Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Emerald Finance Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 3.87 | 2.78 | 3.24 | 3.42 | 3.89 | 4.39 | 5.00 | 5.72 | 6.45 | 6.71 | 6.90 | 7.80 | 9.75 |
| Interest | 0.23 | 0.22 | 0.26 | 0.44 | 0.50 | 0.66 | 0.76 | 0.77 | 0.72 | 0.68 | 0.61 | 0.69 | 0.71 |
| Expenses + | 1.83 | 1.41 | 1.73 | 1.40 | 1.83 | 1.45 | 1.50 | 1.66 | 2.08 | 1.80 | 1.48 | 1.77 | 2.94 |
| Financing Profit | 1.81 | 1.15 | 1.25 | 1.58 | 1.56 | 2.28 | 2.74 | 3.29 | 3.65 | 4.23 | 4.81 | 5.34 | 6.10 |
| Financing Margin % | 46.77% | 41.37% | 38.58% | 46.20% | 40.10% | 51.94% | 54.80% | 57.52% | 56.59% | 63.04% | 69.71% | 68.46% | 62.56% |
| Other Income + | -0.07 | 0.00 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.03 | 0.03 | 0.00 | 0.00 | 0.01 |
| Depreciation | 0.03 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.00 | 0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.17 |
| Profit before tax | 1.71 | 1.15 | 1.27 | 1.59 | 1.52 | 2.29 | 2.75 | 3.31 | 3.60 | 4.26 | 4.81 | 5.34 | 5.94 |
| Tax % | 26.32% | 25.22% | 25.20% | 25.79% | 25.00% | 25.33% | 25.09% | 25.08% | 26.39% | 25.12% | 25.16% | 25.09% | 26.77% |
| Net Profit + | 1.25 | 0.86 | 0.95 | 1.19 | 1.13 | 1.71 | 2.05 | 2.48 | 2.65 | 3.19 | 3.60 | 4.00 | 4.35 |
| EPS in Rs | 0.41 | 0.29 | 0.32 | 0.39 | 0.37 | 0.57 | 0.63 | 0.73 | 0.74 | 0.92 | 1.04 | 1.11 | 1.17 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of Emerald Finance Ltd
Annual income statement trend
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1 | 1 | 2 | 4 | 7 | 8 | 5 | 8 | 12 | 13 | 22 | 31 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 3 | 3 |
| Expenses + | 1 | 1 | 1 | 4 | 5 | 6 | 3 | 5 | 6 | 6 | 6 | 8 |
| Financing Profit | 0 | 0 | 0 | 1 | 2 | 2 | 2 | 3 | 5 | 6 | 12 | 20 |
| Financing Margin % | 16% | 21% | 17% | 18% | 24% | 21% | 36% | 40% | 41% | 42% | 56% | 66% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 | -0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | 0 | 1 | 2 | 2 | 2 | 3 | 5 | 6 | 12 | 20 |
| Tax % | 29% | 31% | 29% | 26% | 28% | 21% | 26% | 26% | 25% | 26% | 25% | 26% |
| Net Profit + | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 3 | 4 | 9 | 15 |
| EPS in Rs | 0.03 | 0.03 | 0.07 | 0.19 | 0.41 | 0.44 | 0.48 | 0.85 | 1.15 | 1.37 | 2.62 | 4.19 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 18% | 6% | 12% | 9% | 7% | 6% | 2% |
Financials of Emerald Finance Ltd
Capital structure and asset base
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3 | 3 | 3 | 3 | 9 | 9 | 9 | 29 | 30 | 30 | 35 | 35 |
| Reserves | 0 | 0 | 1 | 2 | 5 | 6 | 7 | 9 | 13 | 17 | 50 | 62 |
| Borrowing | 0 | 0 | 0 | 1 | 1 | 3 | 3 | 5 | 5 | 15 | 16 | 17 |
| Other Liabilities + | 0 | 0 | 1 | 1 | 1 | 2 | 4 | 3 | 3 | 3 | 6 | 7 |
| Total Liabilities | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 46 | 52 | 65 | 106 | 121 |
| Fixed Assets + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets + | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 45 | 51 | 64 | 105 | 119 |
| Total Assets | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 46 | 52 | 65 | 106 | 121 |
Financials of Emerald Finance Ltd
Operating, investing and financing cash movement
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 0 | 0 | -0 | 0 | -5 | -4 | 3 | -23 | 2 | -11 | -13 | |
| Cash from Investing Activity + | 0 | 0 | -1 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |
| Cash from Financing Activity + | 0 | 0 | 2 | 1 | 8 | 1 | -0 | 21 | 3 | 8 | 28 | |
| Net Cash Flow | 0 | 0 | 0 | 1 | 3 | -3 | 2 | -2 | 5 | -4 | 15 | |
| Free Cash Flow | 0 | 0 | -1 | 0 | -5 | -4 | 3 | -23 | 1 | -12 | -14 | |
| CFO/OP | 0% | 0% | -166% | 9% | -276% | -178% | 107% | -586% | 27% | -159% | -88% |
Financials of Emerald Finance Ltd
Working capital efficiency and return ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 3% | 3% | 5% | 12% | 12% | 9% | 9% | 9% | 9% | 9% | 14% | 16% |