Manba Finance Ltd
Manba Finance Q4 FY26 earnings call: Revenue & Margins
Q4 FY26 earnings call: what management guided on revenue, margins and order book.
The short version
The company targets a sustainable AUM growth rate of 25% to 30% annually. Manish Shah expects a sustainable AUM growth of 25-30% annually, targeting around INR 2,300-2,400 crore by year-end.
From Manba Finance Ltd's Q4 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- The company targets a sustainable AUM growth rate of 25% to 30% annually.
- They expect to achieve around INR 2,300 to INR 2,400 crore in AUM by the end of the current year.
- Incremental AUM growth of at least 30% year-on-year is anticipated through new geographies and product additions.
- Expansion into underpenetrated markets like Uttar Pradesh (currently 1% market share) and Madhya Pradesh (3% market share) is planned, offering significant growth opportunities.
- New product lines such as used 2-Wheeler loans, 3-Wheeler financing, top-up loans, personal loans, and MSME LAP will diversify revenue streams and reduce reliance on 2-Wheeler loans from 84% to about 65% over three years.
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Profitability & Margins
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Capital Expenditure Plans
- The company is focusing on geographic expansion, with plans to enter Uttar Pradesh (UP), Madhya Pradesh (MP), Rajasthan, and Karnataka in the near term, and potentially West Bengal by next year.
- New product launches such as MSME LAP (Loan Against Property) have started with initial branches in Mumbai and Pune, with plans to expand to Nasik and Ahmedabad, and then Rajasthan.
- Strategic partnerships include an all-India MOU with TVS Motor Company for deeper penetration in the 3-Wheeler financing segment.
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Top-ranked in Finance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
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What Manba Finance Ltd's management said in earlier quarters
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Frequently Asked Questions
What were Manba Finance Ltd Q4 FY26 results?
The company targets a sustainable AUM growth rate of 25% to 30% annually. Manish Shah expects a sustainable AUM growth of 25-30% annually, targeting around INR 2,300-2,400 crore by year-end.
What is Manba Finance Ltd share price analysis?
Manba Finance Ltd currently shows a neutral. The stock trades at a P/E of 13.8 with a market cap of ₹672 Cr. Investors should review the full earnings analysis for detailed insights.
Is Manba Finance Ltd planning capital expenditure?
The company is focusing on geographic expansion, with plans to enter Uttar Pradesh (UP), Madhya Pradesh (MP), Rajasthan, and Karnataka in the near term, and potentially West Bengal by next year.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.