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LIC Housing Fin.

Q2 FY26

LIC Housing Finance Q2 FY26 earnings call: Revenue & Margins

Q2 FY26 earnings call: what management said on revenue, margins and capex.

Price₹521
Market cap₹28.7K Cr
P/E5.0
Updated16 Oct 2026
Read4 min read

The short version

Q2 showed encouraging 24% quarter-on-quarter growth in retail disbursements compared to Q1, indicating positive momentum. - The company expects Q3 and Q4 to be stronger quarters with better disbursement and loan book growth historically. - Management aims for double-digit growth in disbursements and loan book by the end of the fiscal year, targeting around 10% currently. - Structural changes and rethinking the organizational and distribution model are being explored to achieve higher growth of 13-14% in 1-2 years. - New channels like co-lending and direct assignment are being considered to boost growth. - The lead business channel has grown well, targeting Rs. The company acknowledges growth as a key concern, with current growth around 6-7%, which is considered unsatisfactory.

From LIC Housing Fin.'s Q2 FY26 earnings-call transcript · updated 16 Oct 2026.

Revenue & Sales Performance

  • Q2 showed encouraging 24% quarter-on-quarter growth in retail disbursements compared to Q1, indicating positive momentum.
  • The company expects Q3 and Q4 to be stronger quarters with better disbursement and loan book growth historically.
  • Management aims for double-digit growth in disbursements and loan book by the end of the fiscal year, targeting around 10% currently.
  • Structural changes and rethinking the organizational and distribution model are being explored to achieve higher growth of 13-14% in 1-2 years.
  • New channels like co-lending and direct assignment are being considered to boost growth.

2 more points from LIC Housing Fin.'s call on revenue

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Profitability & Margins

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Capital Expenditure Plans

Relevant points include: - The company is exploring inorganic growth options such as co-lending and direct assignment strategies to boost their loan book. - They are in the process of framing co-lending and direct assignment policies, which will require Board approval.

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Fundraising & Capital Structure

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Order Book & Pipeline

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What LIC Housing Finance Ltd's management said in earlier quarters

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Frequently Asked Questions

What were LIC Housing Fin. Q2 FY26 results?

Q2 showed encouraging 24% quarter-on-quarter growth in retail disbursements compared to Q1, indicating positive momentum. - The company expects Q3 and Q4 to be stronger quarters with better disbursement and loan book growth historically. - Management aims for double-digit growth in disbursements and loan book by the end of the fiscal year, targeting around 10% currently. - Structural changes and rethinking the organizational and distribution model are being explored to achieve higher growth of 13-14% in 1-2 years. - New channels like co-lending and direct assignment are being considered to boost growth. - The lead business channel has grown well, targeting Rs. The company acknowledges growth as a key concern, with current growth around 6-7%, which is considered unsatisfactory.

What is LIC Housing Fin. share price analysis?

LIC Housing Fin. currently shows a neutral. The stock trades at a P/E of 5.0 with a market cap of ₹28,658 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.