Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Finkurve Financial Services Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 17.29 | 19.99 | 23.06 | 23.64 | 23.35 | 28.43 | 31.90 | 39.87 | 40.28 | 39.88 | 48.05 | 51.96 | 67.33 |
| Interest | 1.49 | 1.57 | 1.17 | 1.65 | 1.78 | 2.49 | 3.90 | 4.33 | 5.62 | 7.08 | 8.36 | 13.60 | 19.89 |
| Expenses + | 12.16 | 15.75 | 16.30 | 15.31 | 15.04 | 20.04 | 23.41 | 27.54 | 29.06 | 25.38 | 31.64 | 28.34 | 37.57 |
| Financing Profit | 3.64 | 2.67 | 5.59 | 6.68 | 6.53 | 5.90 | 4.59 | 8.00 | 5.60 | 7.42 | 8.05 | 10.02 | 9.87 |
| Financing Margin % | 21.05% | 13.36% | 24.24% | 28.26% | 27.97% | 20.75% | 14.39% | 20.07% | 13.90% | 18.61% | 16.75% | 19.28% | 14.66% |
| Other Income + | 0.06 | 0.04 | 0.04 | 0.07 | 0.08 | 0.08 | 0.23 | 0.13 | 0.14 | 0.16 | 0.09 | 0.51 | 1.89 |
| Depreciation | 0.16 | 0.12 | 0.12 | 0.12 | 0.12 | 0.08 | 0.16 | 0.32 | 0.50 | 0.75 | 0.75 | 0.59 | 1.34 |
| Profit before tax | 3.54 | 2.59 | 5.51 | 6.63 | 6.49 | 5.90 | 4.66 | 7.81 | 5.24 | 6.83 | 7.39 | 9.94 | 10.42 |
| Tax % | 36.16% | 26.25% | 20.87% | 25.79% | 24.65% | 25.59% | 25.54% | 27.91% | 25.38% | 25.48% | 19.89% | 29.88% | 22.84% |
| Net Profit + | 2.26 | 1.90 | 4.36 | 4.91 | 4.89 | 4.39 | 3.47 | 5.64 | 3.91 | 5.09 | 5.92 | 6.98 | 8.04 |
| EPS in Rs | 0.18 | 0.15 | 0.34 | 0.39 | 0.39 | 0.35 | 0.27 | 0.44 | 0.31 | 0.36 | 0.42 | 0.50 | 0.57 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of Finkurve Financial Services Ltd
Annual income statement trend
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 2 | 9 | 10 | 12 | 15 | 16 | 20 | 44 | 50 | 90 | 141 | 207 |
| Interest | 2 | 8 | 9 | 8 | 12 | 8 | 7 | 3 | 5 | 6 | 17 | 49 |
| Expenses + | 0 | 0 | 0 | 2 | 2 | 3 | 7 | 13 | 26 | 62 | 99 | 123 |
| Financing Profit | 0 | 1 | 1 | 3 | 1 | 5 | 6 | 27 | 20 | 22 | 25 | 35 |
| Financing Margin % | 9% | 9% | 8% | 21% | 8% | 33% | 31% | 63% | 39% | 24% | 17% | 17% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 3 |
| Profit before tax | 0 | 1 | 1 | 3 | 1 | 5 | 6 | 27 | 20 | 21 | 24 | 35 |
| Tax % | 18% | 30% | 32% | 32% | 33% | 25% | 26% | 20% | 27% | 24% | 26% | 25% |
| Net Profit + | 0 | 1 | 1 | 2 | 1 | 4 | 5 | 22 | 14 | 16 | 17 | 26 |
| EPS in Rs | 0.01 | 0.05 | 0.06 | 0.19 | 0.08 | 0.32 | 0.36 | 1.70 | 1.13 | 1.27 | 1.37 | 1.86 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Financials of Finkurve Financial Services Ltd
Capital structure and asset base
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 13 | 13 | 13 | 13 | 13 | 13 | 14 |
| Reserves | 1 | 1 | 2 | 4 | 4 | 119 | 123 | 145 | 160 | 176 | 194 | 331 |
| Borrowing | 30 | 72 | 75 | 110 | 93 | 73 | 76 | 24 | 52 | 75 | 241 | 847 |
| Other Liabilities + | 0 | 1 | 7 | 3 | 0 | 1 | 3 | 4 | 10 | 20 | 29 | 41 |
| Total Liabilities | 41 | 83 | 93 | 127 | 107 | 206 | 215 | 186 | 235 | 284 | 477 | 1,233 |
| Fixed Assets + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 8 | 27 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 0 |
| Investments | 10 | 10 | 10 | 10 | 10 | 11 | 13 | 5 | 4 | 3 | 5 | 7 |
| Other Assets + | 31 | 73 | 83 | 117 | 97 | 195 | 202 | 180 | 229 | 279 | 456 | 1,199 |
| Total Assets | 41 | 83 | 93 | 127 | 107 | 206 | 215 | 186 | 235 | 284 | 477 | 1,233 |
Financials of Finkurve Financial Services Ltd
Operating, investing and financing cash movement
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -24 | -33 | 8 | -30 | 30 | -84 | 6 | 29 | -20 | -7 | -134 | -566 |
| Cash from Investing Activity + | -0 | -0 | -0 | -0 | -0 | -1 | -1 | 28 | -1 | -6 | -5 | -7 |
| Cash from Financing Activity + | 25 | 33 | -6 | 28 | -29 | 85 | -4 | -56 | 23 | 18 | 145 | 659 |
| Net Cash Flow | 1 | 0 | 2 | -3 | 1 | -0 | 1 | 1 | 2 | 4 | 7 | 87 |
| Free Cash Flow | -24 | -33 | 8 | -30 | 30 | -84 | 6 | 28 | -21 | -14 | -138 | -572 |
| CFO/OP | -1,357% | -349% | 89% | -276% | 234% | -622% | 63% | 115% | -66% | -12% | -308% | -663% |
Financials of Finkurve Financial Services Ltd
Working capital efficiency and return ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1% | 5% | 5% | 14% | 6% | 6% | 3% | 3% | 9% | 9% | 9% | 9% |