Arthneeti

IBL Finance Q2 FY27 Share Price & Earnings Call Analysis

₹59.40-3.41% today
Market cap
₹147 Cr
P/E
56.07
ROE
4.07%
PEG
9.38
Price to sales
6.88
Debt to equity
1.08
Sales growth (5Y)
72.60%
EBITDA margin
55.69%
Net profit margin
14.10%
Promoter holding
63.18%
Sales (last year)
₹21 Cr

Potential multibaggers · Q2 FY27

This quarter's potential multibaggers
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. Strong growth
    3
See all potential multibaggersWhere does IBL Finance rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

IBL Finance announcements

All announcements →

Financials of IBL Finance

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Shareholder Pattern

IBL Finance

Shareholding breakup across reporting periods.

Mar 2024Sep 2024Mar 2025Sep 2025Mar 2026Sep 2026
Promoters +63.21%63.21%63.21%63.20%63.20%63.18%
FIIs +0.01%0.01%0.01%0.00%0.00%0.00%
Public +36.78%36.78%36.78%36.80%36.80%36.82%
No. of Shareholders1,3981,016987838754671

Pros & Cons

IBL Finance

Key positives and risks surfaced from the company insights section.

Pros
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 4.55% over last 3 years.
Raw Insights
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 4.55% over last 3 years.

Financials of IBL Finance

Quarterly Results

Quarter-by-quarter operating performance

No quarterly results data available for this company yet.

Financials of IBL Finance

Profit & Loss

Annual income statement trend

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue +1.071.133.2713.3314.2213.0617.3121.37
Interest0.000.010.091.230.433.196.187.72
Expenses +1.071.152.569.1810.516.367.359.47
Financing Profit0.00-0.030.622.923.283.513.784.18
Financing Margin %0.00%-2.65%18.96%21.91%23.07%26.88%21.84%19.56%
Other Income +0.000.000.000.000.000.000.010.22
Depreciation0.040.060.050.050.240.520.590.76
Profit before tax-0.04-0.090.572.873.042.993.203.64
Tax %25.00%11.11%24.56%28.57%24.67%21.40%23.75%
Net Profit +-0.05-0.100.432.052.282.362.442.62
EPS in Rs-0.03-0.070.291.130.920.950.991.06
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Financials of IBL Finance

Balance Sheet

Capital structure and asset base

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Equity Capital3.263.263.269.0924.7324.7324.7324.73
Reserves-0.03-0.130.2911.5831.5733.9336.3737.78
Borrowing0.000.006.410.094.9144.1757.8567.29
Other Liabilities +0.140.260.271.515.1510.0510.919.62
Total Liabilities3.373.3910.2322.2766.36112.88129.86139.42
Fixed Assets +0.120.090.120.171.531.631.617.30
CWIP0.000.000.000.000.000.000.000.00
Investments0.000.000.000.000.000.000.000.00
Other Assets +3.253.3010.1122.1064.83111.25128.25132.12
Total Assets3.373.3910.2322.2766.36112.88129.86139.42

Financials of IBL Finance

Cash Flows

Operating, investing and financing cash movement

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-0.63-0.81-5.64-7.75-30.51-45.90-3.40
Cash from Investing Activity +0.600.660.12-0.13-1.58-0.61-0.54
Cash from Financing Activity +0.500.006.397.6536.2544.144.80
Net Cash Flow0.47-0.160.87-0.244.15-2.370.85
Free Cash Flow-0.69-0.78-5.67-7.85-32.10-46.51-3.96

Financials of IBL Finance

Ratios

Working capital efficiency and return ratios

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-1.55%-3.14%12.87%16.93%5.92%4.12%4.07%

Continue your research

What IBL Finance's management said in earlier quarters