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Home First Finance Company India Ltd

Q1 FY27Finance

Home First Finance Company India Q1 FY27 earnings call: Revenue & Margins

Q1 FY27 earnings call: what management said on revenue, margins and capex.

Price₹1,100
Market cap₹11.5K Cr
P/E19.8
Updated16 Oct 2026
Read3 min read

What the Q1 FY27 call signalled

2 of 3 strong

RevenueGood growth
MarginMargins steady
Order bookOrder book rising

The short version

Targeted aggressive growth in Uttar Pradesh (UP) over the medium term (1-3 years) due to its large market potential. Targeting faster growth in large states like Uttar Pradesh (UP) over the medium term (1-3 years) due to high potential.

From Home First Finance Company India Ltd's Q1 FY27 earnings-call transcript · updated 16 Oct 2026.

Revenue & Sales Performance

Good growth
  • Targeted aggressive growth in Uttar Pradesh (UP) over the medium term (1-3 years) due to its large market potential.
  • Focus on southern states: Tamil Nadu, Andhra Pradesh, and Telangana for better growth in coming years.
  • Madhya Pradesh has seen rapid growth; expecting Tamil Nadu to regain momentum after recent challenges.
  • Disbursement growth driven by both volume and value, roughly split 50-50.
  • Relationship manager productivity expected to increase gradually with rising average ticket sizes.
  • Co-lending disbursements expected to stabilize after initial policy hiccups.

2 more points from Home First Finance Company India Ltd's call on revenue

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Profitability & Margins

See what Home First Finance Company India Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

See what Home First Finance Company India Ltd said on capital expenditure plans — free account, 30 seconds.

Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Home First Finance Company India Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

Order book rising
The discussion primarily revolves around: - Loan disbursement growth in volume and value terms (~10-15% volume growth and 30% overall disbursement growth). - Increase in average ticket sizes, with a gradual shift towards higher ticket-size loans (INR25 lakh plus increasing from 12% to 18% of portfolio).

2 more points from Home First Finance Company India Ltd's call on order book

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Frequently Asked Questions

What were Home First Finance Company India Ltd Q1 FY27 results?

Targeted aggressive growth in Uttar Pradesh (UP) over the medium term (1-3 years) due to its large market potential. Targeting faster growth in large states like Uttar Pradesh (UP) over the medium term (1-3 years) due to high potential.

What is Home First Finance Company India Ltd share price analysis?

Home First Finance Company India Ltd currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 19.8 with a market cap of ₹11,503 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.