Nippon India Retirement Fund- Wealth Creation Scheme NAV Today
Nippon India Retirement Fund- Wealth Creation Scheme NAV is ₹31.65 as of 4 Nov 2026, down 3.62% over 1 year, 27 of 29 in Retirement Fund.
Nippon India Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹31.65
4 Nov 2026
1-year return
-3.62%
Category +1.2%
Category rank (1Y)
27 of 29
Retirement Fund
3-year return
+11.3%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +2.54% | +2.11% | +0.43 pts | — |
| 6 months | -0.46% | +2.42% | -2.88 pts | — |
| 1 year | -3.62% | +1.2% | -4.82 pts | 27 of 29 |
| 3 years (a year) | +11.3% | +10.47% | +0.83 pts | 10 of 27 |
| 5 years (a year) | +10.2% | +8.94% | +1.26 pts | 8 of 25 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in Nippon India Retirement Fund- Wealth Creation Scheme
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹59,648
Invested ₹60,000
XIRR -1.24% a year
SIP for 3 years
₹1,85,085
Invested ₹1,80,000
XIRR 1.9% a year
SIP for 5 years
₹3,76,997
Invested ₹3,00,000
XIRR 9.31% a year
₹1 lakh invested at once
1 year ago
₹96,380
3 years ago
₹1,37,875
5 years ago
₹1,62,520
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,31,740 in Direct and ₹1,28,033 in Regular, a difference of ₹3,707.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | -3.28% | -4.18% | 0.91 pts a year |
| 3 years | +9.62% | +8.59% | 1.04 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Retirement Fund average
44%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
-8.07%
Year to 30 Oct 2026
Other Retirement Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s PlanAditya Birla Sun Life Mutual Fund | 25.08 | +10.74% | +17.38% | +12.25% |
| ICICI Prudential Retirement Fund Hybrid Conservative PlanICICI Prudential Mutual Fund | 20.04 | +3.88% | +9.68% | +8.53% |
| Tata Retirement Savings Fund-Progressive PlanTata Mutual Fund | 82.40 | +3.86% | +13.17% | +10.28% |
| ICICI Prudential Retirement Fund Pure Debt PlanICICI Prudential Mutual Fund | 17.23 | +3.84% | +6.52% | +5.91% |
| Tata Retirement Savings Fund-Moderate PlanTata Mutual Fund | 79.97 | +3.56% | +12.49% | +10.14% |
| Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt PlanAditya Birla Sun Life Mutual Fund | 14.96 | +3.16% | +5.85% | +5.05% |
| Tata Retirement Savings Fund-Conservative PlanTata Mutual Fund | 38.58 | +3.07% | +7.88% | +6.62% |
| Aditya Birla Sun Life Retirement Fund-The 50s PlanAditya Birla Sun Life Mutual Fund | 16.69 | +2.85% | +8.22% | +6.95% |
All Retirement Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Bonus Option | 31.65 | 133630 |
| Direct Plan | Growth Option | 31.65 | 133568 |
| Direct Plan | IDCW Option | 21.92 | 133566 |
| Regular Plan | Bonus Option | 27.76 | 133631 |
| Regular Plan | Growth Option | 27.76 | 133565 |
| Regular Plan | IDCW Option | 18.63 | 133567 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- Nippon India Mutual Fund
- Category
- Retirement Fund
- ISIN
- INF204KA1B72
- AMFI scheme code
- 133568
- NAV history from
- 29 Oct 2021
More schemes from Nippon India Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Nippon India Taiwan Equity FundNippon India Mutual Fund | 29.01 | +63.33% | +52.01% | — |
| Nippon India Silver ETF FOFNippon India Mutual Fund | 28.09 | +23.13% | +34.65% | — |
| Nippon India Japan Equity FundNippon India Mutual Fund | 30.23 | +21.01% | +22.56% | +9.92% |
| Nippon India Gold Savings FundNippon India Mutual Fund | 56.10 | +16.34% | +30.58% | +22.74% |
| Nippon India US Equity Opportunities FundNippon India Mutual Fund | 46.55 | +12.03% | +20.46% | +11.04% |
| Nippon India Pharma FundNippon India Mutual Fund | 638.72 | +11.9% | +19.57% | +14.67% |
| Nippon India Ultra Short Term FundNippon India Mutual Fund | 4,857.51 | +6.75% | +7.54% | +7.04% |
| Nippon India Arbitrage FundNippon India Mutual Fund | 31.25 | +6.65% | +7.32% | +6.85% |
Frequently asked questions
What is the NAV of Nippon India Retirement Fund- Wealth Creation Scheme today?
Nippon India Retirement Fund- Wealth Creation Scheme (Direct Plan, Growth option) has a NAV of ₹31.65 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of Nippon India Retirement Fund- Wealth Creation Scheme?
-3.62% over the year to 4 Nov 2026, against an average of +1.2% for Retirement Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in Nippon India Retirement Fund- Wealth Creation Scheme be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,76,997 at the latest NAV, an XIRR of 9.31% a year.
How much more does the Regular plan of Nippon India Retirement Fund- Wealth Creation Scheme cost?
Over 3 years, ₹1 lakh grew to ₹1,31,740 in the Direct plan and ₹1,28,033 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is Nippon India Retirement Fund- Wealth Creation Scheme in?
Nippon India Retirement Fund- Wealth Creation Scheme is a Retirement Fund scheme from Nippon India Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.