PB Fintech.'s management said in earlier quarters

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Frequently Asked Questions

What were PB Fintech. Q1 FY27 results?

The company prioritizes fresh business growth as the primary target over cost efficiency. The company prioritizes fresh business growth (P1 target) as the main driver of value; efficiency gains are secondary and expected to come later.

What is PB Fintech. share price analysis?

PB Fintech. currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 107.8 with a market cap of ₹80,648 Cr. Investors should review the full earnings analysis for detailed insights.

Is PB Fintech. planning capital expenditure?

Paisabazaar is launching new features by end of August, including bonds business and daily SIPs.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.