M & M Fin. Serv.

Q2 FY27Finance

M & M Fin. Serv. Q2 Results 2026 (FY27): Revenue ₹5,936 Cr

Q2 FY27 investor presentation: what the company reported on revenue, margins and fundraising.

Price₹305

Market cap₹42.4K Cr

P/E12.6

Updated21 Oct 2026

Read3 min read

Based on M & M Fin. Serv.'s Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Revenue from operations (Consolidated) for Q2 FY27: ₹5,936 crore, up 18% YoY from ₹5,026 crore in Q2 FY26 (Page 40). EBITDA (Pre-Provisioning Operating Profit) Q2 FY27: Rs.

From M & M Fin. Serv.'s Q2 FY27 earnings-call transcript · updated 21 Oct 2026.

Revenue & Sales Performance

Revenue from operations (Consolidated) for Q2 FY27: ₹5,936 crore, up 18% YoY from ₹5,026 crore in Q2 FY26 (Page 40).
Revenue from operations (Standalone) for Q2 FY27: ₹5,164 crore, up 15% YoY from ₹4,473 crore in Q2 FY26 (Page 30).
Total disbursements for Q2 FY27: ₹16,499 crore, up 22% YoY from ₹13,514 crore in Q2 FY26 (Page 24).
Product-wise disbursals growth (Q2 FY27 vs Q2 FY26) includes:
Passenger Vehicle: ₹6,826 crore (41%), 28% YoY increase
Pre-Owned Vehicles: ₹2,834 crore (17%), 15% YoY increase

2 more points from M & M Fin. Serv.'s call on revenue

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Profitability & Margins

- EBITDA (Pre-Provisioning Operating Profit) Q2 FY27: Rs. 1,830 crore, up 21% YoY (from Rs. 1,511 crore in Q2 FY26) [Page 40] - Operating Margin (Cost to Income Ratio on Standalone basis): 36.7% in H1 FY27, improved from 39.4% in H1 FY26 [Page 29] - Profit After Tax (PAT) Q2 FY27 consolidated: Rs. 911 crore, up 61% YoY (from Rs. 566 crore in Q2 FY26) [Page 40] - No explicit margin outlook is stated in the presentation, but improving cost to income ratio and profit growth indicate positive operational leverage [Page 29, 40]. All figures are consolidated unless stated standalone; YoY comparisons are to Q2 FY26.

Fundraising & Capital Structure

Fundraising through equity includes:
Rights Issues of Rs. 2,996 crore and Rs. 3,089 crore (Page 47).
QIP Issues of Rs. 426 crore, Rs. 867 crore, and Rs. 1,056 crore (Page 47).
Maiden Retail NCD Issue of Rs. 1000 crore oversubscribed over 7x (Page 47).
Sale of 5% stake in MIBL at valuation of Rs. 1,300 crore (Page 47).
Debt-related highlights:
Long term debt rating upgraded to AAA by India Ratings, Brickwork and CARE Ratings (Page 47, 51).
As of Sep 30, 2026, consolidated borrowings (other than debt securities) stood at Rs. 94,518 crore, up from Rs. 72,031 crore as of Sep 30, 2025 (Page 43).

2 more points from M & M Fin. Serv.'s call on fundraising

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Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked

1Mufin Green₹2.7K Cr

Rev 1Mar 1

2Akiko₹464 Cr

Rev 1Mar 1

3₹961 Cr

Rev 1Mar 2

4₹1.4L Cr

Rev 1Mar 3

5₹23.8K Cr

Rev 1Mar 3

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Order Book & Pipeline

See what M & M Fin. Serv. said on order book & pipeline — free account, 30 seconds.

What M & M Fin. Serv.'s management said in earlier quarters

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Bajaj Finance (Q2 FY27)
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Frequently Asked Questions

What were M & M Fin. Serv. Q2 FY27 results?

Revenue from operations (Consolidated) for Q2 FY27: ₹5,936 crore, up 18% YoY from ₹5,026 crore in Q2 FY26 (Page 40). EBITDA (Pre-Provisioning Operating Profit) Q2 FY27: Rs.

What is M & M Fin. Serv. share price analysis?

M & M Fin. Serv. currently shows a neutral. The stock trades at a P/E of 12.6 with a market cap of ₹42,387 Cr. Investors should review the full earnings analysis for detailed insights.

Is M & M Fin. Serv. planning capital expenditure?

The investor presentation does not explicitly describe any capex, capacity expansion, new plant, or project details including amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.