SBI Cards & Payment Services Ltd
SBI Cards & Payment Services Q2 FY26 earnings call: Revenue & Margins
Q2 FY26 earnings call: what management said on revenue and margins.
SBI Cards & Payment Services Ltd Q2 FY26 key numbers
- Revenue
- Total spend reached INR 1,07,063 crores, up 31% YoY; retail spends grew 17% YoY, supported by both online and POS categories.
As stated in SBI Cards & Payment Services Ltd's Q2 FY26 earnings call transcript · published 8 Aug 2026. Reported figures, not investment advice.
The short version
Future growth expectations for SBI Cards and Payment Services Limited based on the Q2 FY '26 earnings call: - Cards-in-force grew 10% YoY to around 21.5 million, with new accounts addition of 936,000; guidance for new card sourcing remains 0.9 to 1 million accounts annually. SBI Cards anticipates strong growth prospects driven by the expanding credit card industry and rising consumer aspirations.
From SBI Cards & Payment Services Ltd's Q2 FY26 earnings-call transcript · updated 16 Oct 2026.
Revenue & Sales Performance
2 more points from SBI Cards & Payment Services Ltd's call on revenue
Pro opens every point from 15K+ earnings calls
Profitability & Margins
Read what SBI Cards & Payment Services Ltd said on margins in the Q2 FY26 call
Free account with your mobile number. We text a one-time code, no password.
Continue your research
What SBI Cards & Payment Services Ltd's management said in earlier quarters
- Q2 FY27 earnings call analysis →
- Q1 FY27 earnings call analysis →
- Q4 FY26 earnings call analysis →
- Q3 FY26 earnings call analysis →
- Q1 FY26 earnings call →
- Q4 FY25 earnings call →
- Q3 FY25 earnings call →
- Q2 FY25 earnings call →
- Q1 FY25 earnings call →
- Q4 FY24 earnings call →
- Q3 FY24 earnings call →
- Q2 FY24 earnings call →
Others in Finance this season
- Capital Trust (Q2 FY26)
Total Income for Q2 FY26: ₹8.8 Cr, down 65% YoY from ₹25.1 Cr in Q2 FY25, and down 30% QoQ from ₹12.6 Cr in Q1 FY26 (Page 23). Key investor presentation takeawa
- Dar Credit & Capital Ltd (Q2 FY26)
250 crore in FY'26, up from Rs. Key concall takeaways from Dar Credit & Cap's Q2 FY26 earnings call — and how it ranks against sector peers.
- Tourism Finance Corporation of India Ltd (Q2 FY26)
113.36 crore (up from Rs. Key investor presentation takeaways from Tourism Finance Corporation of India Ltd's Q2 FY26 investor presentation — and how it ranks a
- AAVAS Financiers (Q2 FY26)
55,000 crores by FY30. Key concall takeaways from AAVAS Financiers Ltd's Q2 FY26 earnings call — and how it ranks against sector peers.
Arthneeti Pro · Annual
SBI Cards & Payment Services Ltd and 15K+ more earnings calls,
for less than your morning chai
a day
Every earnings call, ranking and concall Q&A across all four results seasons.
Secure Razorpay payment · instant access
Frequently Asked Questions
What were SBI Cards & Payment Services Ltd Q2 FY26 results?
Future growth expectations for SBI Cards and Payment Services Limited based on the Q2 FY '26 earnings call: - Cards-in-force grew 10% YoY to around 21.5 million, with new accounts addition of 936,000; guidance for new card sourcing remains 0.9 to 1 million accounts annually. SBI Cards anticipates strong growth prospects driven by the expanding credit card industry and rising consumer aspirations.
What is SBI Cards & Payment Services Ltd share price analysis?
SBI Cards & Payment Services Ltd currently shows a neutral. The stock trades at a P/E of 23.6 with a market cap of ₹53,692 Cr. Investors should review the full earnings analysis for detailed insights.
Is SBI Cards & Payment Services Ltd planning capital expenditure?
The transcript does not explicitly mention any current or future capex, capital investment, or strategic investment plans by SBI Cards and Payment Services Limited.
Keep SBI Cards & Payment Services Ltd on your radar — track it to get its next earnings analysis in your feed.
This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.