HOMEFIRST Q1 FY27 Share Price & Earnings Call Analysis

Financials of HOMEFIRST

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of HOMEFIRST

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +227255273296313336373406415454477482501
Interest93107117130146157176193190200203194195
Expenses +5260626558687581849499102109
Financing Profit828895101109112123132141159176186197
Financing Margin %36%34%35%34%35%33%33%33%34%35%37%39%39%
Other Income +4555551222213
Depreciation2333334444555
Profit before tax849096103111114120130138156173183195
Tax %24%23%23%23%25%23%23%25%24%24%24%23%23%
Net Profit +6469747983889297105119132140149
EPS in Rs7.277.848.438.929.439.8710.3410.8611.6311.5212.7313.4914.33
Gross NPA %1.61%1.64%1.70%1.70%1.70%2.90%1.70%1.70%1.70%1.80%1.90%2.00%
Net NPA %1.07%1.14%1.20%1.20%1.20%1.30%1.30%1.30%1.30%1.40%1.50%1.60%

Financials of HOMEFIRST

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +3960941452644114895967961,1571,5391,915
Interest22375467127194220219308503719792
Expenses +1216264175111127143183242303404
Financing Profit57143863106142234304412517719
Financing Margin %13%12%15%26%24%26%29%39%38%36%34%38%
Other Income +020279000008
Depreciation001157889121619
Profit before tax59143865107134226295400502708
Tax %29%33%36%34%30%26%25%18%23%24%24%24%
Net Profit +369254680100186228306382540
EPS in Rs11.7316.018.5024.4136.0910.1611.4621.2425.9434.5442.4351.80
Dividend Payout %2%1%0%0%0%0%0%0%10%10%9%10%

Financials of HOMEFIRST

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital3410101316171818181821
Reserves961462983235109181,3631,5561,8002,1042,5034,336
Borrowing2553696651,0221,9262,4943,0543,4674,8137,3029,55110,590
Other Liabilities +678181733537676108110140220
Total Liabilities3595979901,3722,4823,4804,5105,1176,7399,53412,21215,167
Fixed Assets +11351721172026304656
CWIP000100000000
Investments00001031463750281379360812
Other Assets +3595959881,3662,3613,3144,1185,0976,4329,12511,80514,298
Total Assets3595979901,3722,4823,4804,5105,1176,7399,53412,21215,167

Financials of HOMEFIRST

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-823-223-807-1,469-1,908-2,198-1,940
Cash from Investing Activity +-108-615804-267-217-0-408
Cash from Financing Activity +8939004111,3532,4702,2172,198
Net Cash Flow-3862408-38234519-150
Free Cash Flow-827-225-810-1,476-1,916-2,210-1,949
CFO/OP-267%-53%-169%-228%-199%-169%-119%

Financials of HOMEFIRST

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %3%5%4%8%11%11%9%13%13%16%16%16%

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What HOMEFIRST's management said in earlier quarters

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