Arthneeti

Jhaveri Credits & Capital Share Price & Earnings Call Analysis

₹178.45+1.97% today
Market cap
₹198 Cr
ROE
2.13%
Price to sales
2.00
Debt to equity
0.08
52W high / low
₹222 / ₹158
Sales growth (5Y)
100.99%
EBITDA margin
-7.68%
Net profit margin
2.05%
Promoter holding
64.57%
Sales (last year)
₹99 Cr

Potential multibaggers · Q2 FY27

This quarter's potential multibaggers
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. Strong growth
    3
See all potential multibaggersWhere does Jhaveri Credits rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Financials of Jhaveri Credits

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Jhaveri Credits

Quarterly Results

Quarter-by-quarter operating performance

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales +0.1311.320.100.231.414.9112.255.590.430.969.8322.3616.53
Expenses +0.0810.440.080.070.043.7411.564.950.413.038.0220.9417.97
Operating Profit0.050.880.020.161.371.170.690.640.02-2.071.811.42-1.44
OPM %38.46%7.77%20.00%69.57%97.16%23.83%5.63%11.45%4.65%-215.62%18.41%6.35%-8.71%
Other Income +0.040.100.000.200.05-0.030.721.381.510.470.000.441.70
Interest0.080.060.000.000.000.030.020.000.000.000.000.000.08
Depreciation0.000.000.000.000.020.130.100.100.140.240.200.200.29
Profit before tax0.010.920.020.361.400.981.291.921.39-1.841.611.66-0.11
Tax %0.00%-1.09%-50.00%2.78%25.00%63.27%27.13%27.08%23.74%-45.65%26.09%25.90%0.00%
Net Profit +0.010.930.020.341.060.350.931.401.06-1.001.191.23-0.11
EPS in Rs0.021.440.030.531.640.391.031.561.18-1.111.321.30-0.12

Financials of Jhaveri Credits

Profit & Loss

Annual income statement trend

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales +3.051.751.951.591.270.780.553.629.5811.7126.2123.3249.68
Expenses +2.691.721.841.441.081.190.793.639.0510.7423.6719.9549.96
Operating Profit0.360.030.110.150.19-0.41-0.24-0.010.530.972.543.37-0.28
OPM %11.80%1.71%5.64%9.43%14.96%-52.56%-43.64%-0.28%5.53%8.28%9.69%14.45%-0.56%
Other Income +0.160.130.020.020.070.000.000.010.010.090.210.002.61
Interest0.100.080.090.070.050.040.000.000.200.240.030.020.08
Depreciation0.040.040.040.020.010.010.010.000.000.000.130.590.93
Profit before tax0.380.040.000.080.20-0.46-0.250.000.340.822.592.761.32
Tax %34.21%25.00%125.00%20.00%2.17%4.00%17.65%4.88%37.84%12.68%
Net Profit +0.250.030.01-0.020.16-0.47-0.26-0.390.270.791.612.411.31
EPS in Rs0.390.050.02-0.030.25-0.73-0.40-0.600.421.221.792.681.39
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Financials of Jhaveri Credits

Balance Sheet

Capital structure and asset base

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital6.466.466.466.466.466.466.466.466.466.468.998.999.49
Reserves1.711.751.751.731.891.421.160.771.041.8376.3778.7891.39
Borrowings +0.490.470.460.440.000.000.000.003.180.000.930.000.00
Other Liabilities +5.054.634.113.612.602.421.481.731.260.821.370.999.18
Total Liabilities13.7113.3112.7812.2410.9510.309.108.9611.949.1187.6688.76110.06
Fixed Assets +0.200.160.140.120.080.080.040.040.030.031.352.832.43
CWIP0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments1.821.820.810.931.060.760.761.186.860.000.001.530.00
Other Assets +11.6911.3311.8311.199.819.468.307.745.059.0886.3184.40107.63
Total Assets13.7113.3112.7812.2410.9510.309.108.9611.949.1187.6688.76110.06

Financials of Jhaveri Credits

Cash Flows

Operating, investing and financing cash movement

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +-1.473.91-5.851.87-1.47-0.29-1.33-0.874.921.72-7.88-6.88
Cash from Investing Activity +0.320.181.190.110.080.420.14-0.41-5.676.8874.00-4.56
Cash from Financing Activity +-0.46-0.06-0.06-0.04-0.460.000.00-0.260.92-8.739.53-27.42
Net Cash Flow-1.614.04-4.721.95-1.850.14-1.18-1.540.17-0.1475.65-38.86
Free Cash Flow-1.433.91-4.861.87-1.40-0.29-1.30-0.874.921.72-9.34-8.96
CFO/OP-372%13,067%-5,318%1,313%-753%71%550%4,900%928%181%-271%-192%

Financials of Jhaveri Credits

Ratios

Working capital efficiency and return ratios

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days787.44425.49355.64351.23422.48711.28962.27181.4943.820.0021.5959.79
Inventory Days740.74458.150.000.00121.93181.74
Days Payable3,896.91160.300.000.76
Cash Conversion Cycle-2,368.73425.49355.64351.23422.48711.28962.27479.3443.820.00143.51240.78
Working Capital Days302.77-273.231,087.51821.821,551.972,339.743,397.82556.5725.15-19.01120.60226.64
ROCE %5.48%1.38%1.04%1.73%2.36%-5.05%-2.97%0.00%6.03%10.23%5.12%3.19%