Team India Guaranty Share Price & Earnings Call Analysis
₹239.00+1.70% today
- Market cap
- ₹215 Cr
- P/E
- 197.12
- ROE
- 1.50%
- PEG
- -23.19
- Price to sales
- 30.18
- Debt to equity
- 0.00
- 52W high / low
- ₹312 / ₹215
- Sales growth (5Y)
- -9.86%
- EBITDA margin
- 19.10%
- Net profit margin
- 13.85%
- Promoter holding
- 74.91%
- Sales (last year)
- ₹7 Cr
Potential multibaggers · Q2 FY27
This quarter's potential multibaggers
on management's own guidance
- Strong growth2
- Strong growth1
- Strong growth3
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
Financials of Team India Guaranty
Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Team India Guaranty
Quarterly Results
Quarter-by-quarter operating performance
| Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 0.70 | 0.77 | 0.80 | 0.80 | 0.81 | 0.83 | 0.85 | 0.86 | 0.85 | 0.98 | 1.26 | 1.37 | 1.36 |
| Interest | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses + | 0.14 | 0.44 | 0.19 | 0.29 | 0.13 | 0.29 | 0.18 | 0.27 | 0.16 | 0.29 | 0.47 | 0.57 | 0.92 |
| Financing Profit | 0.56 | 0.32 | 0.61 | 0.51 | 0.68 | 0.54 | 0.67 | 0.59 | 0.69 | 0.69 | 0.79 | 0.80 | 0.44 |
| Financing Margin % | 80.00% | 41.56% | 76.25% | 63.75% | 83.95% | 65.06% | 78.82% | 68.60% | 81.18% | 70.41% | 62.70% | 58.39% | 32.35% |
| Other Income + | 0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.17 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.58 | 0.32 | 0.61 | 0.52 | 0.68 | 0.54 | 0.67 | 0.59 | 0.69 | 0.86 | 0.79 | 0.80 | 0.44 |
| Tax % | 18.97% | -9.38% | 19.67% | 19.23% | 27.94% | 29.63% | 16.42% | 16.95% | 17.39% | 16.28% | 29.11% | 16.25% | 59.09% |
| Net Profit + | 0.47 | 0.36 | 0.50 | 0.42 | 0.49 | 0.39 | 0.56 | 0.50 | 0.58 | 0.72 | 0.56 | 0.67 | 0.17 |
| EPS in Rs | 0.52 | 0.40 | 0.56 | 0.47 | 0.54 | 0.43 | 0.62 | 0.56 | 0.64 | 0.80 | 0.62 | 0.75 | 0.19 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of Team India Guaranty
Profit & Loss
Annual income statement trend
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1.65 | 0.57 | 0.12 | 5.57 | 1.11 | 2.95 | 2.36 | 8.74 | 2.72 | 1.96 | 3.24 | 3.69 | 4.97 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 |
| Expenses + | 0.30 | 0.38 | 0.37 | 0.44 | 0.47 | 0.57 | 0.66 | 0.63 | 0.69 | 0.90 | 0.89 | 0.89 | 2.25 |
| Financing Profit | 1.35 | 0.19 | -0.25 | 5.13 | 0.64 | 2.38 | 1.70 | 8.04 | 2.01 | 1.05 | 2.35 | 2.80 | 2.72 |
| Financing Margin % | 81.82% | 33.33% | -208.33% | 92.10% | 57.66% | 80.68% | 72.03% | 91.99% | 73.90% | 53.57% | 72.53% | 75.88% | 54.73% |
| Other Income + | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.02 | 0.01 | 0.02 | 0.17 |
| Depreciation | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 1.33 | 0.20 | -0.25 | 5.13 | 0.64 | 2.38 | 1.71 | 8.05 | 2.01 | 1.07 | 2.36 | 2.82 | 2.89 |
| Tax % | 10.53% | 5.00% | 0.00% | 20.86% | 25.00% | 31.09% | 22.22% | 18.51% | 21.89% | 13.08% | 24.15% | 16.67% | |
| Net Profit + | 1.19 | 0.19 | -0.25 | 4.06 | 0.48 | 1.64 | 1.33 | 6.55 | 1.57 | 0.94 | 1.79 | 2.35 | 2.12 |
| EPS in Rs | 1.32 | 0.21 | -0.28 | 4.51 | 0.53 | 1.82 | 1.48 | 7.28 | 1.75 | 1.05 | 1.99 | 2.61 | 2.36 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials of Team India Guaranty
Balance Sheet
Capital structure and asset base
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
| Reserves | 15.08 | 15.26 | 15.01 | 19.07 | 19.55 | 24.25 | 25.57 | 32.11 | 33.71 | 34.65 | 36.43 | 38.77 | 39.99 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities + | 0.77 | 0.84 | 0.88 | 1.04 | 1.04 | 0.09 | 0.15 | 0.27 | 0.07 | 0.06 | 0.07 | 0.17 | 0.11 |
| Total Liabilities | 24.85 | 25.10 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.50 | 47.94 | 49.10 |
| Fixed Assets + | 0.00 | 0.00 | 0.00 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 23.54 | 23.82 | 23.65 | 28.04 | 28.25 | 32.20 | 22.62 | 24.86 | 30.55 | 41.09 | 23.30 | 29.51 | 16.51 |
| Other Assets + | 1.31 | 1.28 | 1.24 | 1.00 | 1.27 | 1.07 | 12.03 | 16.45 | 12.16 | 2.55 | 22.13 | 18.43 | 32.59 |
| Total Assets | 24.85 | 25.10 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.50 | 47.94 | 49.10 |
Financials of Team India Guaranty
Cash Flows
Operating, investing and financing cash movement
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 0.05 | -0.02 | -0.21 | 4.48 | -0.93 | -0.53 | -10.56 | -5.45 | 3.80 | 8.64 | -0.79 | -0.81 |
| Cash from Investing Activity + | 0.00 | 0.00 | 0.17 | -4.45 | 0.90 | 0.53 | 10.89 | 5.85 | -4.19 | -8.86 | 1.61 | 2.05 |
| Cash from Financing Activity + | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Cash Flow | 0.05 | -0.02 | -0.04 | 0.03 | -0.03 | 0.01 | 0.33 | 0.40 | -0.40 | -0.22 | 0.82 | 1.24 |
| Free Cash Flow | 0.05 | -0.02 | -0.21 | 4.48 | -0.93 | -0.53 | -10.56 | -5.45 | 3.80 | 8.64 | -0.79 | -0.81 |
| CFO/OP | 20% | -5% | 84% | 102% | -70% | -22% | -621% | -67% | 187% | 815% | -34% | -29% |
Financials of Team India Guaranty
Ratios
Working capital efficiency and return ratios
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5.07% | 0.79% | -1.04% | 15.59% | 1.70% | 5.31% | 3.92% | 17.31% | 3.75% | 2.18% | 4.02% | 5.04% |