Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of IBL Finance
Quarter-by-quarter operating performance
Financials of IBL Finance
Annual income statement trend
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Revenue + | 1.07 | 1.13 | 3.27 | 13.33 | 14.22 | 13.06 | 17.14 |
| Interest | 0.00 | 0.01 | 0.09 | 1.23 | 0.43 | 3.19 | 6.18 |
| Expenses + | 1.07 | 1.15 | 2.56 | 9.18 | 10.51 | 6.36 | 7.35 |
| Financing Profit | 0.00 | -0.03 | 0.62 | 2.92 | 3.28 | 3.51 | 3.61 |
| Financing Margin % | 0.00% | -2.65% | 18.96% | 21.91% | 23.07% | 26.88% | 21.06% |
| Other Income + | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.18 |
| Depreciation | 0.04 | 0.06 | 0.05 | 0.05 | 0.24 | 0.52 | 0.59 |
| Profit before tax | -0.04 | -0.09 | 0.57 | 2.87 | 3.04 | 2.99 | 3.20 |
| Tax % | 25.00% | 11.11% | 24.56% | 28.57% | 24.67% | 21.40% | 23.75% |
| Net Profit + | -0.05 | -0.10 | 0.43 | 2.05 | 2.28 | 2.36 | 2.44 |
| EPS in Rs | -0.15 | -0.31 | 1.32 | 2.26 | 0.92 | 0.95 | 0.99 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials of IBL Finance
Capital structure and asset base
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Equity Capital | 3.26 | 3.26 | 3.26 | 9.09 | 24.73 | 24.73 | 24.73 |
| Reserves | -0.03 | -0.13 | 0.29 | 11.58 | 31.57 | 33.93 | 36.37 |
| Borrowing | 0.00 | 0.00 | 6.41 | 0.09 | 4.91 | 44.17 | 57.84 |
| Other Liabilities + | 0.14 | 0.26 | 0.27 | 1.51 | 5.15 | 10.05 | 10.92 |
| Total Liabilities | 3.37 | 3.39 | 10.23 | 22.27 | 66.36 | 112.88 | 129.86 |
| Fixed Assets + | 0.12 | 0.09 | 0.12 | 0.17 | 1.53 | 1.63 | 1.61 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets + | 3.25 | 3.30 | 10.11 | 22.10 | 64.83 | 111.25 | 128.25 |
| Total Assets | 3.37 | 3.39 | 10.23 | 22.27 | 66.36 | 112.88 | 129.86 |
Financials of IBL Finance
Operating, investing and financing cash movement
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -0.63 | -0.81 | -5.64 | -7.75 | -30.51 | -45.93 | -3.40 |
| Cash from Investing Activity + | 0.60 | 0.66 | 0.12 | -0.13 | -1.58 | -0.61 | -0.54 |
| Cash from Financing Activity + | 0.50 | 0.00 | 6.39 | 7.65 | 36.25 | 44.17 | 4.80 |
| Net Cash Flow | 0.47 | -0.16 | 0.87 | -0.24 | 4.15 | -2.37 | 0.85 |
| Free Cash Flow | -0.69 | -0.78 | -5.67 | -7.85 | -32.10 | -46.54 | -3.94 |
| CFO/OP | 4,000% | -775% | -167% | -799% | -674% | -26% |
Financials of IBL Finance
Working capital efficiency and return ratios
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| ROE % | -1.55% | -3.14% | 12.87% | 16.93% | 5.92% | 4.11% | 4.07% |
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