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Jana Small Finan

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Jana Small Finan Q2 Results 2026 (FY27) investor presentation: Revenue & Margins

Q2 FY27 investor presentation: what the company reported on revenue, margins and capex.

Price₹403
Market cap₹4.3K Cr
P/E11.2
Updated23 Oct 2026
Read3 min read

Jana Small Finan Q2 FY27 key numbers

Revenue
Total Revenue for Q2 FY27: Rs. 1,816 Crs, up 18% YoY and 4% QoQ.

As stated in Jana Small Finan's Q2 FY27 investor presentation · published 23 Oct 2026. Reported figures, not investment advice.

Based on Jana Small Finan's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Total Revenue for Q2 FY27: Rs. Operating Margin (Q2 FY27): Rs.

From Jana Small Finan's Q2 FY27 earnings-call transcript · updated 23 Oct 2026.

Revenue & Sales Performance

- Total Revenue for Q2 FY27: Rs. 1,816 Crs, up 18% YoY and 4% QoQ (Page 19) - Operating Income for Q2 FY27: Rs. 1,047 Crs, increased from Rs. 853 Crs in Q2 FY26 (Page 21) - Interest Income for Q2 FY27: Rs. 1,587 Crs, up from Rs. 1,294 Crs in Q2 FY26 (Page 21) - Other Income for Q2 FY27: Rs. 219 Crs, up from Rs. 213 Crs in Q2 FY26 (Page 21) - Advances growth: ~22% YoY to Rs. 38,752 Crs, with secured advances up 24% YoY (Page 9) - Deposits growth: 17.5% YoY to Rs. 38,221 Crs (Page 13) - CASA growth: 13% YoY to Rs. 6,732 Crs, CASA ratio stable at 18% (Pages 13,12) **Outlook:**

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Profitability & Margins

  • Operating Margin (Q2 FY27): Rs. 374 Crs, increased from Rs. 266 Crs in Q2 FY26 (YoY growth ~40.6%) — see Page 21.
  • Profit After Tax (PAT) (Q2 FY27): Rs. 170 Crs, higher by 127% YoY from Rs. 75 Crs in Q2 FY26 — see Page 4.
  • EBITDA/Operating Income is not explicitly mentioned; closest metric is Operating Income of Rs. 1,047 Crs in Q2 FY27 vs Rs. 853 Crs in Q2 FY26 (YoY growth ~22.8%) — see Page 21.

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Capital Expenditure Plans

The investor presentation for Jana Small Finance Bank does not describe any capex, capacity expansion, new plant, or project investments. It primarily focuses on financial performance, deposit and loan growth, digital adoption, branch expansion, and operational highlights without mentioning specific capital expenditure projects or timelines. - Branch expansion plan for FY27: 78 branches planned (8 new, 30 split, 40 relocation); H1 status: 40 branches done (6 new, 20 split, 14 relocation). - No mention of capex amounts or new plants/projects. - Focus on digital channels, loan products, and deposit growth rather than physical capacity enhancements. All content relates to banking operations, branch network growth, digital adoption, and financial guidance, with no capital projects detailed.

Top-ranked in Banks

Ranked on what management guided this quarter

Guidance-ranked
1Canara Bank
Rev 2Mar 3
2AU Small Finance
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3
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4
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5
Rev 2Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

Read what Jana Small Finan said on fundraising in the Q2 FY27 call

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What Jana Small Finan's management said in earlier quarters

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Frequently Asked Questions

What were Jana Small Finan Q2 FY27 results?

Total Revenue for Q2 FY27: Rs. Operating Margin (Q2 FY27): Rs.

What is Jana Small Finan share price analysis?

Jana Small Finan currently shows a neutral. The stock trades at a P/E of 11.2 with a market cap of ₹4,266 Cr. Investors should review the full earnings analysis for detailed insights.

Is Jana Small Finan planning capital expenditure?

The investor presentation for Jana Small Finance Bank does not describe any capex, capacity expansion, new plant, or project investments.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.