Arthneeti
All Q2 FY27 results →
KM

Kotak Mah. Bank

Q2 FY27Banks

Kotak Mah. Bank Q2 Results 2026 (FY27): Revenue ₹11,653 Cr, PAT ₹4,212 Cr

Q2 FY27 investor presentation: what the company reported on revenue, margins and fundraising.

Price₹431
Market cap₹4.3L Cr
P/E21.4
Updated24 Oct 2026
Read4 min read

Kotak Mah. Bank Q2 FY27 key numbers

Revenue
Net Interest Income (Q2FY27): ₹8,459 cr, up 16% YoY.

As stated in Kotak Mah. Bank's Q2 FY27 investor presentation · published 24 Oct 2026. Reported figures, not investment advice.

Based on Kotak Mah. Bank's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Net Interest Income (Q2FY27): ₹8,459 cr, up 16% YoY - Other Income (Q2FY27): ₹3,194 cr, up 23% YoY - Fee and Services Income (Q2FY27): ₹2,926 cr, up 21% YoY - Total Income (Q2FY27): ₹11,653 cr, EBITDA: The presentation does not explicitly report EBITDA figures for the quarter. - Operating Profit (proxy for operating margin): - Q2FY27 Operating Profit: ₹6,382 crore - Q2FY26 Operating Profit: ₹5,268 crore - Year-on-Year (YoY) Growth: 21% - Profit After Tax (PAT): - Q2FY27 PAT: ₹4,212 crore - Q2FY26 PAT: ₹3,253 crore - YoY Growth: 29% - Operating Margin or explicit margin outlook is not directly stated in the presentation.

From Kotak Mah. Bank's Q2 FY27 earnings-call transcript · updated 24 Oct 2026.

Revenue & Sales Performance

  • Net Interest Income (Q2FY27): ₹8,459 cr, up 16% YoY
  • Other Income (Q2FY27): ₹3,194 cr, up 23% YoY
  • Fee and Services Income (Q2FY27): ₹2,926 cr, up 21% YoY
  • Total Income (Q2FY27): ₹11,653 cr, up 18% YoY
  • Profit After Tax (Q2FY27): ₹4,212 cr, up 29% YoY
  • Customer Assets as of 30 Sep 2026: ₹699,250 cr, up from ₹576,339 cr a year ago
  • Advances: ₹577,295 cr, up 25% YoY
  • SME Advances: ₹1.4 lakh cr, growing 27% YoY
  • Kotak Securities Total Income: ₹1,591 cr, up from ₹1,299 cr YoY

2 more points from Kotak Mah. Bank's call on revenue

Pro opens every point from 15K+ earnings calls

Profitability & Margins

  • EBITDA: The presentation does not explicitly report EBITDA figures for the quarter.
  • Operating Profit (proxy for operating margin):
  • Q2FY27 Operating Profit: ₹6,382 crore
  • Q2FY26 Operating Profit: ₹5,268 crore
  • Year-on-Year (YoY) Growth: 21%
  • Profit After Tax (PAT):
  • Q2FY27 PAT: ₹4,212 crore
  • Q2FY26 PAT: ₹3,253 crore
  • YoY Growth: 29%
  • Operating Margin or explicit margin outlook is not directly stated in the presentation. However:

2 more points from Kotak Mah. Bank's call on margins

Pro opens every point from 15K+ earnings calls

Fundraising & Capital Structure

  • Borrowings increased significantly to ₹55,223 crore as of 30th September 2026 from ₹23,911 crore a year ago and ₹25,840 crore in June 2026, including about ₹15,800 crore raised during the quarter via the Bank’s international branches (Page 12).
  • There is no mention of any fundraising through equity in the presentation.
  • The presentation states the Bank’s capital adequacy metrics: CET-I ratio was 21.4% as of 30th September 2026 (Page 16 and Page 9), indicating stable capital but no equity issuance.

2 more points from Kotak Mah. Bank's call on fundraising

Pro opens every point from 15K+ earnings calls

Top-ranked in Banks

Ranked on what management guided this quarter

Guidance-ranked
1Canara Bank
Rev 2Mar 3
2AU Small Finance
Rev 2Mar 3
3
Rev 2Mar 3
4
Rev 2Mar 3
5
Rev 2Mar 3
Sign up free to see 3 moreTakes 30 seconds · no cardSign up

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Order Book & Pipeline

Read what Kotak Mah. Bank said on order book in the Q2 FY27 call

Free account with your mobile number. We text a one-time code, no password.

Continue your research

What Kotak Mah. Bank's management said in earlier quarters

Others in Banks this season

  • HDFC Bank (Q2 FY27)

    Daily disbursal run rates of key retail and MSME products increased 10-20% quarter-on-quarter, signaling accelerating growth momentum. Key concall takeaways…

  • IndusInd Bank Ltd (Q2 FY27)

    Net Interest Income (NII) for Q2 FY27: ₹4,569 crores, up 4% YoY. Key investor presentation takeaways from IndusInd Bank Ltd's Q2 FY27 investor presentation — an

  • DCB Bank (Q2 FY27)

    Interest Income: ₹2,051 crores (+12.5% vs Q2 FY26: ₹1,823 crores) . Key investor presentation takeaways from DCB Bank's Q2 FY27 investor presentation — and how

  • Jana Small Finan (Q2 FY27)

    1,816 Crs, up 18% YoY and 4% QoQ (Page 19) . Key investor presentation takeaways from Jana Small Finan's Q2 FY27 investor presentation — and how it ranks agains

Compare:vs HDFC Bankvs ICICI Bankvs SBI

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

See rankings →

Arthneeti Pro · Annual

Kotak Mah. Bank and 15K+ more earnings calls,
for less than your morning chai

a day

Every earnings call, ranking and concall Q&A across all four results seasons.

Secure Razorpay payment · instant access

Frequently Asked Questions

What were Kotak Mah. Bank Q2 FY27 results?

Net Interest Income (Q2FY27): ₹8,459 cr, up 16% YoY - Other Income (Q2FY27): ₹3,194 cr, up 23% YoY - Fee and Services Income (Q2FY27): ₹2,926 cr, up 21% YoY - Total Income (Q2FY27): ₹11,653 cr, EBITDA: The presentation does not explicitly report EBITDA figures for the quarter. - Operating Profit (proxy for operating margin): - Q2FY27 Operating Profit: ₹6,382 crore - Q2FY26 Operating Profit: ₹5,268 crore - Year-on-Year (YoY) Growth: 21% - Profit After Tax (PAT): - Q2FY27 PAT: ₹4,212 crore - Q2FY26 PAT: ₹3,253 crore - YoY Growth: 29% - Operating Margin or explicit margin outlook is not directly stated in the presentation.

What is Kotak Mah. Bank share price analysis?

Kotak Mah. Bank currently shows a neutral. The stock trades at a P/E of 21.4 with a market cap of ₹428,256 Cr. Investors should review the full earnings analysis for detailed insights.

Is Kotak Mah. Bank planning capital expenditure?

The investor presentation does not explicitly mention any capex, capacity expansion, new plants, or project investments with specific amounts, statuses, or timelines.

Keep Kotak Mah. Bank on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.