UTI - Banking and Financial Services Fund NAV Today
UTI - Banking and Financial Services Fund NAV is ₹220.21 as of 4 Nov 2026, down 1.72% over 1 year, 145 of 226 in Sectoral / Thematic Fund.
UTI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹220.21
4 Nov 2026
1-year return
-1.72%
Category +3.34%
Category rank (1Y)
145 of 226
Sectoral / Thematic Fund
3-year return
+13.34%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +2.03% | +2.18% | -0.15 pts | — |
| 6 months | +2.44% | +4.22% | -1.78 pts | — |
| 1 year | -1.72% | +3.34% | -5.06 pts | 145 of 226 |
| 3 years (a year) | +13.34% | +15% | -1.66 pts | 80 of 139 |
| 5 years (a year) | +10.42% | +12.36% | -1.94 pts | 65 of 99 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in UTI - Banking and Financial Services Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹59,896
Invested ₹60,000
XIRR -0.37% a year
SIP for 3 years
₹1,97,244
Invested ₹1,80,000
XIRR 6.31% a year
SIP for 5 years
₹3,93,974
Invested ₹3,00,000
XIRR 11.13% a year
₹1 lakh invested at once
1 year ago
₹98,280
3 years ago
₹1,45,596
5 years ago
₹1,64,149
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,39,664 in Direct and ₹1,35,387 in Regular, a difference of ₹4,277.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +1.88% | +0.84% | 1.03 pts a year |
| 3 years | +11.78% | +10.63% | 1.15 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Sectoral / Thematic Fund average
36%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
-4.61%
Year to 30 Oct 2026
Other Sectoral / Thematic Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Nippon India Taiwan Equity FundNippon India Mutual Fund | 29.01 | +63.33% | +52.01% | — |
| Kotak Healthcare FundKotak Mahindra Mutual Fund | 17.82 | +27.21% | — | — |
| HDFC Pharma and Healthcare FundHDFC Mutual Fund | 22.48 | +26.58% | +31.62% | — |
| Mirae Asset Healthcare FundMirae Asset Mutual Fund | 52.83 | +22.49% | +25.01% | +17.15% |
| SBI Automotive Opportunities FundSBI Mutual Fund | 13.43 | +22.41% | — | — |
| HDFC Defence FundHDFC Mutual Fund | 30.29 | +22.25% | +36.65% | — |
| Bajaj Finserv Healthcare FundBajaj Finserv Mutual Fund | 12.11 | +21.63% | — | — |
| WhiteOak Capital Pharma and Healthcare FundWhiteOak Capital Mutual Fund | 17.71 | +21.57% | — | — |
All Sectoral / Thematic Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth | 220.21 | 120733 |
| Direct Plan | IDCW | 86.18 | 120732 |
| Regular Plan | Growth | 190.70 | 102401 |
| Regular Plan | IDCW | 74.22 | 102402 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Sectoral / Thematic Fund
- ISIN
- INF789F01SN3
- AMFI scheme code
- 120733
- NAV history from
- 29 Oct 2021
More schemes from UTI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Silver ETF Fund of FundUTI Mutual Fund | 23.55 | +23.83% | +35.1% | — |
| UTI - Healthcare FundUTI Mutual Fund | 385.78 | +18.15% | +24.8% | +16.89% |
| UTI Gold ETF Fund of FundUTI Mutual Fund | 27.02 | +16.26% | +31.11% | — |
| UTI - Arbitrage FundUTI Mutual Fund | 40.58 | +6.51% | +7.32% | +6.76% |
| UTI Ultra Short Term FundUTI Mutual Fund | 4,952.40 | +6.42% | +7.28% | +6.67% |
| UTI - Money Market FundUTI Mutual Fund | 3,399.01 | +6.31% | +7.33% | +6.79% |
| UTI Ultra Short to Short Term FundUTI Mutual Fund | 3,906.08 | +5.74% | +7.18% | +6.54% |
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
Frequently asked questions
What is the NAV of UTI - Banking and Financial Services Fund today?
UTI - Banking and Financial Services Fund (Direct Plan, Growth option) has a NAV of ₹220.21 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of UTI - Banking and Financial Services Fund?
-1.72% over the year to 4 Nov 2026, against an average of +3.34% for Sectoral / Thematic Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in UTI - Banking and Financial Services Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,93,974 at the latest NAV, an XIRR of 11.13% a year.
How much more does the Regular plan of UTI - Banking and Financial Services Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,39,664 in the Direct plan and ₹1,35,387 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is UTI - Banking and Financial Services Fund in?
UTI - Banking and Financial Services Fund is a Sectoral / Thematic Fund scheme from UTI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.