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Bajaj Housing

Q2 FY27

Bajaj Housing Q2 FY27: Revenue ₹1,254 Cr, PAT ₹757 Cr

Q2 FY27 investor presentation: what the company reported on revenue, margins and projects.

Price₹84
Market cap₹69.8K Cr
P/E25.8
Updated16 Oct 2026
Read4 min read

Based on Bajaj Housing's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

For Q2 FY27, Bajaj Housing Finance reported: - Total Income: ₹1,254 Cr, up 15% YoY from ₹1,090 Cr in Q2 FY26 - Interest Income: ₹3,052 Cr, up 17% YoY from ₹2,614 Cr - Net Total Income (NTI EBITDA or operating profit explicitly is not stated in the presentation; however, Pre-provisioning Operating Profit (similar to EBITDA) for Q2 FY27 is ₹1,015 Cr, up 16% YoY from ₹876 Cr in Q2 FY26 (Page 21).

From Bajaj Housing's Q2 FY27 earnings-call transcript · updated 16 Oct 2026.

Revenue & Sales Performance

  • For Q2 FY27, Bajaj Housing Finance reported:
  • Total Income: ₹1,254 Cr, up 15% YoY from ₹1,090 Cr in Q2 FY26
  • Interest Income: ₹3,052 Cr, up 17% YoY from ₹2,614 Cr
  • Net Total Income (NTI): ₹1,254 Cr, up 15% YoY
  • Profit After Tax (PAT): ₹757 Cr, up 18% YoY from ₹643 Cr
  • Assets Under Management (AUM): ₹158,205 Cr, up 25% YoY from ₹126,749 Cr
  • Loan Assets: ₹139,862 Cr, up 24% YoY from ₹113,059 Cr
  • Disbursement Growth: 25% YoY to ₹19,935 Cr from ₹15,914 Cr
  • Home Loans AUM growth improved to 22% YoY

2 more points from Bajaj Housing's call on revenue

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Profitability & Margins

See what Bajaj Housing said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation for Bajaj Housing Finance Limited does not specifically describe any capex, capacity expansion, or new plant/project investments. The document primarily focuses on financial performance, asset quality, treasury updates, borrowing mix, and business updates related to housing finance products such as home loans, lease rental discounting, developer finance, and loans against property. No explicit mention of: - New plant or project setups - Capital expenditure allocation - Capacity expansion plans or timelines The presentation centers on loan book growth, borrowing diversification, risk and underwriting practices, and liquidity management rather than any physical or infrastructure expansion investments.

Fundraising & Capital Structure

See what Bajaj Housing said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation dated 16 October 2026 for Bajaj Housing Finance Limited does not explicitly report any information regarding order book, order inflow, or pending orders. Specifically: - The presentation focuses primarily on financial performance, treasury updates, asset quality, business operations, digital initiatives, and risk management. - Key metrics include AUM growth, disbursement growth, borrowing mix, liquidity, and net interest income, but no mention of order book or order inflow. - The behavioralized ALM snapshot and cumulative inflows/outflows relate to cash flow and liquidity management, not order book or pending orders. Therefore, based solely on the contents of the presentation, there is no data or commentary provided on order book, order inflow, or pending orders.

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Frequently Asked Questions

What were Bajaj Housing Q2 FY27 results?

For Q2 FY27, Bajaj Housing Finance reported: - Total Income: ₹1,254 Cr, up 15% YoY from ₹1,090 Cr in Q2 FY26 - Interest Income: ₹3,052 Cr, up 17% YoY from ₹2,614 Cr - Net Total Income (NTI EBITDA or operating profit explicitly is not stated in the presentation; however, Pre-provisioning Operating Profit (similar to EBITDA) for Q2 FY27 is ₹1,015 Cr, up 16% YoY from ₹876 Cr in Q2 FY26 (Page 21).

What is Bajaj Housing share price analysis?

Bajaj Housing currently shows a neutral. The stock trades at a P/E of 25.8 with a market cap of ₹69,808 Cr. Investors should review the full earnings analysis for detailed insights.

Is Bajaj Housing planning capital expenditure?

The investor presentation for Bajaj Housing Finance Limited does not specifically describe any capex, capacity expansion, or new plant/project investments.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.