Cholamandalam Investment & Finance Company Ltd
Cholamandalam Investment & Finance Company Q2 Results 2026 (FY27) investor presentation: Revenue & Margins
Q2 FY27 investor presentation: what the company reported on revenue, margins and capex.
Cholamandalam Investment & Finance Company Ltd Q2 FY27 key numbers
- Revenue
- Vehicle Finance disbursements grew 31% YoY in Q2 FY27 to ₹17,801 Cr; AUM increased 21% to ₹1,29,787 Cr.
As stated in Cholamandalam Investment & Finance Company Ltd's Q2 FY27 investor presentation · published 28 Oct 2026. Reported figures, not investment advice.
Based on Cholamandalam Investment & Finance Company Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.
The short version
Overall disbursements grew 47% YoY in Q2 FY27 to ₹35,872 Cr (Q2 FY26: ₹24,442 Cr) and 34% in H1 FY27 to ₹65,484 Cr (H1 FY26: ₹48,767 Cr). EBITDA for Q2 FY27: ₹2,801 Cr (Page 80) - EBITDA growth YoY: 43% - Operating profit for Q2 FY27: ₹2,250 Cr (Page 80) - Operating profit growth YoY: 47% - PAT for Q2 FY27: ₹1,628 Cr (
From Cholamandalam Investment & Finance Company Ltd's Q2 FY27 earnings-call transcript · updated 28 Oct 2026.
Revenue & Sales Performance
- Overall disbursements grew 47% YoY in Q2 FY27 to ₹35,872 Cr (Q2 FY26: ₹24,442 Cr) and 34% in H1 FY27 to ₹65,484 Cr (H1 FY26: ₹48,767 Cr).
- Business Asset Under Management (AUM) reached ₹2,68,009 Cr, a 25% YoY increase over Q2 FY26 (₹2,14,906 Cr).
- Vehicle Finance disbursements grew 31% YoY in Q2 FY27 to ₹17,801 Cr; AUM increased 21% to ₹1,29,787 Cr.
- Consumer Ecosystem disbursements grew 103% YoY in Q2 FY27 to ₹8,726 Cr; AUM up 32% at ₹45,902 Cr.
- SME disbursements increased 55% to ₹2,453 Cr.
- MSME Ecosystem disbursements grew 42% YoY to ₹9,345 Cr.
2 more points from Cholamandalam Investment & Finance Company Ltd's call on revenue
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Profitability & Margins
- EBITDA for Q2 FY27: ₹2,801 Cr (Page 80)
- EBITDA growth YoY: 43%
- Operating profit for Q2 FY27: ₹2,250 Cr (Page 80)
- Operating profit growth YoY: 47%
- PAT for Q2 FY27: ₹1,628 Cr (Page 81)
- PAT growth YoY: 41%
- Operating Margin for Q2 FY27: 23.9% (Page 80)
2 more points from Cholamandalam Investment & Finance Company Ltd's call on margins
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Capital Expenditure Plans
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Potential multibaggers · Q2 FY27
Potential multibaggers in Finance
on management's own guidance
- Strong growth2
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Frequently Asked Questions
What were Cholamandalam Investment & Finance Company Ltd Q2 FY27 results?
Overall disbursements grew 47% YoY in Q2 FY27 to ₹35,872 Cr (Q2 FY26: ₹24,442 Cr) and 34% in H1 FY27 to ₹65,484 Cr (H1 FY26: ₹48,767 Cr). EBITDA for Q2 FY27: ₹2,801 Cr (Page 80) - EBITDA growth YoY: 43% - Operating profit for Q2 FY27: ₹2,250 Cr (Page 80) - Operating profit growth YoY: 47% - PAT for Q2 FY27: ₹1,628 Cr (
What is Cholamandalam Investment & Finance Company Ltd share price analysis?
Cholamandalam Investment & Finance Company Ltd currently shows a neutral. The stock trades at a P/E of 21.8 with a market cap of ₹125,520 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.