Union Retirement Fund NAV Today
Union Retirement Fund NAV is ₹17.00 as of 4 Nov 2026, up 2.6% over 1 year, 9 of 29 in Retirement Fund.
Union Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹17.00
4 Nov 2026
1-year return
+2.6%
Category +1.2%
Category rank (1Y)
9 of 29
Retirement Fund
3-year return
+13.36%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +2.47% | +2.11% | +0.36 pts | — |
| 6 months | +2.41% | +2.42% | -0.01 pts | — |
| 1 year | +2.6% | +1.2% | +1.40 pts | 9 of 29 |
| 3 years (a year) | +13.36% | +10.47% | +2.89 pts | 4 of 27 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in Union Retirement Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹60,872
Invested ₹60,000
XIRR 3.09% a year
SIP for 3 years
₹1,96,540
Invested ₹1,80,000
XIRR 6.06% a year
₹1 lakh invested at once
1 year ago
₹1,02,600
3 years ago
₹1,45,673
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,40,940 in Direct and ₹1,35,525 in Regular, a difference of ₹5,415.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +4.22% | +2.85% | 1.37 pts a year |
| 3 years | +12.12% | +10.66% | 1.45 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Retirement Fund average
75%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
-2.77%
Year to 30 Sept 2025
Other Retirement Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s PlanAditya Birla Sun Life Mutual Fund | 25.08 | +10.74% | +17.38% | +12.25% |
| ICICI Prudential Retirement Fund Hybrid Conservative PlanICICI Prudential Mutual Fund | 20.04 | +3.88% | +9.68% | +8.53% |
| Tata Retirement Savings Fund-Progressive PlanTata Mutual Fund | 82.40 | +3.86% | +13.17% | +10.28% |
| ICICI Prudential Retirement Fund Pure Debt PlanICICI Prudential Mutual Fund | 17.23 | +3.84% | +6.52% | +5.91% |
| Tata Retirement Savings Fund-Moderate PlanTata Mutual Fund | 79.97 | +3.56% | +12.49% | +10.14% |
| Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt PlanAditya Birla Sun Life Mutual Fund | 14.96 | +3.16% | +5.85% | +5.05% |
| Tata Retirement Savings Fund-Conservative PlanTata Mutual Fund | 38.58 | +3.07% | +7.88% | +6.62% |
| Aditya Birla Sun Life Retirement Fund-The 50s PlanAditya Birla Sun Life Mutual Fund | 16.69 | +2.85% | +8.22% | +6.95% |
All Retirement Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth Option | 17.00 | 150554 |
| Direct Plan | IDCW Option | 16.81 | 150555 |
| Regular Plan | Growth Option | 16.05 | 150552 |
| Regular Plan | IDCW Option | 14.87 | 150553 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- Union Mutual Fund
- Category
- Retirement Fund
- ISIN
- INF582M01IK5
- AMFI scheme code
- 150554
- NAV history from
- 30 Sept 2022
More schemes from Union Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Union Small Cap FundUnion Mutual Fund | 64.44 | +17.27% | +15.73% | +16.84% |
| Union Gold ETF Fund of FundUnion Mutual Fund | 16.15 | +16.65% | — | — |
| Union Active Momentum FundUnion Mutual Fund | 10.08 | +15.73% | — | — |
| Union Innovation & Opportunities FundUnion Mutual Fund | 16.61 | +10.81% | +19.8% | — |
| Union Diversified Equity All Cap Active FOFUnion Mutual Fund | 10.68 | +7.36% | — | — |
| Union Multicap FundUnion Mutual Fund | 18.05 | +7.25% | +15.42% | — |
| Union Arbitrage FundUnion Mutual Fund | 15.81 | +6.62% | +7.21% | +6.62% |
| Union Focused FundUnion Mutual Fund | 29.18 | +6.57% | +12.56% | +9.35% |
Frequently asked questions
What is the NAV of Union Retirement Fund today?
Union Retirement Fund (Direct Plan, Growth option) has a NAV of ₹17.00 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of Union Retirement Fund?
+2.6% over the year to 4 Nov 2026, against an average of +1.2% for Retirement Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in Union Retirement Fund be worth?
₹5,000 invested every month for the last 3 years (₹1,80,000 in total) is worth ₹1,96,540 at the latest NAV, an XIRR of 6.06% a year.
How much more does the Regular plan of Union Retirement Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,40,940 in the Direct plan and ₹1,35,525 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is Union Retirement Fund in?
Union Retirement Fund is a Retirement Fund scheme from Union Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.