IndusInd Bank Ltd
IndusInd Bank Q2 Results 2026 (FY27): Revenue ₹6,817 Cr, PAT ₹1,242 Cr
Q2 FY27 investor presentation: what the company reported on revenue, margins and fundraising.
IndusInd Bank Ltd Q2 FY27 key numbers
- Revenue
- Net Interest Income (NII) for Q2 FY27: ₹4,569 crores, up 4% YoY.
As stated in IndusInd Bank Ltd's Q2 FY27 investor presentation · published 23 Oct 2026. Reported figures, not investment advice.
Based on IndusInd Bank Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.
The short version
Net Interest Income (NII) for Q2 FY27: ₹4,569 crores, up 4% YoY. EBITDA / Operating Profit for Q2 FY27: ₹2,874 crores, up 40% YoY (Page 8, 27, 28) - Operating Margin (derived): Operating Profit ₹2,874 crores on Total Income ₹6,817 crores → ~42.2% (Page 8, 28) - Profit After Tax (PAT) for Q2 FY27: ₹1,242 crores, from a loss of ₹(437) crores YoY, indicating a significant YoY improvement (Page 8, 27) - No explicit margin outlook is stated in the presentation on these metrics.
From IndusInd Bank Ltd's Q2 FY27 earnings-call transcript · updated 23 Oct 2026.
Revenue & Sales Performance
- Net Interest Income (NII) for Q2 FY27: ₹4,569 crores, up 4% YoY.
- Other Income for Q2 FY27: ₹2,248 crores, up 36% YoY.
- Total Income for Q2 FY27: ₹6,817 crores, up 12% YoY.
- Average Total Loans: Increased 9% QoQ (specific YoY not stated for loans in the snapshot).
- Average Total Deposits: Increased 7% QoQ (YoY deposit growth also mentioned as 10%, from other parts).
- Net Profit for Q2 FY27: ₹1,242 crores, reported as NM (Not Meaningful) YoY due to previous loss.
2 more points from IndusInd Bank Ltd's call on revenue
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Profitability & Margins
- EBITDA / Operating Profit for Q2 FY27: ₹2,874 crores, up 40% YoY (Page 8, 27, 28)
- Operating Margin (derived): Operating Profit ₹2,874 crores on Total Income ₹6,817 crores → ~42.2% (Page 8, 28)
- Profit After Tax (PAT) for Q2 FY27: ₹1,242 crores, from a loss of ₹(437) crores YoY, indicating a significant YoY improvement (Page 8, 27)
- No explicit margin outlook is stated in the presentation on these metrics. The NIM (Net Interest Margin) is reported at 3.23% for Q2 FY27, down from 3.57% QoQ (Page 5), but no forward guidance on operating or profit margins is given.
Fundraising & Capital Structure
- The presentation indicates an increase in borrowings: ₹53,781 crore in Q2 FY27, up 19% YoY and 23% QoQ (Page 7).
- Borrowing composition includes:
- Refinance from Development Institutions (40%)
- Long-Term FCY Borrowings (25%)
- Tier-II Bonds (5%)
- Infrastructure Bonds (3%)
- Short-Term FCY Borrowings (<12 months) (27%) (Page 11).
- There is no explicit mention of any new fundraising through equity in the presentation.
- Capital remained stable at ₹779 crore with net worth increasing 6% YoY to ₹65,985 crore (Page 7, Page 6).
2 more points from IndusInd Bank Ltd's call on fundraising
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Top-ranked in Banks
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
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What IndusInd Bank Ltd's management said in earlier quarters
- Q2 FY24 earnings call analysis →
- Q1 FY27 earnings call analysis →
- Q1 FY26 earnings call analysis →
- Q3 FY26 earnings call analysis →
- Q2 FY26 earnings call →
- Q4 FY25 earnings call →
- Q3 FY25 earnings call →
- Q2 FY25 earnings call →
- Q1 FY25 earnings call →
- Q4 FY24 earnings call →
- Q3 FY24 earnings call →
- Q1 FY24 earnings call →
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- Jana Small Finan (Q2 FY27)
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Frequently Asked Questions
What were IndusInd Bank Ltd Q2 FY27 results?
Net Interest Income (NII) for Q2 FY27: ₹4,569 crores, up 4% YoY. EBITDA / Operating Profit for Q2 FY27: ₹2,874 crores, up 40% YoY (Page 8, 27, 28) - Operating Margin (derived): Operating Profit ₹2,874 crores on Total Income ₹6,817 crores → ~42.2% (Page 8, 28) - Profit After Tax (PAT) for Q2 FY27: ₹1,242 crores, from a loss of ₹(437) crores YoY, indicating a significant YoY improvement (Page 8, 27) - No explicit margin outlook is stated in the presentation on these metrics.
What is IndusInd Bank Ltd share price analysis?
IndusInd Bank Ltd currently shows a neutral. The stock trades at a P/E of 50.1 with a market cap of ₹66,282 Cr. Investors should review the full earnings analysis for detailed insights.
Is IndusInd Bank Ltd planning capital expenditure?
The investor presentation does not describe any specific capital expenditure (capex), capacity expansion, or new plant/project details, including amounts, status, or timelines.
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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.