HDFC Retirement Fund - Hybrid-Debt Plan NAV Today
HDFC Retirement Fund - Hybrid-Debt Plan NAV is ₹24.77 as of 4 Nov 2026, up 0.31% over 1 year, 20 of 29 in Retirement Fund.
HDFC Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹24.77
4 Nov 2026
1-year return
+0.31%
Category +1.2%
Category rank (1Y)
20 of 29
Retirement Fund
3-year return
+7.01%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +1.35% | +2.11% | -0.76 pts | — |
| 6 months | +1.21% | +2.42% | -1.21 pts | — |
| 1 year | +0.31% | +1.2% | -0.89 pts | 20 of 29 |
| 3 years (a year) | +7.01% | +10.47% | -3.46 pts | 24 of 27 |
| 5 years (a year) | +7.03% | +8.94% | -1.91 pts | 17 of 25 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in HDFC Retirement Fund - Hybrid-Debt Plan
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹60,279
Invested ₹60,000
XIRR 0.99% a year
SIP for 3 years
₹1,89,464
Invested ₹1,80,000
XIRR 3.51% a year
SIP for 5 years
₹3,48,794
Invested ₹3,00,000
XIRR 6.12% a year
₹1 lakh invested at once
1 year ago
₹1,00,310
3 years ago
₹1,22,539
5 years ago
₹1,40,452
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,20,591 in Direct and ₹1,16,705 in Regular, a difference of ₹3,886.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +0.53% | -0.5% | 1.03 pts a year |
| 3 years | +6.44% | +5.28% | 1.16 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Retirement Fund average
19%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
-1.03%
Year to 30 Oct 2026
Other Retirement Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s PlanAditya Birla Sun Life Mutual Fund | 25.08 | +10.74% | +17.38% | +12.25% |
| ICICI Prudential Retirement Fund Hybrid Conservative PlanICICI Prudential Mutual Fund | 20.04 | +3.88% | +9.68% | +8.53% |
| Tata Retirement Savings Fund-Progressive PlanTata Mutual Fund | 82.40 | +3.86% | +13.17% | +10.28% |
| ICICI Prudential Retirement Fund Pure Debt PlanICICI Prudential Mutual Fund | 17.23 | +3.84% | +6.52% | +5.91% |
| Tata Retirement Savings Fund-Moderate PlanTata Mutual Fund | 79.97 | +3.56% | +12.49% | +10.14% |
| Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt PlanAditya Birla Sun Life Mutual Fund | 14.96 | +3.16% | +5.85% | +5.05% |
| Tata Retirement Savings Fund-Conservative PlanTata Mutual Fund | 38.58 | +3.07% | +7.88% | +6.62% |
| Aditya Birla Sun Life Retirement Fund-The 50s PlanAditya Birla Sun Life Mutual Fund | 16.69 | +2.85% | +8.22% | +6.95% |
All Retirement Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth Option | 24.77 | 136465 |
| Regular Plan | Growth Option | 21.66 | 136466 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- HDFC Mutual Fund
- Category
- Retirement Fund
- ISIN
- INF179KB1MJ2
- AMFI scheme code
- 136465
- NAV history from
- 29 Oct 2021
More schemes from HDFC Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| HDFC Pharma and Healthcare FundHDFC Mutual Fund | 22.48 | +26.58% | +31.62% | — |
| HDFC Silver ETF Fund of FundHDFC Mutual Fund | 30.45 | +23.46% | +34.92% | — |
| HDFC Defence FundHDFC Mutual Fund | 30.29 | +22.25% | +36.65% | — |
| HDFC Gold ETF Fund of FundHDFC Mutual Fund | 43.86 | +16.25% | +30.66% | +22.9% |
| HDFC Innovation FundHDFC Mutual Fund | 11.87 | +14.43% | — | — |
| HDFC Transportation and Logistics FundHDFC Mutual Fund | 19.86 | +7.02% | +25.08% | — |
| HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index FundHDFC Mutual Fund | 11.06 | +6.87% | — | — |
| HDFC Arbitrage FundHDFC Mutual Fund | 21.96 | +6.59% | +7.3% | +6.75% |
Frequently asked questions
What is the NAV of HDFC Retirement Fund - Hybrid-Debt Plan today?
HDFC Retirement Fund - Hybrid-Debt Plan (Direct Plan, Growth option) has a NAV of ₹24.77 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of HDFC Retirement Fund - Hybrid-Debt Plan?
+0.31% over the year to 4 Nov 2026, against an average of +1.2% for Retirement Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in HDFC Retirement Fund - Hybrid-Debt Plan be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,48,794 at the latest NAV, an XIRR of 6.12% a year.
How much more does the Regular plan of HDFC Retirement Fund - Hybrid-Debt Plan cost?
Over 3 years, ₹1 lakh grew to ₹1,20,591 in the Direct plan and ₹1,16,705 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is HDFC Retirement Fund - Hybrid-Debt Plan in?
HDFC Retirement Fund - Hybrid-Debt Plan is a Retirement Fund scheme from HDFC Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.